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Insurance Risk Specialist Jobs (NOW HIRING)

Insurance Risk Specialist

Tysons, VA · On-site

$99K/yr

C. Dean is seeking an experienced Insurance Risk Specialist to support the administration and management of the company's domestic and international insurance programs. This position will work ...

Insurance Risk Specialist

Tysons, VA · On-site

$99K/yr

C. Dean is seeking an experienced Insurance Risk Specialist to support the administration and management of the company's domestic and international insurance programs. This position will work ...

We are seeking a Risk Specialist to join our Transportation Sector. This position sites within the ... We offer multiple medical and dental insurance plans, as well as vision insurance. Plans are ...

About the Position We're seeking a Risk Specialist to support large, heavy-civil infrastructure ... Life insurance and accidental death and dismemberment * 401(k) plan with guaranteed employer ...

Risk Specialist

Sacramento, CA · On-site

$75K - $105K/yr

We are seeking a Risk Specialist to join our Transportation Sector. This position sites within the ... We offer multiple medical and dental insurance plans, as well as vision insurance. Plans are ...

Risk Specialist

Sacramento, CA · On-site

$52 - $96/hr

About the Position We're seeking a Risk Specialist to support large, heavy-civil infrastructure ... Life insurance and accidental death and dismemberment * 401(k) plan with guaranteed employer ...

Risk Specialist

Sacramento, CA · On-site

$75K - $105K/yr

We are seeking a Risk Specialist to join our Transportation Sector. This position sites within the ... We offer multiple medical and dental insurance plans, as well as vision insurance. Plans are ...

Operational Risk Specialist

Cobalt, CT · Hybrid

$99K/yr

Job Posting Title Operational Risk Specialist Salary Band MP3 35,691 - 48,228 About the role As an ... Private medical insurance * Access to a health cash plan through a Medicash scheme * Access to an ...

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Insurance Risk Specialist information

See salary details

$38K

$100.5K

How much do insurance risk specialist jobs pay per year?

As of Aug 3, 2026, the average yearly pay for insurance risk specialist in the United States is $94,940.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Insurance Risk Specialists and how can they be addressed?

Insurance Risk Specialists often encounter challenges such as evaluating complex and evolving risks, staying current with regulatory changes, and balancing risk mitigation with business objectives. To address these, specialists typically engage in continuous learning, collaborate closely with underwriters, actuaries, and compliance teams, and leverage advanced risk assessment tools. Adapting to new technologies and maintaining strong communication with internal stakeholders also help in managing these challenges effectively.

What are the key skills and qualifications needed to thrive as an Insurance Risk Specialist, and why are they important?

To thrive as an Insurance Risk Specialist, you need strong analytical skills, knowledge of risk assessment methodologies, and typically a degree in finance, actuarial science, or a related field. Familiarity with risk modeling software, data analysis tools, and relevant certifications such as ARM (Associate in Risk Management) are commonly required. Excellent attention to detail, problem-solving abilities, and effective communication help you explain complex risks and collaborate with stakeholders. These skills are crucial for accurately identifying, evaluating, and mitigating potential risks to protect the company's financial health and ensure regulatory compliance.

Is insurance risk management a good career?

Insurance risk management is a stable career that involves analyzing and mitigating risks for insurance companies or clients. It requires strong analytical skills, knowledge of insurance policies, and often certifications like the Chartered Property Casualty Underwriter (CPCU). The field offers opportunities for advancement and typically involves a professional work environment with regular hours.

What does a risk specialist do?

An Insurance Risk Specialist evaluates potential risks that could affect an insurance company's financial stability. They analyze data, assess hazards, and develop strategies to mitigate risks, often using tools like risk assessment models and industry regulations. Their work helps ensure the company's policies are financially sound and compliant with standards.

What are the 4 types of risk insurance?

In the insurance industry, the four main types of risk insurance are property insurance, liability insurance, health insurance, and life insurance. An Insurance Risk Specialist often evaluates these risks to determine coverage needs and policy terms, requiring knowledge of different insurance products and risk assessment techniques.

What is the difference between Insurance Risk Specialist vs Insurance Underwriter?

AspectInsurance Risk SpecialistInsurance Underwriter
Primary RoleAssess and analyze risks to inform insurance decisionsEvaluate applications and determine policy terms and premiums
CredentialsOften requires certifications like CPCU or ARMSimilar certifications, such as CPCU or ARe, are common
Work EnvironmentOffice-based, collaborating with agents and clientsOffice-based, working closely with agents and underwriters
Industry UsageUsed across insurance companies, brokers, and risk management firmsPrimarily within insurance companies and underwriting agencies

Both roles involve evaluating risks and often require similar certifications. The Insurance Risk Specialist focuses on analyzing and advising on risk factors, while the Insurance Underwriter makes final decisions on policy issuance and pricing. They work in similar environments and are integral to the insurance industry, often collaborating but with distinct responsibilities.

What is the highest paid position in insurance?

In the insurance industry, executive roles such as Chief Executive Officer (CEO), Chief Underwriting Officer, and Chief Risk Officer tend to be the highest paid positions, often earning multi-million dollar compensation packages. These roles require extensive experience, leadership skills, and often advanced certifications or degrees, and they oversee company strategy, risk management, and operations.

What does an Insurance Risk Specialist do?

An Insurance Risk Specialist is responsible for identifying, analyzing, and evaluating risks that could potentially impact an insurance company's portfolio or a client's insurance coverage. They assess the likelihood and potential impact of various risks, such as financial, operational, or environmental exposures, and recommend strategies to mitigate those risks. These professionals work closely with underwriters, actuaries, and clients to develop risk management policies and ensure compliance with regulations. Their goal is to help organizations minimize losses and make informed decisions about coverage and premiums.
More about Insurance Risk Specialist jobs
What cities are hiring for Insurance Risk Specialist jobs? Cities with the most Insurance Risk Specialist job openings:
Infographic showing various Insurance Risk Specialist job openings in the United States as of July 2026, with employment types broken down into 86% Full Time, 7% Part Time, and 7% Temporary. Highlights an 100% In-person job distribution, with an average salary of $94,940 per year, or $45.6 per hour.

