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Insurance Underwriter Jobs in Oak Ridge, TN (NOW HIRING)

Surety Underwriter

Knoxville, TN · On-site

$140K - $250K/yr

Commercial Surety Underwriting - Knoxville, TN Insurance Underwriter Underwriting Surety Contract Surety Bonds Construction Surety Commercial Insurance License & Permit bonds Bid, performance and ...

Underwriting Assistant

Oak Ridge, TN · On-site

$18.75 - $25.50/hr

Bind coverage with approved insurance carrier partners based on underwriting direction. * Assist with account maintenance activities, including non-renewals and policy updates when appropriate.

You may be interested in our Underwriter position in our Workers' Compensation department. We are ... Paternal Leave, Adoption Assistance, Fertility and Family Planning Assistance, Pet Insurance ...

Underwriting Assistant

Oak Ridge, TN · On-site

$18.75 - $25.50/hr

The ideal candidate will assist insurance underwriters by performing clerical tasks and ensuring accurate data entry into the underwriting system. This role is essential for maintaining workflow ...

What You'll Do As a Consumer Credit Underwriter, you'll play a critical role in helping SmartBank ... Company-paid life insurance and disability coverage * 401(k) retirement plan with company match

What You'll Do As a Consumer Credit Underwriter, you'll play a critical role in helping SmartBank ... Company-paid life insurance and disability coverage * 401(k) retirement plan with company match

Maintain underwriting documentation * Maintain relationship balance between agents and carriers ... Comprehensive medical insurance, dental insurance, and vision insurance; life and disability ...

Maintain underwriting documentation * Maintain relationship balance between agents and carriers ... Comprehensive medical insurance, dental insurance, and vision insurance; life and disability ...

Underwriting Assistant

Oak Ridge, TN · On-site

$18.75 - $25.50/hr

Training will be provided, and prior insurance experience is beneficial but not required. Please ... Support underwriters with policy processing, documentation, and binding activities * Communicate ...

Underwriting Assistant

Knoxville, TN · On-site

$18.50 - $25.50/hr

Training will be provided, and prior insurance experience is beneficial but not required. Please ... Support underwriters with policy processing, documentation, and binding activities * Communicate ...

Be Seen First

Insurance Sales Agent

Knoxville, TN · On-site

$70K - $100K/yr

The agent utilizes CRM software, quoting and underwriting tools, and communication platforms to ... base for insurance policies • Sell life and health insurance products through direct sales ...

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Insurance Underwriter information

See Oak Ridge, TN salary details

$26.8K

$59.5K

$100.4K

How much do insurance underwriter jobs pay per year?

As of Jul 27, 2026, the average yearly pay for insurance underwriter in Oak Ridge, TN is $59,545.00, according to ZipRecruiter salary data. Most workers in this role earn between $42,100.00 and $79,800.00 per year, depending on experience, location, and employer.

Is underwriting in insurance a good career?

Insurance underwriting is a stable career that involves evaluating risks and determining policy terms, often requiring analytical skills and attention to detail. It offers opportunities for advancement, professional certification, and a consistent work environment, making it a viable option for those interested in finance and risk management.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an Insurance Underwriter, and why are they important?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What qualifications do I need to be an underwriter?

To become an insurance underwriter, a bachelor's degree in fields such as finance, economics, or business is typically required. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

What Are Insurance Underwriters?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What do you do as an insurance underwriter?

An insurance underwriter evaluates insurance applications to determine coverage eligibility and premium rates based on risk assessment. They review applicant information, analyze data, and ensure policies comply with company standards, often using specialized software. Strong analytical skills and knowledge of insurance policies are essential for this role.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

How much do you get paid for an insurance underwriter?

