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Large Loss Jobs (NOW HIRING)

Volarify

Large Loss Estimator (ID# 690)

Livonia, MI · On-site

Large Loss Estimator Full-Time Location: Livonia, MI Position Overview Our Client is seeking an experienced Large Loss Estimator to join its growing restoration team. This role is responsible for ...

Volarify

Large Loss Estimator (ID# 690)

Livonia, MI

$95K - $120K/yr

Large Loss Estimator Full-Time Location: Livonia, MI Position Overview Our Client is seeking an experienced Large Loss Estimator to join its growing restoration team. This role is responsible for ...

Volarify

Large Loss Estimator (ID#694)

Troy, MI

$95K - $120K/yr

Large Loss Estimator Full-Time Location: Troy, MI Position Overview Our Client is seeking an experienced Large Loss Estimator to join its growing restoration team. This role is responsible for ...

Volarify

Large Loss Estimator (ID# 695)

Ypsilanti, MI · On-site

Large Loss Estimator Full-Time Location: Ypsilanti, MI Position Overview Our Client is seeking an experienced Large Loss Estimator to join its growing restoration team. This role is responsible for ...

Volarify

MI

$95K - $120K/yr

Large Loss Estimator Full-Time Location: Lansing, MI Position Overview Our Client is seeking an experienced Large Loss Estimator to join its growing restoration team. This role is responsible for ...

Volarify

Large Loss Estimator (ID# 692)

Lansing, MI · On-site

Large Loss Estimator Full-Time Location: Lansing, MI Position Overview Our Client is seeking an experienced Large Loss Estimator to join its growing restoration team. This role is responsible for ...

Volarify

Large Loss Estimator (ID# 695)

Ann Arbor, MI

$95K - $120K/yr

Large Loss Estimator Full-Time Location: Ypsilanti, MI Position Overview Our Client is seeking an experienced Large Loss Estimator to join its growing restoration team. This role is responsible for ...

Volarify

Large Loss Estimator (ID#694)

Troy, MI · On-site

Large Loss Estimator Full-Time Location: Troy, MI Position Overview Our Client is seeking an experienced Large Loss Estimator to join its growing restoration team. This role is responsible for ...

Volarify

Large Loss Estimator (ID# 689)

Fenton, MI · On-site

Large Loss Estimator Full-Time Location: Fenton, MI Position Overview Our Client is seeking an experienced Large Loss Estimator to join its growing restoration team. This role is responsible for ...

Volarify

Large Loss Estimator (ID# 695)

Ypsilanti, MI

$95K - $120K/yr

Large Loss Estimator Full-Time Location: Ypsilanti, MI Position Overview Our Client is seeking an experienced Large Loss Estimator to join its growing restoration team. This role is responsible for ...

Volarify

Large Loss Estimator (ID# 692)

Lansing, MI · On-site

$95K - $120K/yr

Large Loss Estimator Full-Time Location: Lansing, MI Position Overview Our Client is seeking an experienced Large Loss Estimator to join its growing restoration team. This role is responsible for ...

Volarify

Large Loss Estimator (ID# 689)

Fenton, MI

$95K - $120K/yr

Large Loss Estimator Full-Time Location: Fenton, MI Position Overview Our Client is seeking an experienced Large Loss Estimator to join its growing restoration team. This role is responsible for ...

Summit Restoration and Construction

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Large Loss Restoration Project Manager

Phoenix, AZ · On-site

$80K - $95K/yr

The Large Loss Project Manager is a leadership role responsible for overseeing complex reconstruction projects, including large-loss fire restoration, while driving operational excellence, team ...

Summit Restoration and Construction

Be Seen First

Project Manager - Large Loss Restoration

Mesa, AZ · On-site

$80K - $90K/yr

The Large Loss Project Manager is a leadership role responsible for overseeing complex reconstruction projects, including large-loss fire restoration, while driving operational excellence, team ...

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Large Loss information

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$10

$22

$38

How much do large loss jobs pay per hour?

