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Insurance Underwriter Jobs in Oak Ridge, TN (NOW HIRING)

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Life Insurance Sales

Knoxville, TN · On-site

$80K - $100K/yr

... underwriting process - Maintain consistent follow-up and client communication - Participate in ... Maverick Insured provides company-paid inbound leads and covers the cost of the initial licensing ...

Veteran-friendly

Urgent

Training provided

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Life Insurance Sales

Knoxville, TN · On-site

$80K - $100K/yr

... underwriting process - Maintain consistent follow-up and client communication - Participate in ... Maverick Insured provides company-paid inbound leads and covers the cost of the initial licensing ...

Veteran-friendly

Urgent

Training provided

Be Seen First

Life Insurance Advisor

Knoxville, TN · On-site

$80K - $100K/yr

... underwriting process - Maintain consistent follow-up and client communication - Participate in ... Maverick Insured provides company-paid inbound leads and covers the cost of the initial licensing ...

Veteran-friendly

Urgent

Training provided

Be Seen First

Life Insurance Advisor

Knoxville, TN · On-site

$80K - $100K/yr

... underwriting process - Maintain consistent follow-up and client communication - Participate in ... Maverick Insured provides company-paid inbound leads and covers the cost of the initial licensing ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... underwriting process - Maintain consistent follow-up and client communication - Participate in ... Maverick Insured provides company-paid inbound leads and covers the cost of the initial licensing ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... underwriting process - Maintain consistent follow-up and client communication - Participate in ... Maverick Insured provides company-paid inbound leads and covers the cost of the initial licensing ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... underwriting process - Maintain consistent follow-up and client communication - Participate in ... Maverick Insured provides company-paid inbound leads and covers the cost of the initial licensing ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... underwriting process - Maintain consistent follow-up and client communication - Participate in ... Maverick Insured provides company-paid inbound leads and covers the cost of the initial licensing ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... underwriting process - Maintain consistent follow-up and client communication - Participate in ... Maverick Insured provides company-paid inbound leads and covers the cost of the initial licensing ...

Veteran-friendly

Urgent

Training provided

Be Seen First

... underwriting process - Maintain consistent follow-up and client communication - Participate in ... Maverick Insured provides company-paid inbound leads and covers the cost of the initial licensing ...

Veteran-friendly

Urgent

Training provided

Policy Assurance Specialist

Oak Ridge, TN · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Minimum 2 years of quality assurance experience, preferably in a call center or insurance underwriting environment. * Proficiency with QA tools and MS Office (Excel, PowerPoint). Exceptional ...

Lastly, they help the client through the underwriting process. All of our agents have the ability ... the insurance needs of the customers in the geographic areas in which you choose to work.

Showing results 21-40

Insurance Underwriter information

See Oak Ridge, TN salary details

$26.8K

$59.5K

$100.4K

How much do insurance underwriter jobs pay per year?

As of Aug 18, 2026, the average yearly pay for insurance underwriter in Oak Ridge, TN is $59,545.00, according to ZipRecruiter salary data. Most workers in this role earn between $42,100.00 and $79,800.00 per year, depending on experience, location, and employer.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

Is it hard to become an insurance underwriter?

Becoming an insurance underwriter typically requires a bachelor's degree in a related field such as finance, business, or economics, along with strong analytical and decision-making skills. Gaining industry-specific knowledge through training or certification can also be beneficial, but the difficulty varies depending on individual background and experience.

What are the most commonly searched types of Insurance Underwriter jobs in Oak Ridge, TN?

The most popular types of Insurance Underwriter jobs in Oak Ridge, TN are:

What are popular job titles related to Insurance Underwriter jobs in Oak Ridge, TN?

For Insurance Underwriter jobs in Oak Ridge, TN, the most frequently searched job titles are:

What cities near Oak Ridge, TN are hiring for Insurance Underwriter jobs?

Cities near Oak Ridge, TN with the most Insurance Underwriter job openings:

Infographic showing various Insurance Underwriter job openings in Oak Ridge, TN as of August 2026, with employment types broken down into 1% As Needed, 70% Full Time, 23% Part Time, 5% Contract, and 1% Nights. Highlights an 88% Physical, 1% Hybrid, and 11% Remote job distribution, with an average salary of $59,545 per year, or $28.6 per hour.

Life Insurance Sales

Maverick Insured

Knoxville, TN • On-site

Veteran-friendly

Urgent

Training provided

$80K - $100K/yr

Full-time

Posted 18 days ago

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Job description

Maverick Insured | Knoxville, TN | In-Office

1099 Independent Contractor | Performance Based Income

Company-Paid Leads + Licensing Support


Build a Career in Insurance — Without Cold Calling


Maverick Insured is growing our Knoxville team and looking for motivated people who want more than just another job.


No insurance experience is required.


We provide the training, licensing support, inbound leads, coaching, and carrier access you need to build a successful career in life insurance and financial services.


What Makes Maverick Different


- Inbound Leads — No Cold Calling: Speak with people who have already requested information about insurance or retirement solutions.

- Company-Paid Leads: Focus on helping clients instead of purchasing your own leads.

- Licensing Support: We cover the cost of the initial licensing process for qualified candidates who are not currently licensed.

- Hands-On Training & Mentorship: Learn directly from experienced producers and leadership.

- Multiple Top-Rated Carriers: Access products from Americo, Transamerica, Mutual of Omaha, Corebridge, Aetna, Ethos, Athene, and more.

- Performance-Based Income: Your earning potential is directly tied to your production and results.

- Career Growth: Build your sales skills, insurance knowledge, and leadership potential in a fast-growing organization.


What You'll Do


- Work with clients who have requested information about life insurance and retirement options

- Conduct consultations to understand each client's needs and goals

- Educate clients on available coverage options

- Recommend appropriate life insurance and annuity solutions

- Assist clients through the application and underwriting process

- Maintain consistent follow-up and client communication

- Participate in ongoing training, coaching, and professional development


Who We’re Looking For

You do not need previous insurance experience.


Some of our strongest candidates come from backgrounds such as:

- Restaurants and hospitality

- Automotive and retail sales

- Customer service and call centers

- Construction and skilled trades

- Athletics and other competitive environments


What matters most is that you are:

- Coachable

- Competitive and motivated

- Comfortable communicating with people

- Team player

- Consistent and dependable

- Driven by performance and personal growth


Compensation & Licensing

This is a 1099 independent contractor, commission-only opportunity. Earnings are performance-based and are not guaranteed.


Maverick Insured provides company-paid inbound leads and covers the cost of the initial licensing process for qualified candidates who are not currently licensed.


Once licensed and trained, you will have access to ongoing coaching, professional development, and company-provided lead opportunities.


Ready to Build Something Bigger?

If you're ambitious, coachable, and willing to put in the work, Maverick gives you the leads, training, tools, and support to turn that effort into a career.


Apply today to be considered for our Knoxville team.