Reviews Group health insurance applications and medical records to evaluate risk. Uses underwriting software, A.I. tools and actuarial manuals to calculate rates, premiums, and factors. Performs ...
Reviews Group health insurance applications and medical records to evaluate risk. Uses underwriting software, A.I. tools and actuarial manuals to calculate rates, premiums, and factors. Performs ...
Underwriter Specialist, Small Business
Overland Park, KS · Hybrid
$54K - $103K/yr
Utilizes underwriting policies and guidelines, rating manual rules and insurance laws and regulations. Essential Duties & Responsibilities Performs a combination of duties in accordance with ...
New
Underwriter Specialist, Small Business
Overland Park, KS · Hybrid
$54K - $103K/yr
Utilizes underwriting policies and guidelines, rating manual rules and insurance laws and regulations. Essential Duties & Responsibilities Performs a combination of duties in accordance with ...
New
2027 Group Benefit Solutions (GBS) Underwriting Summer Internship Program (Overland Park, KS)
Olathe, KS · Hybrid
Hybrid - 3 days per week Group Benefit Solutions delivers comprehensive insurance and absence ... Partner with an experienced underwriter through one-on-one mentorship while engaging with senior ...
2027 Group Benefit Solutions (GBS) Underwriting Summer Internship Program (Overland Park, KS)
Olathe, KS · Hybrid
Hybrid - 3 days per week Group Benefit Solutions delivers comprehensive insurance and absence ... Partner with an experienced underwriter through one-on-one mentorship while engaging with senior ...
Extensive experience in the insurance industry ideally within an underwriting, broking, relationship management or sales role * Strong analytical skills and critical thinking skills with great ...
Extensive experience in the insurance industry ideally within an underwriting, broking, relationship management or sales role * Strong analytical skills and critical thinking skills with great ...
Extensive experience in the insurance industry ideally within an underwriting, broking, relationship management or sales role * Strong analytical skills and critical thinking skills with great ...
Extensive experience in the insurance industry ideally within an underwriting, broking, relationship management or sales role * Strong analytical skills and critical thinking skills with great ...
Senior Underwriter, Nonprofit
Overland Park, KS · On-site +1
$95K - $113K/yr
Bachelor's degree from an accredited college or university or equivalent Insurance Industry experience. * Technical command of underwriting liability, professional, property, automobile, and umbrella ...
Senior Underwriter, Nonprofit
Overland Park, KS · On-site +1
$95K - $113K/yr
Bachelor's degree from an accredited college or university or equivalent Insurance Industry experience. * Technical command of underwriting liability, professional, property, automobile, and umbrella ...
Senior Underwriter, Nonprofit
Overland Park, KS · On-site +1
$95K - $113K/yr
Bachelor's degree from an accredited college or university or equivalent Insurance Industry experience. * Technical command of underwriting liability, professional, property, automobile, and umbrella ...
Senior Underwriter, Nonprofit
Overland Park, KS · On-site +1
$95K - $113K/yr
Bachelor's degree from an accredited college or university or equivalent Insurance Industry experience. * Technical command of underwriting liability, professional, property, automobile, and umbrella ...
Underwriter, Account Executive
$81K - $134K/yr
Imagine loving what you do and where you do it. Job Category Underwriting Compensation Overview The ... Health Insurance :Employees and their eligible family members - including spouses, domestic ...
Underwriter, Account Executive
$81K - $134K/yr
Imagine loving what you do and where you do it. Job Category Underwriting Compensation Overview The ... Health Insurance :Employees and their eligible family members - including spouses, domestic ...
Extensive experience in the insurance industry ideally within an underwriting, broking, relationship management or sales role * Strong analytical skills and critical thinking skills with great ...
Extensive experience in the insurance industry ideally within an underwriting, broking, relationship management or sales role * Strong analytical skills and critical thinking skills with great ...
Extensive experience in the insurance industry ideally within an underwriting, broking, relationship management or sales role * Strong analytical skills and critical thinking skills with great ...
Extensive experience in the insurance industry ideally within an underwriting, broking, relationship management or sales role * Strong analytical skills and critical thinking skills with great ...
