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Insurance Underwriter Jobs in Kentucky (NOW HIRING)

Insurance Underwriter

Louisville, KY ยท On-site

$100K - $300K/yr

Ins Underwriter - Personal Grooming & Fitness Business - Louisville, KY Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM HOME POSSIBLE ...

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Sales Agent (Insurance)

Bowling Green, KY ยท On-site

$70K - $100K/yr

Assess potential risks and identify factors that may influence underwriting decisions. * Complete ... State insurance license (Life/Health) or ability to obtain one. * Strong communication ...

Sales Agent (Insurance)

Louisville, KY ยท On-site

$70K - $100K/yr

Assess potential risks and identify factors that may influence underwriting decisions. * Complete ... State insurance license (Life/Health) or ability to obtain one. * Strong communication ...

Sales Agent (Insurance)

Bowling Green, KY ยท On-site

$70K - $100K/yr

Assess potential risks and identify factors that may influence underwriting decisions. * Complete ... State insurance license (Life/Health) or ability to obtain one. * Strong communication ...

Sales Agent (Insurance)

Louisville, KY ยท On-site

$70K - $100K/yr

Assess potential risks and identify factors that may influence underwriting decisions. * Complete ... State insurance license (Life/Health) or ability to obtain one. * Strong communication ...

Assess potential risks and identify factors that may influence underwriting decisions. * Complete ... State insurance license (Life/Health) or ability to obtain one. * Strong communication ...

Assess potential risks and identify factors that may influence underwriting decisions. * Complete ... State insurance license (Life/Health) or ability to obtain one. * Strong communication ...

$37K/yr

As an Underwriting Associate within PNC's Statement Spreading organization, you may be based in ... This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act ...

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Showing results 1-20

Insurance Underwriter information

See Kentucky salary details

$24.3K

$54.1K

$91.2K

How much do insurance underwriter jobs pay per year?

As of Aug 9, 2026, the average yearly pay for insurance underwriter in Kentucky is $54,094.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,200.00 and $72,500.00 per year, depending on experience, location, and employer.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What qualifications do I need for insurance underwriting?

Insurance underwriters typically need a bachelor's degree in fields such as finance, economics, or business. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

What are the most commonly searched types of Insurance Underwriter jobs in Kentucky? The most popular types of Insurance Underwriter jobs in Kentucky are:
What are popular job titles related to Insurance Underwriter jobs in Kentucky? For Insurance Underwriter jobs in Kentucky, the most frequently searched job titles are:
What are popular job titles related to Insurance Underwriter jobs in KY? For Insurance Underwriter jobs in KY, the most frequently searched job titles are:
Infographic showing various Insurance Underwriter job openings in Kentucky as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, and 6% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $54,094 per year, or $26 per hour.

Insurance Underwriter

Diedre Moire Corp.

Louisville, KY โ€ข On-site

$100K - $300K/yr

Other

Medical, Life, Retirement, PTO

Posted 9 days ago


Job description

Ins Underwriter - Personal Grooming & Fitness Business - Louisville, KY Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM HOME POSSIBLE Well established insurance company seeks a Senior Underwriter to underwrite Personal Grooming & Fitness Businesses Excess & Surplus Property & Casualty accounts. Target Markets: --- Health & Day Spas --- Tattoo & Piercing Studios --- Tanning Salons --- Hair & Nail Salons --- Cosmetologists & Estheticians --- Massage Parlor & Masseuses --- Barber Shops --- Personal Trainers --- Gyms & Fitness Centers --- Boutique Health Clubs --- Pilate, Yoga & Dance Studios Coverages: --- General liability --- Property --- Workers Compensation --- Business Auto & Equipment --- Employment Practices --- Errors & Omissions and Management Risks --- Crime --- Environmental --- Umbrella Duties: โ€ข Review, negotiate, and accept or decline submissions. โ€ข Evaluate risks. โ€ข Develop and revise contract wordings. โ€ข Build and maintain relationships with brokers and agents. โ€ข Assist with reinsurance purchases. โ€ข Audit underwriting files, analyze, and manage loss ratios to ensure profitability of book of business. โ€ข Support management with annual business plan. Experience Sought: โ€ข Bachelors degree. โ€ข 7+ years of experience underwriting commercial insurance. โ€ข Expertise in customizing coverage solutions for various line of business. Highly visible and influential position comes with an attractive compensation package and excellent bonuses. Enjoy a company matched 401(k) retirement plan, customizable full health benefits and a plethora of health and wellness resources. Availability of life, group, disability, personal, and travel insurance. Great work life balance with generous paid vacation time and more! For complete details contact Greg Foss at: (609) 584-9000 ext 270 Or submit resume online at: http://dmc9.com/gbf/app.asp Or email to: 1000071468_10006796@najbcareers302.com Please reference #39412KY462 when responding. Diedre Moire Corporation Education Requirements: Bachelor Degree Minimum Experience Requirements: 2-5 years Job City Location: Louisville Job State Location: KY Job Country Location: USA Salary Range: $100,000 to $300,000 Diedre Moire Corporation, Inc. diedremoire.com WE ARE AN EQUAL OPPORTUNITY EMPLOYER and our employment decisions are made without regard to race, color, religion, age, sex, national origin, handicap, disability or marital status. We reasonably accommodate individuals with handicaps, disabilities and bona fide religious beliefs. Jobs Career Position Hiring. CONSIDERED EXPERIENCE INCLUDES: Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter DiedreMoire #JobSearch #JobHunt #JobOpening #Hiring #Job #Jobs #Careers #Employment #jobposting #InsuranceJobs #UnderwriterJobs DISCLAIMER: We will make every effort to consider applications for all available positions and shall use one or more of the contact methods and addresses indicated in resume or online application. Indicated location may be proximate or may be desirable point of embarkation for paid or unpaid relocation to another venue. Job descriptions may fit single or multiple presently available or anticipated positions and are NOT an offer of employment or contract implied or otherwise. Described compensation is not definite nor precise and may be estimated and approximate and is negotiable depending on market conditions and candidate availability and other factors and is solely at the discretion of employers. Linguistics used herein may use First Person Singular and First Person Plural grammatical person construction for and with the meaning of Third Person Singular and Third Person Plural references. We reserves the right to amend and change responsibilities to meet business and organizational needs as necessary. Response to a specific posting or advertisement may result in consideration for other opportunities and not necessarily the incentive or basis of the response. Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or oath. If you submit an application or resume which contains your email address, we will use that email address to communicate with you about this and other positions. We use an email quality control service to maintain security and a remove and dead address filter. To cancel receiving email communications, simply send an email from your address with the word remove"" in the subject line to pleaseremove@candseek4.com Or, visit the website at www.jobbankremove.com. If you have further concern regarding email received from us, call (609) 584-5499