ZipRecruiter

Log In

1

Insurance Risk Specialist Jobs (NOW HIRING)

Waste Connections

Risk Specialist

The Woodlands, TX · On-site

$90K/yr

Risk Specialist Waste Connections, Inc. | The Woodlands, Texas (Corporate Headquarters) On-Site Due ... This role plays a critical part in supporting our insurance, claims, and risk management operations ...

USI Insurance Services

Personal Risk Specialist

Raleigh, NC · On-site

$95K/yr

Personal Risk Specialist The Personal Risk Specialist is an outside sales position focused on serving the unique insurance needs of affluent/high net worth clients. In addition to cross selling, as a ...

USI Insurance Services

Personal Risk Specialist

Troy, MI · On-site

$92K/yr

Personal Risk Specialist The Personal Risk Specialist is an outside sales position focused on serving the unique insurance needs of affluent/high net worth clients. In addition to cross selling, as a ...

USI Insurance Services

Personal Risk Specialist

Chicago, IL · On-site

$101K/yr

Personal Risk Specialist The Personal Risk Specialist is an outside sales position focused on serving the unique insurance needs of affluent/high net worth clients. In addition to cross-selling, as a ...

USI Insurance Services

Personal Risk Specialist

Miami, FL · On-site

$94K/yr

Personal Risk Specialist The Personal Risk Specialist is an outside sales position focused on serving the unique insurance needs of affluent/high net worth clients. In addition to cross-selling, as a ...

USI Insurance Services

Personal Risk Specialist

Norwalk, CT · On-site

$99K/yr

Personal Risk Specialist The Personal Risk Specialist is an outside sales position focused on serving the unique insurance needs of affluent/high net worth clients. In addition to cross selling, as a ...

Barclays

Insurance Risk Manager

New York, NY · On-site

They may also lead a number of specialists to influence the operations of a department, in ... Embark on a transformative journey as an Insurance Risk Manager with the Barclays Group Insurance ...

Cordoba Corporation

Risk Specialist

Sacramento, CA · On-site

$75K - $105K/yr

We are seeking a Risk Specialist to join our Transportation Sector. This position sites within the ... We offer multiple medical and dental insurance plans, as well as vision insurance. Plans are ...

Luster National

Risk Specialist

Sacramento, CA

$52 - $96/hr

About the Position We're seeking a Risk Specialist to support large, heavy-civil infrastructure ... Life insurance and accidental death and dismemberment * 401(k) plan with guaranteed employer ...

next page

Showing results 1-20

All JobsInsurance Risk Specialist Jobs

Insurance Risk Specialist information

See salary details

$38K

$100.5K

How much do insurance risk specialist jobs pay per year?

As of Jul 14, 2026, the average yearly pay for insurance risk specialist in the United States is $94,940.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Insurance Risk Specialists and how can they be addressed?

Insurance Risk Specialists often encounter challenges such as evaluating complex and evolving risks, staying current with regulatory changes, and balancing risk mitigation with business objectives. To address these, specialists typically engage in continuous learning, collaborate closely with underwriters, actuaries, and compliance teams, and leverage advanced risk assessment tools. Adapting to new technologies and maintaining strong communication with internal stakeholders also help in managing these challenges effectively.

What are the key skills and qualifications needed to thrive as an Insurance Risk Specialist, and why are they important?

To thrive as an Insurance Risk Specialist, you need strong analytical skills, knowledge of risk assessment methodologies, and typically a degree in finance, actuarial science, or a related field. Familiarity with risk modeling software, data analysis tools, and relevant certifications such as ARM (Associate in Risk Management) are commonly required. Excellent attention to detail, problem-solving abilities, and effective communication help you explain complex risks and collaborate with stakeholders. These skills are crucial for accurately identifying, evaluating, and mitigating potential risks to protect the company's financial health and ensure regulatory compliance.

Is insurance risk management a good career?

Insurance risk management is a stable career that involves analyzing and mitigating risks for insurance companies or clients. It requires strong analytical skills, knowledge of insurance policies, and often certifications like the Chartered Property Casualty Underwriter (CPCU). The field offers opportunities for advancement and typically involves a professional work environment with regular hours.

What does a risk specialist do?

An Insurance Risk Specialist evaluates potential risks that could affect an insurance company's financial stability. They analyze data, assess hazards, and develop strategies to mitigate risks, often using tools like risk assessment models and industry regulations. Their work helps ensure the company's policies are financially sound and compliant with standards.

What are the 4 types of risk insurance?

In the insurance industry, the four main types of risk insurance are property insurance, liability insurance, health insurance, and life insurance. An Insurance Risk Specialist often evaluates these risks to determine coverage needs and policy terms, requiring knowledge of different insurance products and risk assessment techniques.

What is the difference between Insurance Risk Specialist vs Insurance Underwriter?