Render a final underwriting decision (e.g., approved, suspend, denied) for mortgage loan ... Company-paid Life Insurance * Tuition Reimbursement * Fitness Reimbursement * Paid Time Off
Render a final underwriting decision (e.g., approved, suspend, denied) for mortgage loan ... Company-paid Life Insurance * Tuition Reimbursement * Fitness Reimbursement * Paid Time Off
Render a final underwriting decision (e.g., approved, suspend, denied) for mortgage loan ... Company-paid Life Insurance * Tuition Reimbursement * Fitness Reimbursement * Paid Time Off
Quick apply
Render a final underwriting decision (e.g., approved, suspend, denied) for mortgage loan ... Company-paid Life Insurance * Tuition Reimbursement * Fitness Reimbursement * Paid Time Off
Render a final underwriting decision (e.g., approved, suspend, denied) for mortgage loan ... Company-paid Life Insurance * Tuition Reimbursement * Fitness Reimbursement * Paid Time Off
Render a final underwriting decision (e.g., approved, suspend, denied) for mortgage loan ... Company-paid Life Insurance * Tuition Reimbursement * Fitness Reimbursement * Paid Time Off
The Large Group Medical Stop Loss Underwriter will work closely with the Head of MGU and be responsible for evaluating, pricing, and managing risk for large employer-sponsored self-funded health ...
The Large Group Medical Stop Loss Underwriter will work closely with the Head of MGU and be responsible for evaluating, pricing, and managing risk for large employer-sponsored self-funded health ...
The Large Group Medical Stop Loss Underwriter will work closely with the Head of MGU and be responsible for evaluating, pricing, and managing risk for large employer-sponsored self-funded health ...
The Large Group Medical Stop Loss Underwriter will work closely with the Head of MGU and be responsible for evaluating, pricing, and managing risk for large employer-sponsored self-funded health ...
The Large Group Medical Stop Loss Underwriter will work closely with the Head of MGU and be responsible for evaluating, pricing, and managing risk for large employer-sponsored self-funded health ...
The Large Group Medical Stop Loss Underwriter will work closely with the Head of MGU and be responsible for evaluating, pricing, and managing risk for large employer-sponsored self-funded health ...
The Large Group Medical Stop Loss Underwriter will work closely with the Head of MGU and be responsible for evaluating, pricing, and managing risk for large employer-sponsored self-funded health ...
Quick apply
The Large Group Medical Stop Loss Underwriter will work closely with the Head of MGU and be responsible for evaluating, pricing, and managing risk for large employer-sponsored self-funded health ...
Make your mark in Underwriting AIG Underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, and Multinational Clients. We ...
Make your mark in Underwriting AIG Underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, and Multinational Clients. We ...
Middle Market Commercial Underwriter
Overland Park, KS · On-site
$76K - $144K/yr
Senior Underwriter - UW08BA We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to ...
Middle Market Commercial Underwriter
Overland Park, KS · On-site
$76K - $144K/yr
Senior Underwriter - UW08BA We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to ...
Make your mark in Underwriting AIG Underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, and Multinational Clients. We ...
Make your mark in Underwriting AIG Underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, and Multinational Clients. We ...
Insurance Underwriter information
See Kansas salary details
$25K - $31.2K
7% of jobs
$31.2K - $37.5K
5% of jobs
$40.9K is the 25th percentile. Wages below this are outliers.
$37.5K - $43.7K
22% of jobs
The median wage is $49.2K / yr.
$43.7K - $49.9K
17% of jobs
$49.9K - $56.2K
15% of jobs
$61.4K is the 75th percentile. Wages above this are outliers.
$56.2K - $62.4K
10% of jobs
$62.4K - $68.7K
2% of jobs
$68.7K - $74.9K
1% of jobs
$74.9K - $81.2K
11% of jobs
$81.2K - $87.4K
7% of jobs
$87.4K - $93.6K
2% of jobs
$25K
$55.5K
$93.6K
How much do insurance underwriter jobs pay per year?
As of Aug 8, 2026, the average yearly pay for insurance underwriter in Kansas is $55,547.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,200.00 and $74,500.00 per year, depending on experience, location, and employer.
What does an insurance underwriter do?
An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.
What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?
Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.
What are the key skills and qualifications needed to thrive as an insurance underwriter?
To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.
What is an insurance underwriter?
Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.
What qualifications do I need for insurance underwriting?
Insurance underwriters typically need a bachelor's degree in fields such as finance, economics, or business. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.
What is the difference between Insurance Underwriter vs Claims Adjuster?
| Aspect | Insurance Underwriter | Claims Adjuster |
|---|---|---|
| Primary Role | Assess risk and determine policy terms | Evaluate insurance claims and determine payouts |
| Required Credentials | Typically requires a bachelor's degree; certifications like CPCU are common | Often requires a bachelor's degree; certifications like AIC or CPCU are beneficial |
| Work Environment | Office-based, analyzing data and risk factors | Field and office-based, investigating claims and interviewing claimants |
| Industry Usage | Used across insurance companies for policy issuance | Used for claims processing and settlement |
Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.
