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Insurance Underwriter Jobs in Tennessee (NOW HIRING)

300 KV Holdings

Underwriting Team Lead

Memphis, TN · On-site

$120 - $180/hr

The Lead Underwriter is responsible for leading underwriting operations within a specialized ... Bachelor's degree in Business, Finance, Insurance, or a related field preferred. * Extensive ...

Wilson Bank & Trust

Senior Commercial Underwriter

Lebanon, TN · On-site

$95K - $112K/yr

Senior Commercial Underwriter Location: Lebanon, TN If you're looking for a career where purpose meets opportunity, and where your contributions truly make a difference, Wilson Bank & Trust is the ...

Wilsonbank

Senior Commercial Underwriter

Lebanon, TN · On-site

$95K - $112K/yr

Senior Commercial Underwriter Location: Lebanon, TN If you're looking for a career where purpose meets opportunity, and where your contributions truly make a difference, Wilson Bank & Trust is the ...

Unum UK

VB Underwriter

Chattanooga, TN

$45K - $86K/yr

... insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution ...

CRC Group

Associate Underwriting Team Lead

Memphis, TN · On-site

$90 - $120/hr

The Team Underwriter evaluates, selects, and manages underwriting risks while contributing to team ... Bachelor's degree or relevant insurance designation preferred* Experience within underwriting ...

Unum Group

VB Underwriter

Chattanooga, TN · On-site

$45K - $86K/yr

... insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution ...

CVS Health

Underwriter Analyst

Franklin, TN · On-site

$21.10 - $44.99/hr

Performs underwriting analysis and risk assessment Applies in-depth knowledge to single product ... Required Qualifications * 6+ months Health care/ insurance experience. * Demonstrated success ...

Unum Group

Senior Underwriter

Chattanooga, TN · On-site

$53K - $100K/yr

... insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution ...

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Showing results 21-40

All JobsInsurance Underwriter JobsInsurance Underwriter Jobs in Tennessee

Insurance Underwriter information

See Tennessee salary details

$25.4K

$56.5K

$95.3K

How much do insurance underwriter jobs pay per year?

As of Sep 2, 2026, the average yearly pay for insurance underwriter in Tennessee is $56,529.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,900.00 and $75,800.00 per year, depending on experience, location, and employer.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

Is it hard to become an insurance underwriter?

Becoming an insurance underwriter typically requires a bachelor's degree in a related field such as finance, business, or economics, along with strong analytical and decision-making skills. Gaining industry-specific knowledge through training or certification can also be beneficial, but the difficulty varies depending on individual background and experience.
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What are the most commonly searched types of Insurance Underwriter jobs in Tennessee?

The most popular types of Insurance Underwriter jobs in Tennessee are:

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For Insurance Underwriter jobs in TN, the most frequently searched job titles are:

Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in Tennessee as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $56,529 per year, or $27.2 per hour.

Work Comp Underwriter

Great West Casualty Company

Knoxville, TN • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 28 days ago

Great West Casualty Company rating

8.8

Company rating: 8.8 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

123rd of 315 rated insurance

Job description

This position offers an optional hybrid work schedule, with three days working in the office and two days working remotely.
Are you looking for a career where you can build trusted relationships with others while directly impacting the profitability of the business? Would you like to work for a national corporation that supports the development and training of its employees? You may be interested in our Underwriter position in our Workers' Compensation department. We are seeking candidates with experience as well as someone who is looking to start a career in underwriting.
This role will allow you the autonomy to grow, maintain, and build your own book of business. You will gain national exposure to our agents, insureds, and our Old Republic sister companies. We will help set you up for success through a robust training program that includes on-the-job training, mentoring, classroom instruction, and self-study.
Qualifications:
* Prior experience in underwriting, sales, finance, banking, customer service, or a position where relationship building was key.
* Negotiation skills and the ability to analyze risk
* Ability to market and sell Great West Casualty Company products and services to insureds while partnering with agents.
Your Future Starts Here: Benefits That Support Your Lifestyle
  • Competitive Compensation
  • Generous paid time off and paid company holiday schedule
  • Medical, Dental, Vision, Life, Long-Term Disability, Company Match 401(k), HSA, FSA
  • Paternal Leave, Adoption Assistance, Fertility and Family Planning Assistance, Pet Insurance, Retail Discount Programs
  • Community volunteer opportunities
  • Wellness programs, gym subsidies, and support for maintaining a healthy lifestyle
  • Scholarships for dependents and tuition reimbursement to further your education
  • Company paid continuing education and monetary awards for professional development
  • Opportunities for a hybrid work schedule (three days in the office, two days remote)

Who We Are
At Great West, an Old Republic Company, we are dedicated to serving the people and businesses that keep America moving. As one of the nation's leading providers of insurance solutions for the trucking industry, we partner with drivers, fleets, agents, and customers to deliver exceptional service, innovative solutions, and trusted expertise. Our success is built on the strength of our employees, with more than 1,200 professionals working across the country who are committed to integrity, collaboration, and making a difference every day.
We believe that great people build great companies. That's why we foster a culture where employees are valued, supported, and empowered to grow both personally and professionally. Whether you're helping customers, supporting business operations, or supporting your team, your contributions matter. If you're looking for a career with a stable, respected organization that prioritizes customer service, teamwork, continuous learning, and employee well-being, we invite you to join Great West as we help keep the nation's economy moving forward, one mile at a time.
To learn more about Great West and our office locations, please visit www.orgreatwest.com
Great West is an Equal Opportunity Employer

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