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Insurance Underwriter Jobs in Delaware (NOW HIRING)

M&T Bank

Business Banking Underwriter I

Wilmington, DE · On-site

$24.87 - $41.45/hr

Conduct credit investigations, and prepare loan packages for underwriters and SBA officers for more complex and/or non-routine deals. Primary Responsibilities: * Evaluate commercial loan/lease ...

M&T Bank

Business Banking Underwriter I

Wilmington, DE · On-site

$24.87 - $41.45/hr

Conduct credit investigations, and prepare loan packages for underwriters and SBA officers for more complex and/or non-routine deals. Primary Responsibilities: * Evaluate commercial loan/lease ...

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All JobsInsurance Underwriter JobsInsurance Underwriter Jobs in Delaware

Insurance Underwriter information

See Delaware salary details

$28K

$62.3K

$105.1K

How much do insurance underwriter jobs pay per year?

As of Aug 31, 2026, the average yearly pay for insurance underwriter in Delaware is $62,337.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,000.00 and $83,600.00 per year, depending on experience, location, and employer.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

Is it hard to become an insurance underwriter?

Becoming an insurance underwriter typically requires a bachelor's degree in a related field such as finance, business, or economics, along with strong analytical and decision-making skills. Gaining industry-specific knowledge through training or certification can also be beneficial, but the difficulty varies depending on individual background and experience.
More about Insurance Underwriter jobs

What are the most commonly searched types of Insurance Underwriter jobs in Delaware?

The most popular types of Insurance Underwriter jobs in Delaware are:

What cities in Delaware are hiring for Insurance Underwriter jobs?

Cities in Delaware with the most Insurance Underwriter job openings:

What are popular job titles related to Insurance Underwriter jobs in DE?

For Insurance Underwriter jobs in DE, the most frequently searched job titles are:

Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in Delaware as of August 2026, with employment types broken down into 95% Full Time, and 5% Contract. Highlights an 100% In-person job distribution, with an average salary of $62,337 per year, or $30 per hour.

Insurance Loss Control Field Representative

Dover, DE • On-site

Alexander & Schmidt
Insurance Services • 11 - 50 employees
Learn more about Alexander & Schmidtexternal

Contractor

Re-posted 29 days ago

Job description

Insurance Loss Control Field Representative
Job Description
At Alexander & Schmidt, an Insurance Loss Control Field Representative performs on-site property, general liability and incidental auto inspections and prepares reports for insurance underwriting purposes. Insurance companies use the reports to properly insure commercial or residential buildings or properties for a new policy or renewal of a current policy.
Required Skills
  • MUST HAVE 3 – 5 years’ experience with a commercial carrier or working as an independent contractor providing commercial insurance loss control services.
  • Understanding of commercial property and casualty lines including property, general liability, auto and workers compensation.
  • Solid communication skills—including exceptional writing ability, organizational skills, and computer skills
  • Excellent time management skills
  • Travel within a reasonable territory, 60 mile radius
  • Professional certifications CSP, OHST, ALCM and/or ARM are preferred, but not required.
  • Uploading completed reports, photos and diagrams through a special website or complete reports on web based systems
High-quality, accurate loss control surveys guide the underwriter in the selection of profitable business, and assist the insured in controlling losses through the demonstrated value of the loss control services provided.