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Insurance Risk Engineer Jobs in Texas (NOW HIRING)

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$36.3K

$94.8K

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How much do insurance risk engineer jobs pay per year?

As of Jun 10, 2026, the average yearly pay for insurance risk engineer in Texas is $94,798.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,300.00 and $108,500.00 per year, depending on experience, location, and employer.

What does an Insurance Risk Engineer do?

An Insurance Risk Engineer assesses potential risks associated with a business or property to help insurers make informed underwriting decisions. They analyze safety protocols, operational procedures, and structural conditions to identify hazards and recommend risk mitigation strategies. Their goal is to minimize potential losses for both the insurer and the policyholder by implementing effective preventive measures. Risk engineers often conduct site inspections, review compliance with industry regulations, and provide detailed reports to underwriters. This role requires a strong understanding of engineering principles, risk assessment methodologies, and industry-specific safety standards.

What are the typical daily responsibilities of an Insurance Risk Engineer?

Insurance Risk Engineers commonly spend their days conducting on-site risk assessments of commercial and industrial properties, analyzing data to identify potential hazards, and preparing detailed risk evaluation reports for underwriters and clients. They often meet with property managers, safety officers, and other stakeholders to discuss best practices and recommend loss prevention measures. The role may involve occasional travel to client locations and close collaboration with underwriting and claims teams. This dynamic work environment enables continuous learning and opportunities to make tangible impacts on risk management outcomes.

What are the 4 types of risk insurance?

In the insurance industry, the four main types of risk insurance are property insurance, liability insurance, health insurance, and life insurance. Insurance risk engineers often evaluate these categories to assess potential exposures and develop risk mitigation strategies for clients across various sectors.

What are the key skills and qualifications needed to thrive in the Insurance Risk Engineer position, and why are they important?

To thrive as an Insurance Risk Engineer, you need a solid background in engineering or a related technical field, strong analytical abilities, and in-depth knowledge of risk assessment methodologies. Familiarity with risk modeling software, industry safety codes, and certifications such as CFPS (Certified Fire Protection Specialist) or ARM (Associate in Risk Management) is highly valued. Exceptional communication, problem-solving skills, and attention to detail are key soft skills for effectively interacting with clients and translating complex technical findings. These competencies ensure accurate risk evaluations, support underwriters, and help mitigate losses, ultimately protecting both insurers and their clients.

What are the most commonly searched types of Insurance Risk Engineer jobs in Texas? The most popular types of Insurance Risk Engineer jobs in Texas are:
What are popular job titles related to Insurance Risk Engineer jobs in Texas? For Insurance Risk Engineer jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Engineer jobs in Texas look for? The top searched job categories for Insurance Risk Engineer jobs in Texas are:
What cities in Texas are hiring for Insurance Risk Engineer jobs? Cities in Texas with the most Insurance Risk Engineer job openings:
Infographic showing various Insurance Risk Engineer job openings in Texas as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $94,798 per year, or $45.6 per hour.
Senior Risk Engineering Consultant

Senior Risk Engineering Consultant

Zurich Insurance Company Ltd.

El Paso, TX โ€ข Remote

$100K - $164K/yr

Full-time

Posted 12 days ago


Job description

Zurichโ€™s Middle Markets Risk Engineering team is seeking a Risk Engineering Consultant with Property and Casualty Risk Engineering experience to support the Middle Market Underwriting Business Unit. This role reports to the Regional Risk Engineering Manager.

We are open to hiring talent in the following locations: Remote Texas. This is a work from home role.ย ย This role required State Travel within this territory.ย 

Risk Engineering Consultants:

  • Perform field engineering risk assessments and risk improvement services for prospect accounts and bound accounts. This may be done virtually but often requires travel where necessary but primarily within the region.
  • Provide engineering support to underwriting teams and attend client/broker meetings as needed.
  • Manage account risk portfolio and provide account level engineering to meet underwriting requirements.
  • Provide advanced property and casualty consultative services to customers, identify exposures with significant loss potential, investigate cause/effect of major losses and review/assess property/casualty management program effectiveness.
  • Develop and implement customer service strategies that reduce losses and improve customer operations.
  • Monitor property and casualty account engineering services to ensure that delivery is proper, on-time, and cost effective.
  • Assist in marketing Zurich resilience solutions, and risk transfer insurance products in conjunction with underwriting professionals and agents across company business segments.ย 

Final candidates will be subject to a Motor Vehicle Record background check as this position includes a company car.

Eligibility for a company car will be determined based on the demands of the position and the associated geography. ย Transportation expense options will be discussed during the interview process.

Basic Qualifications:

  • Bachelors Degree and 6 or more years of experience in the Risk Engineering area
    OR
  • High School Diploma or Equivalent and 8 or more years of experience in the Risk Engineering area
    OR
  • Zurich Certified Apprentice, including an Associates degree and 6 or more years of experience in the Risk Engineering area
    AND
  • Experience working in a team environment

Preferred Qualifications:

  • Intermediate knowledge of exposures and controls
ย 

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to applyโ€”your unique background matters to us. The pay range shown is a national average and may vary by location. The proposed Salary range for this position is $100,200.00 -$164,100.00, with short-term incentive bonus eligibility set at 15%.

We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.]

ย 

Why Zurich?

At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environmentโ€”so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500ยฎ.

Join us for a brighter futureโ€”for yourself and our customers.

Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.

Zurich complies with 18 U.S. Code ยง 1033.

ย 

Please note: Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.

Location(s): AM - Texas Virtual Office, AM - Atlanta, AM - Georgia Virtual Office, AM - South Carolina Virt. Office
Remote Working: Yes
Schedule: Full Time
Employment Sponsorship Offered:ย Noย ย 
Linkedin Recruiter Tag: #LI-RA1 #LI-ASSOCIATE #LI-REMOTEย