Insurance underwriters typically earn a median annual salary of around $70,000, with salaries ranging from approximately $50,000 to over $100,000 depending on experience, location, and industry. Entry-level underwriters may start lower, while experienced professionals or those in specialized fields can earn higher wages, often supplemented by certifications and advanced skills.
What are the most commonly searched types of Insurance Underwriter jobs in Oak Ridge, TN? The most popular types of Insurance Underwriter jobs in Oak Ridge, TN are:
What are popular job titles related to Insurance Underwriter jobs in Oak Ridge, TN? For Insurance Underwriter jobs in Oak Ridge, TN, the most frequently searched job titles are:
What cities near Oak Ridge, TN are hiring for Insurance Underwriter jobs? Cities near Oak Ridge, TN with the most Insurance Underwriter job openings:
Infographic showing various Insurance Underwriter job openings in Oak Ridge, TN as of July 2026, with employment types broken down into 1% As Needed, 68% Full Time, 25% Part Time, and 6% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $59,545 per year, or $28.6 per hour.
Surety Underwriter

Surety Underwriter

Diedre Moire Corp.

Knoxville, TN • On-site

$140K - $250K/yr

Other

Medical, Dental

Posted 18 days ago


Job description

Commercial Surety Underwriting - Knoxville, TN Insurance Underwriter Underwriting Surety Contract Surety Bonds Construction Surety Commercial Insurance License & Permit bonds Bid, performance and payment bonds Commercial performance bonds Large appeal court bonds _ . Conduct bond production and underwriting activities including marketing and underwriting business in partnership with brokers and agencies and direct to customers. Products: • License & Permit bonds including: compliance, contractor s license, Department of Transportation, Retail, Professions, etc. • Bid, performance and payment bonds including: Private, Public, Federal, Sub-contract, Highway, Utility, etc. • Commercial performance bonds including: supply, service, tax, lost instrument and financial guarantees. • Large appeal court bonds Required Experience: • Risk Selection • Book Analysis • Underwriting Discipline Enforcement • Development of marketing plans and strategies • Broker Agency Relationship Development • Budget Management Become an integral part of a well established, rapidly growing insurance company. Employment packages include, but are not limited to: salary up to $140,000, extensive bonus packages, company car, comprehensive medical and dental packages, and the opportunity to make a major impact at one of the most decorated insurance companies in the business. For complete details contact Greg Foss at: (609) 584-9000 ext 270 Or submit resume online at: http://dmc9.com/gbf/app.asp Or email to: 1000071344_10006796@najbcareers302.com Please reference #425982TN189 when responding. Diedre Moire Corporation Education Requirements: Bachelor Degree Minimum Experience Requirements: 2-5 years Job City Location: Knoxville Job State Location: TN Job Country Location: USA Salary Range: $140,000 to $250,000 Diedre Moire Corporation, Inc. diedremoire.com WE ARE AN EQUAL OPPORTUNITY EMPLOYER and our employment decisions are made without regard to race, color, religion, age, sex, national origin, handicap, disability or marital status. We reasonably accommodate individuals with handicaps, disabilities and bona fide religious beliefs. Jobs Career Position Hiring. CONSIDERED EXPERIENCE INCLUDES: Insurance Underwriter Underwriting Surety Contract Surety Bonds Construction Surety Commercial Insurance License & Permit bonds Bid, performance and payment bonds Commercial performance bonds Large appeal court bonds #DiedreMoire #JobSearch #JobHunt #JobOpening #Hiring #Job #Jobs #Careers #Employment #jobposting #InsuranceJobs #UnderwriterJobs DISCLAIMER: We will make every effort to consider applications for all available positions and shall use one or more of the contact methods and addresses indicated in resume or online application. Indicated location may be proximate or may be desirable point of embarkation for paid or unpaid relocation to another venue. Job descriptions may fit single or multiple presently available or anticipated positions and are NOT an offer of employment or contract implied or otherwise. Described compensation is not definite nor precise and may be estimated and approximate and is negotiable depending on market conditions and candidate availability and other factors and is solely at the discretion of employers. Linguistics used herein may use First Person Singular and First Person Plural grammatical person construction for and with the meaning of Third Person Singular and Third Person Plural references. We reserves the right to amend and change responsibilities to meet business and organizational needs as necessary. Response to a specific posting or advertisement may result in consideration for other opportunities and not necessarily the incentive or basis of the response. Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or oath. If you submit an application or resume which contains your email address, we will use that email address to communicate with you about this and other positions. We use an email quality control service to maintain security and a remove and dead address filter. To cancel receiving email communications, simply send an email from your address with the word remove"" in the subject line to pleaseremove@candseek4.com Or, visit the website at www.jobbankremove.com. If you have further concern regarding email received from us, call (609) 584-5499