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Insurance Underwriter Jobs in Tennessee (NOW HIRING)

You may be interested in our Underwriter position in our Workers' Compensation department. We are ... Paternal Leave, Adoption Assistance, Fertility and Family Planning Assistance, Pet Insurance ...

Team Underwriter The Team Underwriter evaluates, selects, and manages underwriting risks while ... Bachelor's degree or relevant insurance designation preferred * Experience within underwriting ...

Overview The responsibilities of this job are to provide support to the retail and wholesale platform in loan decisions, underwriting guidance, and scenario questions based on GSE guidelines and ...

Underwriting Team Lead

Memphis, TN ยท On-site

$120 - $180/hr

The Lead Underwriter is responsible for leading underwriting operations within a specialized ... Bachelor's degree in Business, Finance, Insurance, or a related field preferred. * Extensive ...

New

Underwriting Assistant

Oak Ridge, TN ยท On-site

$18.75 - $25.50/hr

The ideal candidate will assist insurance underwriters by performing clerical tasks and ensuring accurate data entry into the underwriting system. This role is essential for maintaining workflow ...

What You'll Do As a Consumer Credit Underwriter, you'll play a critical role in helping SmartBank ... Company-paid life insurance and disability coverage * 401(k) retirement plan with company match

What You'll Do As a Consumer Credit Underwriter, you'll play a critical role in helping SmartBank ... Company-paid life insurance and disability coverage * 401(k) retirement plan with company match

What You'll Do As a Consumer Credit Underwriter, you'll play a critical role in helping SmartBank ... Company-paid life insurance and disability coverage * 401(k) retirement plan with company match

Senior Commercial Underwriter

Lebanon, TN ยท On-site

$95K - $112K/yr

Senior Commercial Underwriter Location: Lebanon, TN If you're looking for a career where purpose meets opportunity, and where your contributions truly make a difference, Wilson Bank & Trust is the ...

Showing results 21-40

Insurance Underwriter information

See Tennessee salary details

$25.4K

$56.5K

$95.3K

How much do insurance underwriter jobs pay per year?

As of Aug 8, 2026, the average yearly pay for insurance underwriter in Tennessee is $56,529.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,900.00 and $75,800.00 per year, depending on experience, location, and employer.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What qualifications do I need for insurance underwriting?

Insurance underwriters typically need a bachelor's degree in fields such as finance, economics, or business. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

What are the most commonly searched types of Insurance Underwriter jobs in Tennessee? The most popular types of Insurance Underwriter jobs in Tennessee are:
What job categories do people searching Insurance Underwriter jobs in Tennessee look for? The top searched job categories for Insurance Underwriter jobs in Tennessee are:
What cities in Tennessee are hiring for Insurance Underwriter jobs? Cities in Tennessee with the most Insurance Underwriter job openings:
What are popular job titles related to Insurance Underwriter jobs in TN? For Insurance Underwriter jobs in TN, the most frequently searched job titles are:
Infographic showing various Insurance Underwriter job openings in Tennessee as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 22% Part Time, and 4% Contract. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $56,529 per year, or $27.2 per hour.

Underwriting Assistant

Appalachian Underwriters, Inc.

Oak Ridge, TN โ€ข On-site

$17 - $23.25/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 19 days ago


Job description

About Acrisure  

A global fintech leader, Acrisure empowers millions of ambitious businesses and individuals with the right solutions to grow boldly forward. Bringing cutting-edge technology and top-tier human support together, we connect clients with customized solutions across a range of insurance, reinsurance, payroll, benefits, cybersecurity, mortgage services โ€“ and more.   

In the last twelve years, Acrisure has grown in revenue from $38 million to almost $5 billion and employs over 19,000 colleagues in more than 20 countries. Acrisure was built on entrepreneurial spirit. Prioritizing leadership, accountability, and collaboration, we equip our teams to work at the highest levels possible. 

Job Summary:

We are seeking a detail-oriented and organized Underwriting Assistant to support our underwriting team. The ideal candidate will assist insurance underwriters by performing clerical tasks and ensuring accurate data entry into the underwriting system. This role is essential for maintaining workflow efficiency and ensuring the completeness and accuracy of information.

Responsibilities:

  •  Maintain organized records and manage administrative tasks to support the underwriting team.
  •  Communicate with agents to obtain necessary information.
  •  Ensure the completeness and accuracy of underwriting documentation.

Requirements:

  •  Strong attention to detail and organizational skills.
  • Ability to multitask and work in a fast-paced environment.
  • Excellent communication and teamwork skills.

Education/Experience:

  • High school diploma or equivalent required; an associateโ€™s or bachelorโ€™s degree is a plus
  •  Prior insurance experience is preferred but not required

Candidates should be comfortable with an on-site presence to support collaboration, team leadership, and cross-functional partnership.

Why Join Us:

At Acrisure, weโ€™re building more than a business, weโ€™re building a community where people can grow, thrive, and make an impact. Our benefits are designed to support every dimension of your life, from your health and finances to your family and future.

Making a lasting impact on the communities it serves, Acrisure has pledged more than $22 million through its partnerships with Corewell Health Helen DeVos Children's Hospital in Grand Rapids, Michigan, UPMC Children's Hospital in Pittsburgh, Pennsylvania and Blythedale Children's Hospital in Valhalla, New York.

Employee Benefits

We also offer our employees a comprehensive suite of benefits and perks, including:

  • Physical Wellness: Comprehensive medical insurance, dental insurance, and vision insurance; life and disability insurance; fertility benefits; wellness resources; and paid sick time.

  • Mental Wellness: Generous paid time off and holidays; Employee Assistance Program (EAP); and a complimentary Calm app subscription.

  • Financial Wellness: Immediate vesting in a 401(k) plan; Health Savings Account (HSA) and Flexible Spending Account (FSA) options; commuter benefits; and employee discount programs.

  • Family Care: Paid maternity leave and paid paternity leave (including for adoptive parents); legal plan options; and pet insurance coverage.

  • โ€ฆ and so much more!

This list is not exhaustive of all available benefits. Eligibility and waiting periods may apply to certain offerings. Benefits may vary based on subsidiary entity and geographic location.

Acrisure is an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, religion, sex, national origin, disability, or protected veteran status. Applicants may request reasonable accommodation by contacting leaves@acrisure.com.

Final candidates will be required to complete post-offer verification processes related to the role and in accordance with applicable laws.

California Residents: Learn more about our privacy practices for applicants by visiting the Acrisure California Applicant Privacy Policy.

Recruitment Fraud: Please visit here to learn more about our Recruitment Fraud Notice.

Welcome, your new opportunity awaits you.