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Insurance Risk Services Jobs in Michigan (NOW HIRING)

Ethos Risk Services

Investigator

Flint, MI · On-site

$28 - $38/hr

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

Grand Rapids, MI · On-site

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

Flint, MI

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

Ethos Risk Services

Investigator

Grand Rapids, MI · On-site

$25 - $35/hr

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and ...

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Insurance Risk Services information

See Michigan salary details

$71.9K

$105.9K

$162.1K

How much do insurance risk services jobs pay per year?

As of Jul 9, 2026, the average yearly pay for insurance risk services in Michigan is $105,904.00, according to ZipRecruiter salary data. Most workers in this role earn between $88,000.00 and $120,300.00 per year, depending on experience, location, and employer.

What types of teams or departments will I work closely with in an Insurance Risk Services role?

In an Insurance Risk Services position, you will regularly collaborate with underwriting, claims, actuarial, and sales teams to evaluate client portfolios and develop risk mitigation strategies. You may also interact with clients directly to assess their operations and recommend ways to reduce potential exposures. This cross-departmental teamwork ensures a comprehensive approach to risk management and helps provide clients with tailored insurance solutions. Being comfortable working with diverse teams is crucial for success, as it fosters information sharing and aligned decision-making.

What is an Insurance Risk Services job?

An Insurance Risk Services job involves assessing, analyzing, and mitigating risks for insurance companies or clients. Professionals in this role evaluate potential financial losses, review policies, conduct risk assessments, and recommend strategies to minimize exposure. They may work in underwriting, claims, or risk consulting, ensuring that businesses and individuals are adequately protected. Strong analytical skills, industry knowledge, and regulatory compliance awareness are essential for success in this field.

What are the key skills and qualifications needed to thrive in the Insurance Risk Services position, and why are they important?

To excel in Insurance Risk Services, you need analytical skills, a solid understanding of risk assessment principles, and often a degree in finance, business, or a related field. Familiarity with risk management software, underwriting platforms, and professional certifications like ARM (Associate in Risk Management) are typically beneficial. Strong communication, attention to detail, and problem-solving abilities enable effective collaboration and decision-making. These skills are vital for accurately identifying, evaluating, and mitigating potential risks, which directly impact the stability and profitability of insurance organizations.

What are popular job titles related to Insurance Risk Services jobs in Michigan? For Insurance Risk Services jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Services jobs in Michigan look for? The top searched job categories for Insurance Risk Services jobs in Michigan are:
Insurance Risk Services jobs near you
Infographic showing various Insurance Risk Services job openings in Michigan as of July 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $105,904 per year, or $50.9 per hour.
Special Investigations Unit (SIU) - Field Investigator

Special Investigations Unit (SIU) - Field Investigator

Ethos Risk Services

Detroit, MI • On-site

Part-time

Posted 13 days ago

Job description

ABOUT US:

Ethos Risk Services is a leading insurance claims investigation and medical management company, specializing in surveillance and fraud detection. At the forefront, we provide accurate data and actionable insights that translate into better decision-making for our clients.

JOB SUMMARY:

Our dynamic Ethos team is seeking a Special Unit Investigations (SIU) Field Investigator to conduct field investigations, gather and analyze evidence, and produce detailed reports that support claims decisions. You'll work both independently and collaboratively, often traveling to accident scenes, interviewing witnesses, and uploading documentation into our claims system.

KEY RESPONSIBILITIES:

  • Scene Investigations: Conduct thorough on-site investigations of accidents and property losses.
  • Interviews & Statements: Conduct in-person interviews and obtain accurate, detailed statements from all parties involved.
  • Online Research: Gather case information through digital sources and background checks.
  • Report Writing: Draft thorough, detailed investigative reports summarizing findings and observations.
  • Case Documentation: Conduct in-person interviews and obtain accurate, detailed statements from all parties involved, and retrieve relevant documents to support investigative findings.
  • Case Management: Track case progress, time, and expenses accurately within Ethos systems.
  • Fraud Detection: Recognize compensability issues, misrepresentation, and other red flags in claims.
  • Client Communication: Maintain professional contact with clients and claim handlers throughout the investigation process.


QUALIFICATIONS:

Education: Associate's or Bachelor's degree in Criminal Justice or a related field preferred.

Experience:

  • Minimum of 2 years of SIU experience with an investigative firm or insurance carrier, working across various lines of business such as liability, auto, and property.
  • Former military or law enforcement background preferred.

Licenses/Certifications:

  • Active Private Investigator license or willingness to obtain one (where required by state).
  • Active driver's license and valid auto insurance.

Other Requirements:

  • A well-maintained and reliable vehicle for exclusive use.
  • SIU equipment, including a recorder and a high-quality digital camera.
  • A reliable laptop, cell phone, and internet service are needed for communication and administrative tasks.


WORKING CONDITIONS:

  • While we aim to keep assignments within a 2-hour drive of your residence, occasional further travel and overnight stays (covered by the company) may be required.
  • Occasional weekend work may be required to align with case demands and or/client requests.


Ethos Risk Services is an equal opportunity employer that does not discriminate on the basis of religious creed, sex, national origin, race, veteran status, disability, age, marital status, color or sexual orientation or any other characteristic.


A background check will be conducted, in accordance to the local state law and regulations.

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