ZipRecruiter

Log In

2

Remote Insurance Underwriter Jobs in Kentucky (NOW HIRING)

Lone Star Careers

Remote Insurance Agent

Louisville, KY · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Insurance Agent

Louisville, KY · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Berkley

Sr. Renewal Underwriter

Lexington, KY · On-site +1

$85K - $125K/yr

Our insurance policies are written through our Berkley affiliates, each of which is rated A ... remote work arrangements may be considered. Responsibilities The Sr. Renewal Underwriter is focused ...

Gallagher

Underwriter 1

Louisville, KY · On-site +1

This role is primarily remote. However, for candidates who reside within a reasonable commuting ... Remain abreast of the health insurance environment and constantly changing insurance legislation.

HMG Careers

Remote Sales Agent

Louisville, KY · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Sales Agent

Louisville, KY · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

InsuraTec

Sales Representative (Remote)

Florence, KY · Remote

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

InsuraTec

Sales Representative (Remote)

Covington, KY · Remote

... insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with ... Remote Flexibility : Enjoy the freedom to work from home on your schedule. * Work-Life Balance

next page

Showing results 1-20

All JobsInsurance Underwriter JobsRemote Insurance Underwriter JobsRemote Insurance Underwriter Jobs in Kentucky

Remote Insurance Underwriter information

See Kentucky salary details

$28.2K

$68.5K

$121.2K

How much do remote insurance underwriter jobs pay per year?

As of Jul 26, 2026, the average yearly pay for remote insurance underwriter in Kentucky is $68,508.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,000.00 and $75,600.00 per year, depending on experience, location, and employer.

What are some common challenges faced by remote insurance underwriters and how can they be managed?

Remote insurance underwriters often face challenges such as maintaining effective communication with team members and staying updated on changing underwriting guidelines. Working remotely requires strong self-discipline to manage workloads across multiple cases and deadlines without direct in-person supervision. Utilizing collaboration tools, setting regular check-ins with colleagues, and staying proactive in seeking clarification on complex cases can help overcome these challenges. Additionally, remote underwriters should take advantage of ongoing training resources to keep their skills and industry knowledge current.

What Does a Remote Insurance Underwriter Do?

The job duties of a remote insurance underwriter focus on assessing the risk in insurance policies. In this virtual position, you work from home or from a remote office to evaluate the risk of each client who has applied. You may also review insurance coverage for excessive risk. After reviewing financial documents, risk assessments, and insurance needs, your responsibilities include deciding whether to approve or deny an insurance application. Underwriting may require you to deny coverage for clients that you deem high risk.

What are the key skills and qualifications needed to thrive as a Remote Insurance Underwriter, and why are they important?

To thrive as a Remote Insurance Underwriter, you need strong analytical abilities, attention to detail, and a solid understanding of risk assessment and insurance principles, typically backed by a bachelor’s degree in finance, business, or a related field. Proficiency with underwriting software, risk management systems, and familiarity with industry certifications like CPCU or AU is highly valued. Excellent written communication, time management, and decision-making skills help remote underwriters collaborate effectively and manage workloads independently. These skills ensure accurate risk evaluations, compliance with regulations, and efficient remote operations within the insurance sector.

What is a remote insurance underwriter?

A remote insurance underwriter is a professional who evaluates insurance applications, assesses risk, and determines policy terms and premiums, all while working from a location outside of a traditional office, such as from home. They review documentation, analyze data, and make recommendations using digital tools and communication platforms. This role requires strong analytical skills, attention to detail, and knowledge of insurance regulations and guidelines. Remote underwriters often collaborate with agents, brokers, and clients electronically to ensure accurate policy issuance and risk management.

Can you work remotely as an insurance underwriter?

Yes, many insurance underwriters work remotely, especially with advances in digital communication and underwriting software. Remote positions often require strong analytical skills, industry certifications, and familiarity with underwriting tools, and they may involve regular virtual meetings and collaboration.

What is the difference between Remote Insurance Underwriter vs Remote Insurance Claims Adjuster?

AspectRemote Insurance UnderwriterRemote Insurance Claims Adjuster
Required CredentialsInsurance licenses, underwriting certificationsClaims adjusting licenses, insurance certifications
Work EnvironmentOffice or remote, analyzing risk dataRemote, investigating claims and assessing damages
Employer & Industry UsageInsurance companies, brokers, underwritersInsurance companies, third-party claims firms

Remote Insurance Underwriters and Claims Adjusters both work in the insurance industry, often remotely, but focus on different aspects. Underwriters evaluate risk to determine policy terms, while Claims Adjusters investigate and settle claims. Both roles require specific licenses and certifications, and are essential in the insurance process, but they serve distinct functions within the industry.