Insurance Risk Specialist

M.C. Dean, Inc

Tysons, VA • On-site

$99K/yr

Full-time

Posted 19 days ago


M.C. Dean rating

7.5

Company rating: 7.5 out of 10

Based on 44 frontline employees who took The Breakroom Quiz

286th of 439 rated engineering


Job description

Overview
About M.C. Dean
M.C. Dean is Building Intelligence. We design, build, operate, and maintain cyber-physical solutions for the nation's most mission-critical facilities, secure environments, complex infrastructure, and global enterprises. With over 7,000 employees, our capabilities span electrical, electronic security, telecommunications, life safety, automation and controls, audiovisual, and IT systems. Headquarters in Tysons, Virginia, M.C. Dean delivers resilient, secure, and innovative power and technology solutions through engineering expertise and smart systems integration.
Why Join Us?
Our people are passionate about engineering innovation that improves lives and drives impactful change. Guided by our core values-agility, expertise, and trust-we foster a collaborative and forward-thinking work environment. At M.C. Dean, we are committed to building the next generation of technical leaders in electrical, engineering, and cybersecurity industries.
M.C. Dean is seeking an experienced Insurance Risk Specialist to support the administration and management of the company's domestic and international insurance programs. This position will work closely with the Director of Risk Management and serve as a key member of the risk management team, with the opportunity to develop a comprehensive understanding of M.C. Dean's insurance portfolio, claims management processes, and risk transfer strategies.
The ideal candidate will have strong insurance and claims management experience across multiple lines of coverage, experience working with insurance brokers and carriers, and the ability to support underwriting, policy renewals, audits, and risk management initiatives. This role is designed to provide long-term succession planning and professional development within the Risk Management function.
Responsibilities
Key Responsibilities
  • Assist in the management of domestic and international insurance programs.
  • Coordinate and support claims management activities across all lines of coverage, including Workers' Compensation, General Liability, Auto Liability, Property, Builder's Risk, Professional Liability, Cyber, and other specialty coverages.
  • Wrap up enrollments, monthly payroll and subcontractor monitoring
  • Work with brokers, carriers, adjusters, legal counsel, and internal stakeholders to facilitate claim resolution and recovery efforts.
  • Support insurance policy renewals, underwriting submissions, and carrier information requests.
  • Assist with the preparation and review of exposure data, loss runs, and underwriting documentation.
  • Participate in annual insurance carrier audits, including payroll, subcontractor, and exposure audits.
  • Review and maintain insurance records, certificates of insurance, and policy documentation.
  • Utilize the Origami Risk Management Information System (RMIS) to track claims, insurance policies, exposures, and reporting metrics.
  • Assist in the preparation of claims and insurance reports for management review.
  • Support risk assessments, contractual risk transfer reviews, and enterprise risk management initiatives.
  • Monitor insurance market developments and provide recommendations regarding coverage and risk transfer strategies.
  • Reviewing and updating insurance requirements and limits for the organization's subcontractor program and reviewing/modifying incoming insurance contract language

Qualifications
Required Qualifications
  • Bachelor's degree in Risk Management, Insurance, Business Administration, Finance, or related field.
  • 5+ years of insurance risk management, claims management, or commercial insurance experience.
  • Demonstrated experience managing or supporting claims across multiple lines of coverage.
  • Experience working with commercial insurance brokers, carriers, and third-party administrators.
  • Exposure to both U.S. and international insurance programs is strongly preferred.
  • Working knowledge of insurance policy structure, coverage analysis, underwriting processes, and premium audits.
  • Experience utilizing the Origami Risk Management Information System (RMIS) or similar risk management platform.
  • Strong analytical, organizational, and communication skills.
  • Ability to manage multiple priorities and work effectively with internal and external stakeholders.

Preferred Qualifications
  • ARM, CPCU, CRM, AIC, or similar insurance designation.
  • Experience in construction, engineering, government contracting, or infrastructure industries.
  • Experience supporting multinational insurance programs and global claims.
  • Familiarity with contractual risk transfer and insurance requirements in customer and subcontract agreements.

Abilities:
  • Exposure to computer screens for an extended period of time.
  • Sitting for extended periods of time.
  • Reach by extending hands or arms in any direction.
  • Have finger dexterity in order to manipulate objects with fingers rather than whole hands or arms, for example, using a keyboard.
  • Listen to and understand information and ideas presented through spoken words and sentences.
  • Communicate information and ideas in speaking so others will understand.
  • Read and understand information and ideas presented in writing.
  • Apply general rules to specific problems to produce answers that make sense.
  • Identify and understand the speech of another person.

Pay Range
USD $94,000.00 - USD $117,500.00 /Yr.

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About M.C. Dean

Sourced by ZipRecruiter

M.C. Dean is Building Intelligence®. We design, build, operate, and maintain cyber-physical solutions for the nation's most recognizable mission-critical facilities, secure environments, complex infrastructure, and global enterprises. The company's capabilities include electrical, electronic security, telecommunications, life-safety, instrumentation and control, and command and control systems. M.C. Dean is headquartered in Tysons, Virginia, and employs more than 5,100 professionals who engineer and deploy automated, secure, and resilient power and technology systems; and deliver the management platforms essential for long-term system sustainability.

Industry

Engineering professional services

Company size

10,000+ Employees

Headquarters location

Tysons, VA, US

Year founded

1949

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