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Entry Level Insurance Underwriter Jobs in Delaware

Spieldenner Financial Group

Entry Level Sales

Newark, DE · On-site

$10K - $20K/mo

Administrative: 2 hours per week: following up with insurance carriers to facilitate client applications through underwriting Qualifications: We are looking for coachable, challenge-seeking, self ...

All JobsEntry Level Insurance Underwriter JobsEntry Level Insurance Underwriter Jobs in Delaware

Entry Level Insurance Underwriter information

See Delaware salary details

$28K

$62.3K

$105.1K

How much do entry level insurance underwriter jobs pay per year?

As of Jun 13, 2026, the average yearly pay for entry level insurance underwriter in Delaware is $62,337.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,000.00 and $83,600.00 per year, depending on experience, location, and employer.

What Does an Entry-Level Insurance Underwriter Do?

An entry-level insurance underwriter works as a trainee or assistant while learning how to assess an insurance application, define risk, determine eligibility, calculate policy premiums, and accept or deny each request for coverage. You perform your duties under the supervision of a senior underwriter. At the start of your career, your responsibilities focus on data collection and basic application processing. As you gain experience, you handle more-complex applications and can work independently. An insurance underwriter can specialize in life, property, casualty, commercial, or specialty insurance.

Is underwriting a lot of math?

Entry level insurance underwriters use math to assess risk, analyze data, and determine policy terms. Basic math skills, including arithmetic and probability, are essential, and familiarity with spreadsheets or underwriting software can be helpful. Advanced math is generally not required for entry-level positions.

What is the difference between Entry Level Insurance Underwriter vs Insurance Claims Adjuster?

AspectEntry Level Insurance UnderwriterInsurance Claims Adjuster
Required CredentialsHigh school diploma or bachelor’s; some certifications (e.g., CPCU) beneficialHigh school diploma or bachelor’s; licensing may be required
Work EnvironmentOffice-based, analyzing applications and risk factorsField and office work, investigating claims
Industry UsageInsurance companies, underwriting departmentsInsurance companies, claims departments
Common Search/ComparisonEntry Level Insurance Underwriter vs Insurance Claims Adjuster

While both roles are vital in the insurance industry, an Entry Level Insurance Underwriter primarily assesses risk and approves policies, whereas an Insurance Claims Adjuster investigates and settles claims. Both positions require strong analytical skills and industry knowledge, but they focus on different stages of the insurance process.

Is insurance underwriting hard to get into?

Entry level insurance underwriting can be competitive, but it is accessible to those with a relevant degree such as in finance, business, or risk management. Strong analytical skills, attention to detail, and familiarity with underwriting software can improve chances of entry; some employers also value internships or certifications like the CPCU designation.

What are the key skills and qualifications needed to thrive as an Entry Level Insurance Underwriter, and why are they important?

To thrive as an Entry Level Insurance Underwriter, you need a solid understanding of risk assessment, analytical thinking, and attention to detail, typically backed by a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, insurance databases, and sometimes certifications like Associate in Commercial Underwriting (AU) are valuable. Strong communication, organizational skills, and the ability to make sound judgments help you stand out in this position. These skills and qualifications ensure accurate risk evaluations, effective decision-making, and smooth collaboration with clients and colleagues.

What are some typical challenges faced by entry level insurance underwriters, and how can they be overcome?

Entry level insurance underwriters often encounter challenges such as learning to assess risk accurately with limited experience, keeping up with ever-changing regulations, and managing a high volume of applications within tight deadlines. Overcoming these challenges involves actively seeking mentorship from senior underwriters, participating in ongoing training programs offered by employers, and developing strong organizational skills. Collaborating closely with colleagues in claims, sales, and actuarial departments also helps new underwriters gain a broader perspective and make more informed decisions.

Will underwriters be replaced by AI?

Entry level insurance underwriters perform risk assessment and policy evaluation, tasks increasingly supported by AI tools that automate data analysis. While AI can handle routine aspects, underwriters' judgment, industry knowledge, and decision-making remain essential, making complete replacement unlikely in the near term.

How do I become an underwriter with no experience?

Entry-level insurance underwriters can start by obtaining a bachelor's degree in fields like finance, business, or risk management. Gaining knowledge of insurance policies, developing strong analytical skills, and earning relevant certifications such as the Associate in Commercial Underwriting (AU) can improve job prospects; some employers also offer on-the-job training for candidates with limited experience.

What does an entry level insurance underwriter do?

An entry level insurance underwriter reviews applications for insurance coverage and evaluates the risks involved in insuring people or assets. They analyze information such as financial data, health records, and other relevant documents to determine if the applicant meets the company's guidelines. Their responsibilities also include making recommendations on coverage amounts, premiums, and policy terms under the supervision of more experienced underwriters. This role is essential for making sure insurance companies issue policies that are both fair to the customer and profitable for the business.
More about Entry Level Insurance Underwriter jobs
What are the most commonly searched types of Insurance Underwriter jobs in Delaware? The most popular types of Insurance Underwriter jobs in Delaware are:
What are popular job titles related to Entry Level Insurance Underwriter jobs in Delaware? For Entry Level Insurance Underwriter jobs in Delaware, the most frequently searched job titles are:
What job categories do people searching Entry Level Insurance Underwriter jobs in Delaware look for? The top searched job categories for Entry Level Insurance Underwriter jobs in Delaware are:
What cities in Delaware are hiring for Entry Level Insurance Underwriter jobs? Cities in Delaware with the most Entry Level Insurance Underwriter job openings:
Entry Level Insurance Underwriter jobs near you
Infographic showing various Entry Level Insurance Underwriter job openings in Delaware as of June 2026, with employment types broken down into 88% Full Time, 8% Part Time, and 4% Contract. Highlights an 70% In-person, 4% Hybrid, and 26% Remote job distribution, with an average salary of $62,337 per year, or $30 per hour.

Entry Level Sales

Spieldenner Financial Group

Newark, DE • On-site

$10K - $20K/mo

Contractor

Posted 11 days ago

Job description

Spieldenner Financial Group is seeking independent, motivated, career-minded individuals to join our Mortgage Protection team. Our team members help American families protect their largest asset: the ability to make an income.
Our proven system includes extraordinary mentorship, training, and support that allows our agents to have a competitive edge in the industry.
Job Duties:
  • Setting Appointments: 6-8 hours per week: reaching out to potential clients that have previously requested coverage with our company and scheduling a time to meet with them to discuss their mortgage protection coverage.
  • Research: 4-5 hours per week: digging into the information the client provided in order to customize options to meet their financial need in the case of a death or disability.
  • Meeting with Families: 2 days per week: meeting with clients either virtually or in-person (the choice is yours) to present their options, discuss the details of the coverage, and help them apply for coverage.
  • Administrative: 2 hours per week: following up with insurance carriers to facilitate client applications through underwriting

Qualifications:
We are looking for coachable, challenge-seeking, self-disciplined individuals with a growth mindset: Skill set isn't everything for this position.
Availability:
Work-life balance is the foundation on which this company was founded. This work from home role is designed to give you a healthy balance of the two. We have immediate openings for the following roles:
  • Spare time: This is a commitment of working 4-8 hours a week that can generate between $500 to $2,000 per month.*
  • Part-time: This is a commitment of working 8-25 hours a week that can generate between $2,000 to $5,000 per month.*
  • Full-Time: This is a true commitment and requires 25-50 hours per week that can generate between $10,000 to $20,000 per month.*

About Us:
Spieldenner Group is a part of the fastest-growing insurance organization in the country.
Among the INC 5000s fastest-growing private companies.
Voted Top Company Culture by Entrepreneur Magazine
Forbes Magazine's 25 Companies Hiring The Most High-Paying Jobs In 2024
If this sounds like a place you could plant your flag, we invite you to apply!
*Equal opportunity, not equal outcome
No agent's success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.

Apply