As of Jul 24, 2026, the average hourly pay for large loss in the United States is $22.27, according to ZipRecruiter salary data. Most workers in this role earn between $18.75 and $24.04 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Large Loss Adjuster, and why are they important?

To thrive as a Large Loss Adjuster, you need comprehensive knowledge of insurance policies, claims handling procedures, and property damage assessment, typically supported by experience in insurance and relevant certifications like AIC or CPCU. Familiarity with claims management software, estimating tools like Xactimate, and digital documentation systems is essential. Strong negotiation, analytical thinking, and communication skills set top performers apart in this role. These skills ensure accurate, timely settlements and maintain client trust, which are critical in managing high-value, complex insurance claims.

What are the main challenges faced by professionals handling large loss insurance claims, and how can they be overcome?

Handling large loss insurance claims often involves coordinating with multiple stakeholders, managing complex documentation, and working under tight deadlines. These professionals must balance the needs of policyholders, adjusters, contractors, and legal teams while ensuring accuracy and compliance with policy terms. Overcoming these challenges requires strong organizational skills, effective communication, and the ability to remain calm under pressure. Building a solid understanding of insurance policies and leveraging technology for documentation can also help streamline the process.

What is the difference between Large Loss vs Property Adjuster?

AspectLarge LossProperty Adjuster
Required CredentialsInsurance license, certifications in claims handlingInsurance license, certifications in claims adjustment
Work EnvironmentField and office, handling major claimsField and office, handling various property claims
Industry UsageUsed in insurance companies for major claimsUsed across insurance companies for property claims
Common Search/ComparisonOften compared with property adjusters regarding claim sizeCompared with Large Loss in context of claim complexity

Large Loss professionals focus on managing major, complex claims typically involving significant damages, often requiring specialized skills and resources. Property Adjusters handle a broader range of property claims, including smaller and medium-sized losses. While both roles require similar credentials and work environments, Large Loss specialists deal with more complex, high-value claims, making their role more specialized within the insurance industry.

What is a Large Loss Adjuster?

A Large Loss Adjuster is an insurance professional who specializes in handling claims involving significant property or casualty losses, typically for commercial clients or high-value residential claims. Their role includes assessing the extent of damage, determining coverage, negotiating settlements, and coordinating with contractors and other experts. Large Loss Adjusters are skilled in managing complex claims that often involve multiple parties, substantial documentation, and intricate policy details. Their expertise ensures that claims are handled efficiently and fairly, providing support to policyholders during challenging situations.
More about Large Loss jobs
What states have the most Large Loss jobs? States with the most job openings for Large Loss jobs include:
What job categories do people searching Large Loss jobs look for? The top searched job categories for Large Loss jobs are:
Large Loss jobs near you
Infographic showing various Large Loss job openings in the United States as of July 2026, with employment types broken down into 91% Full Time, 6% Part Time, and 3% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $46,331 per year, or $22.3 per hour.
Large Loss Estimator (ID# 690)

Large Loss Estimator (ID# 690)