AspectInsurance Risk SpecialistInsurance Underwriter
Primary RoleAssess and analyze risks to inform insurance decisionsEvaluate applications and determine policy terms and premiums
CredentialsOften requires certifications like CPCU or ARMSimilar certifications, such as CPCU or ARe, are common
Work EnvironmentOffice-based, collaborating with agents and clientsOffice-based, working closely with agents and underwriters
Industry UsageUsed across insurance companies, brokers, and risk management firmsPrimarily within insurance companies and underwriting agencies

Both roles involve evaluating risks and often require similar certifications. The Insurance Risk Specialist focuses on analyzing and advising on risk factors, while the Insurance Underwriter makes final decisions on policy issuance and pricing. They work in similar environments and are integral to the insurance industry, often collaborating but with distinct responsibilities.

What is the highest paid position in insurance?

In the insurance industry, executive roles such as Chief Executive Officer (CEO), Chief Underwriting Officer, and Chief Risk Officer tend to be the highest paid positions, often earning multi-million dollar compensation packages. These roles require extensive experience, leadership skills, and often advanced certifications or degrees, and they oversee company strategy, risk management, and operations.

What does an Insurance Risk Specialist do?

An Insurance Risk Specialist is responsible for identifying, analyzing, and evaluating risks that could potentially impact an insurance company's portfolio or a client's insurance coverage. They assess the likelihood and potential impact of various risks, such as financial, operational, or environmental exposures, and recommend strategies to mitigate those risks. These professionals work closely with underwriters, actuaries, and clients to develop risk management policies and ensure compliance with regulations. Their goal is to help organizations minimize losses and make informed decisions about coverage and premiums.
More about Insurance Risk Specialist jobs
What cities are hiring for Insurance Risk Specialist jobs? Cities with the most Insurance Risk Specialist job openings:
What job categories do people searching Insurance Risk Specialist jobs look for? The top searched job categories for Insurance Risk Specialist jobs are:
Insurance Risk Specialist jobs near you
Infographic showing various Insurance Risk Specialist job openings in the United States as of July 2026, with employment types broken down into 86% Full Time, 7% Part Time, and 7% Temporary. Highlights an 100% In-person job distribution, with an average salary of $94,940 per year, or $45.6 per hour.
Insurance & Risk Program Specialist

Insurance & Risk Program Specialist

IntelliPro Group Inc.

Chino, CA • On-site

Full-time

Posted 18 days ago

Job description

Job Title: Insurance & Risk Program Specialist
Location: Chino, CA
Job Type: Full-time, On-site
Industry: Logistics / Transportation / Last-mile Delivery
About the Role
We are looking for an Insurance & Risk Program Specialist to support the development and management of our delivery partner insurance and risk program. This role will help review insurance coverage, monitor compliance across delivery partners, support claims management, and work with internal teams, brokers, carriers, and external partners to reduce operational risk and improve insurance program efficiency.
The ideal candidate has experience in commercial insurance, transportation insurance, fleet insurance, claims handling, or risk management. Experience with commercial auto liability, general liability, workers' compensation, and high-frequency claims environments is strongly preferred.
Key Responsibilities
Review and validate certificates of insurance, policy documents, coverage limits, and insurance terms for delivery partners and vendors.
Monitor insurance compliance across delivery partners and follow up on missing, expired, or insufficient insurance documents.
Identify coverage gaps and work with partners, brokers, and carriers to resolve deficiencies.
Support claims management, including tracking claims activity, coordinating with insurance carriers and adjusters, and following up on claim status.
Analyze claim trends, cost drivers, and risk exposure related to delivery operations, fleet activity, driver incidents, and vendor performance.
Assist in evaluating insurance program structure, coverage requirements, limits, and cost-control opportunities.
Work with internal legal, operations, and finance teams on claims, disputes, risk mitigation, and insurance-related requirements.
Maintain accurate insurance and claims records, reports, and compliance documentation.
Support the development of internal policies, procedures, escalation workflows, and corrective action processes.
Communicate professionally with external partners, insurance brokers, carriers, adjusters, and internal stakeholders.
Qualifications
2+ years of experience in commercial insurance, claims management, risk management, insurance brokerage, carrier claims, or related fields.
Experience with commercial auto, fleet insurance, transportation insurance, general liability, or workers' compensation is strongly preferred.
Familiarity with certificates of insurance, policy terms, coverage limits, endorsements, and insurance compliance review.
Experience handling or supporting claims, especially auto, fleet, logistics, delivery, or high-frequency claims, is a strong plus.
Strong analytical skills with the ability to identify trends, coverage gaps, claim patterns, and cost-control opportunities.
Good communication skills and ability to work with brokers, carriers, adjusters, legal teams, operations teams, and external partners.
Detail-oriented, organized, proactive, and comfortable working with insurance documents and compliance records.
Experience in logistics, transportation, last-mile delivery, 3PL, Amazon DSP, FedEx Ground contractor, or fleet operations is a plus.
Bachelor's degree preferred but not required.
Preferred Background
Commercial Auto Claims Adjuster
Fleet Insurance Specialist
Insurance Claims Specialist
Commercial Insurance Account Manager
Risk Management Coordinator
Claims Analyst
Insurance Compliance Specialist
Transportation Insurance Specialist
Commercial P&C Insurance Specialist
Workers' Compensation / General Liability Claims Specialist
Compensation
Competitive salary based on experience, up to 100k per year.

Apply