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Insurance Underwriter Jobs in Colorado (NOW HIRING)

Auto-Owners Insurance

Underwriter

Broomfield, CO · On-site

$59K - $89K/yr

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Auto Owners Insurance Company

Underwriter

Broomfield, CO · On-site

$59K - $89K/yr

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Burns & Wilcox

Underwriter, Private Client

Denver, CO · On-site

$85K - $125K/yr

Minimum 3 years of Personal insurance underwriting experience required, excess & surplus experience ... preferred * Previous experience with private client carriers and clients is beneficial * Proven ...

Burns & Wilcox

Associate Underwriter

Centennial, CO · On-site

Kaufman Group, is North America's leading wholesale insurance broker and underwriting manager ... Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers ...

Liberty Mutual

Underwriter

Denver, CO

Actively pursuing professional insurance designations * Ability to successfully develop and ... Demonstrated analytical ability to evaluate and judge underwriting risks within defined authority

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Insurance Underwriter information

See Colorado salary details

$29.4K

$65.5K

$110.4K

How much do insurance underwriter jobs pay per year?

As of Jul 20, 2026, the average yearly pay for insurance underwriter in Colorado is $65,492.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,300.00 and $87,800.00 per year, depending on experience, location, and employer.

Is underwriting in insurance a good career?

Insurance underwriting is a stable career that involves evaluating risks and determining policy terms, often requiring analytical skills and attention to detail. It offers opportunities for advancement, professional certification, and a consistent work environment, making it a viable option for those interested in finance and risk management.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an Insurance Underwriter, and why are they important?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What qualifications do I need to be an underwriter?

To become an insurance underwriter, a bachelor's degree in fields such as finance, economics, or business is typically required. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

What Are Insurance Underwriters?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What do you do as an insurance underwriter?

An insurance underwriter evaluates insurance applications to determine coverage eligibility and premium rates based on risk assessment. They review applicant information, analyze data, and ensure policies comply with company standards, often using specialized software. Strong analytical skills and knowledge of insurance policies are essential for this role.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

How much do you get paid for an insurance underwriter?

Insurance underwriters typically earn a median annual salary of around $70,000, with salaries ranging from approximately $50,000 to over $100,000 depending on experience, location, and industry. Entry-level underwriters may start lower, while experienced professionals or those in specialized fields can earn higher wages, often supplemented by certifications and advanced skills.
More about Insurance Underwriter jobs
What are the most commonly searched types of Insurance Underwriter jobs in Colorado? The most popular types of Insurance Underwriter jobs in Colorado are:
What are popular job titles related to Insurance Underwriter jobs in Colorado? For Insurance Underwriter jobs in Colorado, the most frequently searched job titles are:
What job categories do people searching Insurance Underwriter jobs in Colorado look for? The top searched job categories for Insurance Underwriter jobs in Colorado are:
What cities in Colorado are hiring for Insurance Underwriter jobs? Cities in Colorado with the most Insurance Underwriter job openings:
What are popular job titles related to Insurance Underwriter jobs in CO? For Insurance Underwriter jobs in CO, the most frequently searched job titles are:
Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in Colorado as of July 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $65,492 per year, or $31.5 per hour.
Commercial Building Insurance Loss Control Expert

Commercial Building Insurance Loss Control Expert

Amalgamated Insurance Underwriters

Denver, CO • On-site

Full-time

Re-posted 22 days ago

Job description

Company Description
Amalgamated Insurance Underwriters is a young, rapidly growing and successful property and casualty insurance wholesaler. We market exclusively to retail agencies across the US and have developed a niche habitational program with a unique selling proposition.
Our niche product holds a strong position in the marketplace as:
Our exclusive property program is limited to well-managed multi-family properties.
Our rates are 15% - 2% below market, quoting and binding is superfast and easy, and coverage is provided by Lloyd's of London.
Our growth is driven by building relationships with commercial P&C insurance agents across the country.
Our program has literally been selling itself (with 23,000 units in the first year and growing).
Job Description
Responsibilities
Serve as a Subject Matter Expert regarding building and construction best practices, safety measures and loss control mitigation techniques for potential and existing customers as well as management.
Produce safety surveys, safety audits, and reports of loss control
Evaluate client properties, identify exposures to loss and make clear recommendations to mitigate those risks.
Consult - on a case by case basis - with landlords and produce tailored loss control solutions for individual properties and portfolios.
Maintain a very strong base of knowledge regarding the latest loss mitigation techniques,staying current with industry trends and expert insights.
Develop specifications and requirements for potential customers to enter our program.
Follow up to ensure that scope of work agreements have been satisfied.
Qualifications
Requirements
Deep (8+ years) of practical building and / or inspection and best practice experience (we are looking for someone who knows what works in the field- not just what is taught in a textbook).
Knowledge of commercial lines underwriting and loss control concepts
Prior experience conducting surveys or evaluations on commercial property a strong plus.
A willingness to travel to client sites (at least 10 days per month)
Excellent interpersonal skills as you will be consulting with different types of clients from different locales and cultures.
A Certificate in Safety Management (CSM) or Certified Safety Professionals (CSP) is preferred though not required.
Additional Information
This position can be based across the United States (proximity to a large airport hub is helpful as the candidate will travel extensively.

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