Volarify

Livonia, MI • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 9 days ago

Job description

Large Loss Estimator
Full-Time
Location: Livonia, MI
Position Overview
Our Client is seeking an experienced Large Loss Estimator to join its growing restoration team. This role is responsible for estimating and managing high-value commercial, industrial, institutional, and complex residential restoration projects resulting from fire, water, storm, environmental, and catastrophic losses. The ideal candidate has extensive experience with large-loss restoration, advanced Xactimate skills, and the ability to collaborate with insurance carriers, consultants, engineers, and clients throughout the entire project lifecycle.
The Large Loss Estimator will develop comprehensive estimates, participate in project scoping meetings, negotiate with insurance carriers, manage budgets, and support operations teams to ensure projects are completed safely, efficiently, and profitably.
Key Responsibilities
  • Prepare detailed, accurate, and timely estimates for large commercial, industrial, municipal, healthcare, educational, and high-end residential restoration projects.
  • Develop comprehensive scopes of work using Xactimate, Xactimate Sketch, and supporting estimating software.
  • Conduct on-site inspections to assess fire, water, storm, mold, environmental, and catastrophic damage.
  • Create complex floor plans, sketches, and supporting documentation.
  • Meet with property owners, insurance adjusters, consultants, engineers, and third-party administrators (TPAs) to review project scope and negotiate settlements.
  • Manage multiple high-value projects simultaneously while maintaining schedule, budget, and quality expectations.
  • Prepare revised estimates, supplements, change orders, and supporting documentation throughout the project lifecycle.
  • Review subcontractor proposals, vendor pricing, labor costs, and material pricing to ensure estimate accuracy.
  • Work closely with Project Managers and Operations teams to transition projects from estimating through completion.
  • Maintain accurate job budgets and identify cost overruns before they impact project profitability.
  • Ensure compliance with all local, state, and federal building codes and industry standards.
  • Identify potential environmental hazards including asbestos, lead, mold, and other hazardous materials.
  • Develop and maintain strong relationships with insurance professionals, adjusters, consultants, brokers, property managers, and commercial clients.
  • Assist in emergency response efforts for catastrophic events when required.
  • Maintain complete documentation within company systems and ensure estimates meet company standards.
  • Participate in ongoing professional development and industry training.
  • Maintain company vehicle and equipment in a safe and serviceable condition.
  • Complete all required documentation including accident, injury, and incident reports in a timely manner.
  • Follow all company safety policies, procedures, and operational guidelines.
Requirements
  • Minimum 5+ years of experience estimating large commercial restoration losses.
  • Extensive experience with fire, water, storm, mold, and catastrophic restoration projects.
  • Expert-level proficiency with Xactimate and Xactimate Sketch is required.
  • Proven experience preparing estimates exceeding six and seven figures.
  • Strong understanding of commercial construction methods, restoration practices, and building systems.
  • Experience negotiating directly with insurance carriers, TPAs, consultants, and adjusters.
  • Ability to interpret construction drawings, blueprints, and specifications.
  • Thorough knowledge of applicable building codes and industry standards.
  • Strong understanding of mitigation, reconstruction, structural drying, demolition, containment, deodorization, and environmental remediation.
  • Ability to prioritize multiple complex projects under strict deadlines.
  • Excellent budgeting, analytical, organizational, and problem-solving skills.
  • Strong verbal and written communication skills.
  • Exceptional customer service and relationship-building abilities.
  • Professional demeanor with the ability to represent Our Client in front of high-profile commercial clients.
  • Willingness to travel to project sites as needed, including catastrophe response assignments.
  • Valid driver's license with an acceptable driving record.
Preferred Qualifications
  • IICRC Certifications (WRT, ASD, FSRT, AMRT, OCT, CDS, or equivalent).
  • Experience working with large-loss insurance claims and TPA programs.
  • Commercial estimating experience in healthcare, education, manufacturing, hospitality, municipal, or industrial facilities.
  • Knowledge of Matterport, DocuSketch, MICA, Dash, or similar restoration technologies.
  • Experience with Microsoft Office Suite and construction management software.
  • Bachelor's degree in Construction Management, Engineering, Business, or a related field is preferred but not required.
Physical Demands
  • Frequent lifting of up to 50 pounds.
  • Ability to walk active construction sites and disaster areas.
  • Ability to climb ladders, navigate uneven terrain, and access damaged structures.
  • Ability to sit, stand, bend, kneel, crouch, and climb for extended periods.
  • Manual dexterity for keyboarding, measuring, and documentation.
  • Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Compensation & Benefits
Our Client offers competitive compensation along with a comprehensive benefits package, including but not limited to:
  • Competitive salary based on experience
  • Performance bonus opportunities
  • 401(k) with company match
  • Medical, dental, and vision insurance
  • Life and disability insurance
  • Employee Assistance Program (EAP)
  • Paid holidays
  • Paid time off (PTO)
  • Ongoing training and professional development
  • Career advancement opportunities
  • Compensation: $95,000 - $120,000 DOE
Disclaimer
The statements herein are intended to describe the general nature and level of work being performed by employees and are not intended to be construed as an exhaustive list of responsibilities, duties, or qualifications required of personnel assigned to this position.

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