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Insurance Underwriter Jobs in Colorado (NOW HIRING)

Cna

Underwriter Specialist, Small Business

Littleton, CO · Hybrid

$54K - $103K/yr

Utilizes underwriting policies and guidelines, rating manual rules and insurance laws and regulations. Essential Duties & Responsibilities Performs a combination of duties in accordance with ...

Gallagher

Renewal Underwriter

Denver, CO · On-site

Overview We're looking for a Garage Renewal Underwriter to join our team. In this role, you'll ... You'll evaluate insurance applications for property and casualty coverage, ensuring fair and ...

Chubb

Senior Underwriter

Englewood, CO · On-site +1

$78K - $112K/yr

We are seeking a Senior Underwriter for our Financial Lines/Private Non-Profit Insurance Products for the Denver branch office. The PNP Underwriter will be accountable for the growth and ...

Chubb

Senior Underwriter

Englewood, CO · On-site

$78K - $112K/yr

We are seeking a Senior Underwriter for our Financial Lines/Private Non-Profit Insurance Products for the Denver branch office. The PNP Underwriter will be accountable for the growth and ...

Capital Rx

Case Underwriter

Denver, CO · On-site

$80K - $100K/yr

This role supports pricing and underwriting and ensuring timely and accurate RFP responses. The position involves collaborating with various teams to refine financial models and reporting, presenting ...

Berkley

Senior Underwriter

Englewood, CO

$95K - $135K/yr

Berkley Corporation member company Berkley Insurance Company, which has an A.M. Best rating of A ... Underwrite and manage a portfolio of performance and non-performance bonds with precision and ...

Berkley

Senior Underwriter

Englewood, CO

$95K - $135K/yr

Berkley Corporation member company Berkley Insurance Company, which has an A.M. Best rating of A ... Underwrite and manage a portfolio of performance and non-performance bonds with precision and ...

Berkley

Senior Underwriter

Englewood, CO · On-site

$95K - $135K/yr

Berkley Corporation member company Berkley Insurance Company, which has an A.M. Best rating of A ... Underwrite and manage a portfolio of performance and non-performance bonds with precision and ...

Chubb

Senior/Executive Underwriter, Cyber

Englewood, CO · On-site

$98K - $142K/yr

About Us Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides ... financial strength, underwriting excellence, superior claims handling expertise and local ...

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All JobsInsurance Underwriter JobsInsurance Underwriter Jobs in Colorado

Insurance Underwriter information

See Colorado salary details

$29.4K

$65.5K

$110.4K

How much do insurance underwriter jobs pay per year?

As of Aug 10, 2026, the average yearly pay for insurance underwriter in Colorado is $65,492.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,300.00 and $87,800.00 per year, depending on experience, location, and employer.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What qualifications do I need for insurance underwriting?

Insurance underwriters typically need a bachelor's degree in fields such as finance, economics, or business. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

More about Insurance Underwriter jobs
What are the most commonly searched types of Insurance Underwriter jobs in Colorado? The most popular types of Insurance Underwriter jobs in Colorado are:
What are popular job titles related to Insurance Underwriter jobs in Colorado? For Insurance Underwriter jobs in Colorado, the most frequently searched job titles are:
What job categories do people searching Insurance Underwriter jobs in Colorado look for? The top searched job categories for Insurance Underwriter jobs in Colorado are:
What cities in Colorado are hiring for Insurance Underwriter jobs? Cities in Colorado with the most Insurance Underwriter job openings:
What are popular job titles related to Insurance Underwriter jobs in CO? For Insurance Underwriter jobs in CO, the most frequently searched job titles are:
Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in Colorado as of July 2026, with employment types broken down into 1% As Needed, 73% Full Time, 22% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $65,492 per year, or $31.5 per hour.

Large Property Underwriter

The Hartford

Greenwood Village, CO

$99K - $186K/yr

Full-time

Posted 22 days ago

The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 121 frontline employees who took The Breakroom Quiz

57th of 304 rated insurance

Job description

Executive Underwriter - UW07CDSenior Underwriter - UW08CA

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

Update as of July 23, 2026: Added Portland, OR location and this role can hire at a Senior Underwriter level.

At The Hartford, our underwriters are central to helping businesses protect what matters most. Join a team known for delivering tailored coverages while collaborating with our business partners.

This role offers:
Collaboration & Innovation: Work alongside peers and leaders, contributing creative coverage solutions and influencing key decisions.
Career Growth: Opportunities to advance in technical or leadership paths.
Inclusive Culture: A workplace that values diverse perspectives and values different approaches to business production.


Role Overview
As part of our expanding Large Property business unit, you'll manage relationships with agents/brokers across a defined territory. You'll underwrite new and renewal business, deliver risk management services, and support profitable growth across industries like manufacturing, healthcare, technology, and real estate.

What We're Looking For

  • Effective communication skills with internal business partners and external trading partners

  • Relationship management skills

  • Collaborative spirit and teamwork mindset

  • Strong risk/exposure analysis skills and underwriting acumen

Qualifications
Bachelor's degree preferred (or equivalent experience)
3+ years in commercial property underwriting and marketing
Strong broker relationships in the region
Strong presentation skills
Entrepreneurial, goal-oriented, and resilient
Valid driver's license (company pool car may be provided)

* The Hartford is proud to offer our teammates a hybrid work environment. Selected candidate must be located in commuting distance to the listed location and have the ability to travel within the assigned region given the broker facing sales nature of this role. *

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$99,600 - $186,000

The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us|Our Culture | What It's Like to Work Here | Perks & Benefits

What The Hartford employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Hartford logo

About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

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