More about Insurance Underwriter jobs
What are the most commonly searched types of Insurance Underwriter jobs in Kansas? The most popular types of Insurance Underwriter jobs in Kansas are:
What are popular job titles related to Insurance Underwriter jobs in Kansas? For Insurance Underwriter jobs in Kansas, the most frequently searched job titles are:
What job categories do people searching Insurance Underwriter jobs in Kansas look for? The top searched job categories for Insurance Underwriter jobs in Kansas are:
What cities in Kansas are hiring for Insurance Underwriter jobs? Cities in Kansas with the most Insurance Underwriter job openings:
What are popular job titles related to Insurance Underwriter jobs in KS? For Insurance Underwriter jobs in KS, the most frequently searched job titles are:
Underwriter, Contracting & Network Development (Full-time, Day)
Independence, KS • On-site
Full-time
Posted 27 days ago
Prisma Health rating
7.1
Based on 349 frontline employees who took The Breakroom Quiz
378th of 887 rated healthcare providers
Job description
Inspire health. Serve with compassion. Be the difference.
Job Summary
Responsible for underwriting new and renewal medical stop loss business which includes reviewing, evaluating, selecting, and rating each risk to maximize premium revenue while meeting enterprise profit margins and production goals. Responsible for any other applicable products that require and allow underwriting of risk.Essential Functions
All team members are expected to be knowledgeable and compliant with Prisma Health's purpose: Inspire health.Serve with compassion. Be the difference.
Responsible for the development, implementation, and maintenance of underwriting programs, policies, procedures, and guidelines to ensure compliance and profitability.
Reviews Group health insurance applications and medical records to evaluate risk. Uses underwriting software, A.I. tools and actuarial manuals to calculate rates, premiums, and factors. Performs detailed pricing analysis and contribute to pricing strategies to optimize profitability.
Reviews stoploss offers and makes recommendations to the sales team on which stoploss offer to use when building Promise Health Plan proposals, based on pricing and contract terms
Creates and updates financial models for forecasting and budgeting. Conducts analyses to identify key metrics for modeling financial data (revenue, cost, expenses, KPIs). Compiles data on yearly loss ratios and medical trends for program evaluation.
Communicates with stop-loss partners regarding risk levels and forecasted claims costs on new and renewing business.
Consults with payer staff to obtain information, review insurance laws, and explain underwriting policies.
Collaborates with internal teams to understand monthly trends and ensure comprehensive risk evaluation.
Develops and maintains strong relationships with brokers, agents, and reinsurers.
Prepares detailed reports and documentation to support health plan decisions.
Maintains accurate records of underwriting decisions and related data.
Ensures compliance with legal standards and stays current on industry regulations and legislative changes.
Conducts regular audits of underwriting files to ensure quality and compliance.
Informs enterprise payer strategy, including forecasting and approach for insurance products.
Serves on work groups or process improvement teams to enhance quality and customer satisfaction.
Performs other duties as assigned.
Supervisory/Management Responsibilities
This is a non-management job that will report to a supervisor, manager, director, or executive.
Minimum Requirements
Education - Bachelor's degree in Business, Finance, or related field
Experience - 7-10 years of related experience in Medical underwriting and risk assessment
In Lieu Of
N/A
Required Certifications, Registrations, Licenses
Active medical/health underwriting certification
Knowledge, Skills and Abilities
Knowledge of insurance principles, policies, and regulations
Attention to detail
Effective communication and negotiating skills, both written and verbal
Ability to work collaboratively in a team environment
Proficient in using underwriting software and tools
Knowledge of underwriting self-funded and converting fully insured prospects into self-funded products
Basic computer skills including word processing, spreadsheets, database and data entry
Knowledge of office equipment (fax/copier)
Mathematical skills
Work Shift
Day (United States of America)Location
Prisma Health Corporate OfficeFacility
7002 Value-Based Care and Network ServicesDepartment
70029344 Contracting & Network DevelopmentShare your talent with us! Our vision is simple: to transform healthcare for the benefits of the communities we serve. The transformation of healthcare requires talented individuals in every role here at Prisma Health.
What Prisma Health employees say
Pay
Benefits
Hours and flexibility
Workplace
Get the full story on Breakroom
About Prisma Health
Sourced by ZipRecruiter
Industry
Health care and social assistance
Company size
10,000+ Employees
Headquarters location
Greenville, SC, US
Year founded
2017