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Insurance Sales Representative Jobs in Texas (NOW HIRING)

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Insurance Sales Representative

Dallas, TX

$40K - $100K/yr

As an Insurance Sales Representative, you will focus on generating new business, cross-selling existing clients, and helping customers protect what matters most through customized insurance solutions.

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Insurance Sales Representative information

See Texas salary details

$23.3K

$73.2K

$131.4K

How much do insurance sales representative jobs pay per year?

As of Aug 12, 2026, the average yearly pay for insurance sales representative in Texas is $73,151.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,900.00 and $103,900.00 per year, depending on experience, location, and employer.

What does an insurance sales representative do?

An Insurance Sales Representative helps clients understand and purchase various insurance policies, such as auto, home, health, or life insurance, that best fit their needs. They assess the financial situations and coverage requirements of potential clients, explain policy details, and answer any questions about coverage options or claims. Representatives also generate new sales leads, follow up with clients, and process policy renewals or changes. Their role is crucial in ensuring clients are adequately protected against risks while meeting sales targets set by their agency or company.

What is the difference between Insurance Sales Representative vs Insurance Agent?

FeatureInsurance Sales RepresentativeInsurance Agent
CredentialsLicensing required in most statesLicensing required in most states
Work EnvironmentTypically works for an insurance company, selling their productsOften works independently or for agencies, selling multiple companies' policies
Employer & Industry UsageCommonly employed by insurance companiesWorks for agencies or independently representing multiple insurers
Search & Comparison IntentOften compared for sales roles in insuranceCompared for independent vs company sales roles

Insurance Sales Representatives usually work directly for insurance companies, focusing on selling their specific policies, and require licensing. Insurance Agents may work independently or for agencies, representing multiple insurers, and also need licensing. Both roles involve sales, but their work environments and employer types differ, influencing their sales approach and client interactions.

What are the key skills and qualifications needed to thrive as an insurance sales representative?

To thrive as an Insurance Sales Representative, you need a solid understanding of insurance products, sales techniques, and typically a state insurance license. Familiarity with CRM software, quoting tools, and policy management systems is often required. Exceptional interpersonal skills, active listening, and persistence help build trust and close deals with clients. These skills and qualifications are vital for meeting sales targets, ensuring compliance, and fostering long-term customer relationships.

What type of insurance sales representative pays the most?

Experienced insurance sales representatives specializing in high-value policies such as life, health, or commercial insurance tend to earn the highest commissions and bonuses. Those working in affluent markets or with advanced certifications often have higher earning potential due to larger policy sizes and complex sales. Success in sales skills and client relationships also significantly impact income levels.

What are some common challenges faced by insurance sales representatives, and how can they be overcome?

One common challenge for Insurance Sales Representatives is building and maintaining a steady pipeline of new clients, as the role often requires proactive outreach and networking. Overcoming rejection and handling objections from potential clients can also be difficult, especially for those new to sales. Success in this role often depends on developing strong communication skills, persistence, and the ability to educate clients about complex insurance products in a clear and relatable way. Many companies provide ongoing training and mentorship, and collaborating with experienced team members can be a valuable way to learn effective sales strategies.

Is it hard to make money in insurance sales?

Insurance sales representatives can earn varying income levels based on commissions, sales skills, and client base. Success often depends on building relationships, product knowledge, and persistence, with income potential increasing as experience and sales improve.
What are the most commonly searched types of Insurance Sales Representative jobs in Texas? The most popular types of Insurance Sales Representative jobs in Texas are:
What cities in Texas are hiring for Insurance Sales Representative jobs? Cities in Texas with the most Insurance Sales Representative job openings:
What are popular job titles related to Insurance Sales Representative jobs in TX? For Insurance Sales Representative jobs in TX, the most frequently searched job titles are:
Insurance Sales Representative jobs near you
Infographic showing various Insurance Sales Representative job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $73,151 per year, or $35.2 per hour.

Insurance Sales Representative

Pechacek Insurance Agency

Waco, TX • On-site

$48K - $51K/yr

Full-time

PTO

This job post has expired today. Applications are no longer accepted.

Job description

Are you looking for a career to replace your job? Pechacek Insurance Agency in Waco, Texas, is looking for an experienced sales representative to join our team. In this role, you will be responsible for selling products to customers utilizing phone, email, and video conferencing. You will be responsible for understanding their needs to offer products that can help them achieve their personal goals. Any prior experience in the industry will help you provide an exceptional experience to our customers, though it is no required. If you are an active listener, quickly build rapport with customers, are motivated, and are invested in your growth and success, this may be the perfect position for you. Apply today!

Responsibilities
  • Develop insurance quotes, make sales presentations, and close sales.
  • Ask each customer for referrals and explain our referral program.
  • Treat each customer contact as a cross and up-sell opportunity including financial products.
  • Generating insurance quotes.
  • Prospects for new business by following sales leads generated from referrals, networking, marketing, cold-calling, and lead databases.
  • Handle customer renewals.
Requirements
  • Prior Sales Experience.
  • A Property Casualty insurance license is required. (assistance provided)
  • Sales experience is preferred.
  • Confident, self-starter who works well independently.
  • Be capable of handling customer rejection.
  • Ability to identify and solve problems, think critically, and make decisions quickly.
Benefits
Mon-Fri Schedule###Hands on Training###Career Growth Opportunities###Paid Time Off (PTO)###Leads provided###