How can I make $2000 a week working from home?

A remote insurance underwriter can potentially earn $2000 or more per week by working full-time, gaining specialized knowledge, and obtaining relevant certifications. Increasing experience, working for high-paying companies, and handling a higher volume of policies can also boost income. Building strong analytical skills and proficiency with underwriting software are essential for maximizing earning potential.

Will underwriters be replaced by AI?

Remote insurance underwriters analyze risk data and determine policy terms, and AI tools are increasingly used to assist with data analysis and automation. While AI can handle routine tasks, underwriters' expertise in judgment, complex decision-making, and customer interaction remains essential, making full replacement unlikely in the near term.

Can underwriting be done remotely?

Remote insurance underwriters can perform their duties from outside traditional office settings, utilizing digital tools and underwriting software. Many companies now offer remote positions, especially for experienced underwriters with strong analytical skills and industry certifications. However, some roles may require occasional in-office meetings or collaboration with teams.
More about Remote Insurance Underwriter jobs
What are the most commonly searched types of Insurance Underwriter jobs in Kentucky? The most popular types of Insurance Underwriter jobs in Kentucky are:
What are popular job titles related to Remote Insurance Underwriter jobs in Kentucky? For Remote Insurance Underwriter jobs in Kentucky, the most frequently searched job titles are:
What job categories do people searching Remote Insurance Underwriter jobs in Kentucky look for? The top searched job categories for Remote Insurance Underwriter jobs in Kentucky are:
What cities in Kentucky are hiring for Remote Insurance Underwriter jobs? Cities in Kentucky with the most Remote Insurance Underwriter job openings:
Remote Insurance Underwriter jobs near you
Infographic showing various Remote Insurance Underwriter job openings in Kentucky as of July 2026, with employment types broken down into 88% Full Time, 6% Part Time, and 6% Contract. Highlights an 50% In-person, 6% Hybrid, and 44% Remote job distribution, with an average salary of $68,508 per year, or $32.9 per hour.
Remote Insurance Broker

Remote Insurance Broker

Spieldenner Financial Group

Hopkinsville, KY • On-site, Remote

$10K - $20K/wk

Contractor

Posted 24 days ago

Job description

Spieldenner Financial Group is expanding and looking for driven, self-starting individuals who want to build a meaningful career while helping families protect what matters most-their income.
This opportunity is ideal for individuals who value flexibility, mentorship, and a system designed to support long-term success. Whether you're experienced or new to the industry, we provide the training and guidance needed to compete at a high level.
What You'll Do
Connect with Clients (6-8 hrs/week)
Reach out to individuals who have already expressed interest in coverage and schedule appointments to review their needs.
Prepare Personalized Solutions (4-5 hrs/week)
Analyze client information to tailor mortgage protection options that align with their financial goals and family needs.
Meet & Advise (2 days/week)
Conduct virtual or in-person consultations (your choice) to educate clients, walk them through coverage options, and assist with applications.
Manage Follow-Up (2 hrs/week)
Coordinate with insurance carriers and support clients through the underwriting process to ensure a smooth experience.
Who We're Looking For
  • Self-motivated and coachable individuals
  • Strong work ethic and desire to grow
  • Comfortable working independently
  • Positive mindset and willingness to learn

No prior experience required-we focus on attitude, discipline, and commitment.
Flexible Work Options
We believe success shouldn't come at the expense of your personal life. Choose the schedule that fits your goals:
  • Spare Time (4-8 hrs/week): $500-$2,000/month potential*
  • Part-Time (8-25 hrs/week): $2,000-$5,000/month potential*
  • Full-Time (25-50 hrs/week): $10,000-$20,000+/month potential*
Why Spieldenner Financial Group?
  • Comprehensive training and ongoing mentorship
  • Proven systems and lead support
  • Fully remote, flexible work environment
  • Growth-focused culture with advancement opportunities

If you're looking for a career where your effort directly impacts your income and your schedule, we encourage you to apply and learn more.
Important Disclaimer:
No agent's success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will depend on factors including your effort, ability to follow training and systems, engagement with leads, and client needs in your area.

Apply