ZipRecruiter

Log In

1

Insurance Underwriter Jobs in Oak Ridge, TN (NOW HIRING)

Shelter Insurance

Insurance Agent

Knoxville, TN · On-site

We are seeking an exceptional entrepreneur to make a difference in Knoxville, TN and become our newest Shelter Insurance Agent. Do you have a desire to meet new people, develop new contacts, and ...

Varsity Tutors

Insurance License Tutor

Knoxville, TN · Remote

$28 - $40/hr

Deep knowledge of insurance licensing examination content covering life insurance, health insurance, property insurance, casualty insurance, insurance regulations, policy provisions, and underwriting ...

Maverick Insured

Be Seen First

Sales Representative - NO COLD CALLING

Farragut, TN · On-site

$80K - $100K/yr

... life insurance and annuity solutions - Assist clients through the application and underwriting process - Maintain consistent follow-up and client communication - Participate in ongoing training ...

Veteran-friendly

Urgent

Training provided

previous page

Showing results 41-60

All JobsInsurance Underwriter JobsInsurance Underwriter Jobs in Oak Ridge, TN

Insurance Underwriter information

See Oak Ridge, TN salary details

$26.8K

$59.5K

$100.4K

How much do insurance underwriter jobs pay per year?

As of Aug 18, 2026, the average yearly pay for insurance underwriter in Oak Ridge, TN is $59,545.00, according to ZipRecruiter salary data. Most workers in this role earn between $42,100.00 and $79,800.00 per year, depending on experience, location, and employer.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

Is it hard to become an insurance underwriter?

Becoming an insurance underwriter typically requires a bachelor's degree in a related field such as finance, business, or economics, along with strong analytical and decision-making skills. Gaining industry-specific knowledge through training or certification can also be beneficial, but the difficulty varies depending on individual background and experience.
More about Insurance Underwriter jobs

What are the most commonly searched types of Insurance Underwriter jobs in Oak Ridge, TN?

The most popular types of Insurance Underwriter jobs in Oak Ridge, TN are:

What are popular job titles related to Insurance Underwriter jobs in Oak Ridge, TN?

For Insurance Underwriter jobs in Oak Ridge, TN, the most frequently searched job titles are:

What cities near Oak Ridge, TN are hiring for Insurance Underwriter jobs?

Cities near Oak Ridge, TN with the most Insurance Underwriter job openings:

Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in Oak Ridge, TN as of August 2026, with employment types broken down into 1% As Needed, 70% Full Time, 23% Part Time, 5% Contract, and 1% Nights. Highlights an 88% Physical, 1% Hybrid, and 11% Remote job distribution, with an average salary of $59,545 per year, or $28.6 per hour.

Insurance Agent

Shelter Insurance

Knoxville, TN • On-site

Full-time

Re-posted 11 days ago

Shelter Insurance rating

6.9

Company rating: 6.9 out of 10

Based on 21 frontline employees who took The Breakroom Quiz

257th of 309 rated insurance

Job description

A company built to serve you. It's your career, Shelter it!

We are seeking an exceptional entrepreneur to make a difference in Knoxville, TN and become our newest Shelter Insurance Agent.
Do you have a desire to meet new people, develop new contacts, and become known in your community?
Are you passionate about serving your community?
Do you want to grow your sales, business, and networking skills to new heights?
Would you like to do what you love and love what you do?
Do you have a desire to control your own income?
Have you wanted to start you own business but extreme start-up costs stopped you in your tracks?
If you answered "yes" to these questions, then you owe it to yourself to learn more about becoming a Shelter Insurance Agent.
At Shelter, we do not require a previous background in the insurance industry. While the experience is a plus, it is far from a necessity. Around half of our new Shelter Agents have never worked in insurance; our agents have backgrounds ranging from real estate and retail sales to education and coaching.
What is required? A motivated attitude, an entrepreneurial spirit, and skilled capacity for effectively communicating with clients in a sales atmosphere.
While some sales experience & a degree with general business courses is helpful, our mix of in-house and virtual new agent training schools, paired with continuing industry education courses, helps you build the foundation necessary to launch your agency.
At Shelter we do not require prospective agents to have capital/assets on hand to be considered for an agency. We do not "sell" agencies and Shelter does not "loan" money to agents to begin their business. We provide the opportunity. The only expectations are that you meet sufficient sales requirements and core business proficiencies. If you are no longer a Shelter agent for any reason, your financial responsibilities are limited to any unsatisfied bills owed through your departure. This could include advertising contracts, telephone bills, and utilities.
A true business owner's mindset is required to succeed! While developing prospects and selling Shelter products in your agency will be your main focus, you may also have the opportunity to bring on staff to help you perform general administrative duties and improve your sales.
If you possess a strong desire to be a business owner, a vigorous passion for helping people, and a desire to work for a company that strives to be a leader in its communities, then take the first steps to explore a partnership with Shelter Insurance Companies. Shelter has one of the top new-agent programs in the entire insurance industry, and if you are committed to hard work, we can help you launch your insurance sales career.

Shelter Agents receive a tremendous amount of support as they build their business:

  • Support to Launch Your Career
  • Unlimited New Commissions
  • Lucrative Bonus & Incentive Opportunities
  • Exceptional Contract Benefits
  • Professional Sales Training
  • Subsidies & Office Staff Reimbursement, if applicable
  • Computer & Technology Support

Shelter has a purpose driven culture that centers on:

  • Being a Leader in and Giving Back to Our Communities
  • Diversity & Inclusion
  • Financial Strength & Stability

Our agents are achieving an unprecedented level of personal growth, career fulfillment and financial success. Take the first step towards operating your own Shelter Insurance Agency today!

Applicants must be eligible to work in the United States. No relocation compensation.

If interested, please apply by:

What Shelter Insurance employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply