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Remote Credit Risk Underwriter Jobs in Delaware (NOW HIRING)

Best Egg

Credit Forecasting Manager I

Wilmington, DE · On-site +1

$160K - $175K/yr

Influence major underwriting and pricing strategy changes * Support highly complex, cross ... Balance growth, risk, profitability, and regulatory considerations Required Qualifications

ChristianaCare

Coder III -REMOTE

Newark, DE · On-site +1

We provide equipment, coding books, continuing education credits as well as professional ... risk of mortality reporting. * Follows UHDDS definitions, CMS regulations, and Official and ...

ChristianaCare

Coder III- REMOTE

Newark, DE · On-site +1

We provide equipment, coding books, continuing education credits as well as professional ... risk of mortality reporting. * Follows UHDDS definitions, CMS regulations, and Official and ...

Trucordia

Surety/Bond Insurance Producer

Wilmington, DE · On-site +1

$43K - $58K/yr

This hybrid role offers the flexibility of both remote and in-office work, focusing on expanding ... Conduct thorough risk assessments and recommend appropriate insurance solutions to meet clients ...

All JobsCredit Risk Underwriter JobsRemote Credit Risk Underwriter JobsRemote Credit Risk Underwriter Jobs in Delaware

Remote Credit Risk Underwriter information

What does a remote credit risk underwriter do?

A Remote Credit Risk Underwriter evaluates loan applications and assesses the creditworthiness of individuals or businesses from a remote location, typically working from home. They analyze financial statements, credit reports, and other relevant data to determine the risk involved in lending money. Their goal is to ensure that loans are only approved for applicants who are likely to repay them, thus minimizing losses for the lender. Remote underwriters use digital tools and platforms to perform their assessments and communicate with colleagues and clients.

What are the key skills and qualifications needed to thrive as a remote credit risk underwriter?

To thrive as a Remote Credit Risk Underwriter, you need strong analytical abilities, knowledge of credit policies, and experience in financial statement analysis, usually backed by a degree in finance, accounting, or a related field. Familiarity with credit risk assessment software, financial modeling tools, and relevant industry certifications such as CRC or CFA is typically required. Outstanding attention to detail, decision-making skills, and effective communication are vital soft skills for collaborating remotely and presenting risk findings. These competencies ensure accurate risk evaluations, minimize financial losses, and maintain strong client and team relationships in a virtual environment.

How does a remote credit risk underwriter typically collaborate with other departments while working off-site?

As a Remote Credit Risk Underwriter, you’ll regularly collaborate with loan officers, sales teams, and compliance staff through digital communication platforms such as email, video conferencing, and specialized underwriting software. Clear and timely communication is essential, since you'll often be relied upon for quick risk assessments and policy clarifications. Many organizations foster teamwork by holding virtual meetings, using project management tools, and maintaining shared digital workspaces to ensure remote underwriters stay connected and aligned with overall business goals.

What is the difference between Remote Credit Risk Underwriter vs Remote Credit Analyst?

AspectRemote Credit Risk UnderwriterRemote Credit Analyst
Primary RoleAssess and approve credit risk for loan applicationsAnalyze credit data to evaluate borrower creditworthiness
Required CredentialsTypically requires underwriting certifications, finance or banking backgroundOften requires finance or accounting background, sometimes certifications
Work EnvironmentCollaborates with underwriters, lenders, and risk teamsWorks with loan officers, clients, and risk management teams
Industry UsageCommon in banking, lending, and financial servicesWidely used in banking, mortgage, and lending sectors

While both roles involve analyzing credit data, the Remote Credit Risk Underwriter primarily makes approval decisions based on risk assessment, whereas the Remote Credit Analyst focuses on evaluating creditworthiness to inform lending decisions. Both roles require financial knowledge and often similar certifications, but their core responsibilities differ in scope and decision-making authority.

What are popular job titles related to Remote Credit Risk Underwriter jobs in Delaware?

For Remote Credit Risk Underwriter jobs in Delaware, the most frequently searched job titles are:

What job categories do people searching Remote Credit Risk Underwriter jobs in Delaware look for?

The top searched job categories for Remote Credit Risk Underwriter jobs in Delaware are:

What cities in Delaware are hiring for Remote Credit Risk Underwriter jobs?

Cities in Delaware with the most Remote Credit Risk Underwriter job openings:

Remote Credit Risk Underwriter jobs near you

Credit Forecasting Manager I

Best Egg

Wilmington, DE • On-site, Remote

$160K - $175K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 3 days ago

Job description

Best Egg, now part of Barclays, is a market-leading, tech-enabled financial platform helping people build financial confidence through innovative lending solutions and financial health tools. As a Barclays company, we combine the agility and customer focus of a fintech with the global reach, stability, and purpose of a leading financial institution-working together to create a better financial future for our customers and communities.
At Best Egg, you'll find a culture grounded in our core values-putting people first, creating clarity, delivering with excellence -enhanced by Barclays' commitment to integrity, inclusion, and long-term impact. Together, we empower our colleagues to challenge, innovate, and take ownership while making a meaningful difference in people's financial lives.
With the strength of Barclays behind us, we offer expanded opportunities for growth, development, and career mobility across a global organization-while continuing to build the products and experiences that make Best Egg unique.
We're looking for collaborative, curious problem-solvers who are excited to make an impact and grow with us.
We're proud to be an equal opportunity employer committed to building a diverse and inclusive team.
As we recently integrated with Barclays, our initial focus is on candidates who are local to the Philadelphia, Delaware, New Jersey, and New York areas.
Additionally, beginning in June 2027, employees who live within a 50-mile radius of the office will be expected to work on-site three days per week as part of our hybrid work model.
This role owns processes, models, and assumptions used to estimate expected credit losses for credit strategy calibration, capital and reporting purposes. You will partner closely with Credit Strategy, Capital Markets, and Data teams to ensure forecasts are accurate, explainable, and aligned with business expectations.
Core Responsibilities
  • Lead development, improvement and monitoring of processes for payment default and balance persistency guidance for personal loans
  • Own forward looking guidance and performance outcomes of material portfolio segments
  • Provide scenario analysis and financial impact sizing from changes in credit underwriting and pricing policy.
  • Assess macroeconomic trends and adjust expectations accordingly
  • Partner with Capital Markets, Credit Strategy on return targets
  • Ensure decision logic is scalable, compliant, and operationally sound
  • Escalate emerging risks with clear analysis and recommendations
  • Maintain governance standards and strategy documentation
  • Mentor junior team members and promote best practices

Scope and Autonomy
  • Operate with high independence and strategic judgment
  • Influence major underwriting and pricing strategy changes
  • Support highly complex, cross-functional initiatives
  • Balance growth, risk, profitability, and regulatory considerations

Required Qualifications
  • Bachelor's degree in quantitative field or equivalent experience
  • 6-10 years in credit risk, loss forecasting or portfolio analytics
  • Expertise in forecasting payment default behavior and balance persistency for lending products
  • Advanced analytical expertise and business judgment
  • Proven ability to influence senior stakeholders

What Success Looks Like
  • Clear ownership of processes and process outcomes
  • Trusted cross-functional partnership
  • Demonstrated leadership and mentorship impact

$160,000 - $175,000 a year
Employee Benefits
Best Egg offers many additional benefits for our employees, including (but not limited to):
• Pre-tax and post-tax retirement savings plans with a competitive company matching
program
• Generous paid time-off plans including vacation, personal/sick time, paid short--
term and long-term disability leaves, paid parental leave, and paid company
holidays
• Multiple health care plans to choose from, including dental and vision options
• Flexible Spending Plans for Health Care, Dependent Care, and Health
Reimbursement Accounts
• Company-paid benefits such as life insurance, wellness platforms, employee
assistance programs, and Health Advocate programs
• Other great discounted benefits include identity theft protection, pet insurance,
fitness center reimbursements, and many more!
In compliance with the CCPA, Best Egg is fully committed to handling the personal information and data of employees and job applications responsibly with respect and due care. Review our CCPA Employee Policy here

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