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Insurance Rate Analyst Jobs (NOW HIRING)

Werner Enterprises, Inc.

Rate Analyst

Omaha, NE · On-site

Complete additional rate related projects, analysis, and other duties as assigned by supervisory ... We also offer a 401(k) plan, stock purchase plan, paid time off, life insurance, disability plans ...

Werner

Rate Analyst

Omaha, NE · On-site

Complete additional rate related projects, analysis, and other duties as assigned by supervisory ... We also offer a 401(k) plan, stock purchase plan, paid time off, life insurance, disability plans ...

Xcel Energy

Principal Rate Analyst

Denver, CO · On-site

$97K - $138K/yr

Principal Rate Analyst Position Summary To provide project supervision as well as regulatory and ... Annual Incentive Program, Medical/Pharmacy Plan, Dental, Vision, Life Insurance, Dependent Care ...

Xcel Energy

Principal Rate Analyst

Denver, CO

$97K - $138K/yr

Principal Rate Analyst Position Summary To provide project supervision as well as regulatory and ... Annual Incentive Program, Medical/Pharmacy Plan, Dental, Vision, Life Insurance, Dependent Care ...

Xcel Energy

Principal Rate Analyst

Denver, CO

$97K - $138K/yr

Principal Rate Analyst Position Summary To provide project supervision as well as regulatory and ... Annual Incentive Program, Medical/Pharmacy Plan, Dental, Vision, Life Insurance, Dependent Care ...

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Insurance Rate Analyst information

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How much do insurance rate analyst jobs pay per hour?

As of Aug 5, 2026, the average hourly pay for insurance rate analyst in the United States is $23.80, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $26.20 per hour, depending on experience, location, and employer.

What does an insurance rate analyst do?

An Insurance Rate Analyst is responsible for evaluating and setting insurance premium rates based on risk assessment and statistical data. They analyze historical data, market trends, and regulatory requirements to ensure that rates are competitive and financially sound for the insurance company. Their work helps maintain the balance between profitability for the insurer and affordability for the policyholders. Insurance Rate Analysts often collaborate with actuaries, underwriters, and regulatory bodies to ensure compliance and accuracy in rate filings.

How does an insurance rate analyst typically collaborate with underwriters and actuaries in daily operations?

Insurance Rate Analysts work closely with underwriters and actuaries to ensure that insurance premiums are calculated accurately and fairly. On a daily basis, they review data, analyze risk factors, and provide analytical support to help underwriters assess policy applications. They often participate in team meetings to discuss rate adjustments and share insights based on market trends or regulatory changes. This collaborative environment allows for continuous learning and ensures that pricing strategies are both competitive and compliant.

What is the difference between Insurance Rate Analyst vs Insurance Underwriter?

AspectInsurance Rate AnalystInsurance Underwriter
CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARMBachelor's degree; industry certifications like CPCU are common but not mandatory
Work EnvironmentAnalyzing data, developing rates, working in offices or remotelyAssessing risks, reviewing applications, collaborating with agents
Employer & Industry UsageInsurance companies, actuarial firms, brokersInsurance companies, underwriting agencies

Insurance Rate Analysts focus on analyzing data to develop and recommend insurance rates, while Insurance Underwriters evaluate individual applications to determine coverage eligibility and risk. Both roles require analytical skills and industry knowledge, but Rate Analysts primarily work with data and rate calculations, whereas Underwriters assess specific risks for policy approval.

What are the key skills and qualifications needed to thrive as an insurance rate analyst, and why are they important?

To thrive as an Insurance Rate Analyst, you need strong analytical skills, a solid understanding of statistics and actuarial science, and typically a bachelor's degree in mathematics, finance, or a related field. Familiarity with statistical modeling tools, spreadsheet software, and insurance rating systems is important, and professional certifications such as the Associate of the Society of Actuaries (ASA) can be beneficial. Attention to detail, critical thinking, and effective communication skills set top performers apart in this role. These skills ensure accurate risk assessments, compliance with regulations, and clear reporting to support sound insurance pricing strategies.
More about Insurance Rate Analyst jobs
What job categories do people searching Insurance Rate Analyst jobs look for? The top searched job categories for Insurance Rate Analyst jobs are:
Insurance Rate Analyst jobs near you
Infographic showing various Insurance Rate Analyst job openings in the United States as of July 2026, with employment types broken down into 4% Locum Tenens, 85% Full Time, 6% Part Time, 1% Temporary, and 4% Contract. Highlights an 83% Physical, 7% Hybrid, and 10% Remote job distribution, with an average salary of $49,501 per year, or $23.8 per hour.

Rate Analyst

Werner Enterprises, Inc.

Omaha, NE • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 20 days ago

Werner Enterprises rating

7.9

Company rating: 7.9 out of 10

Based on 30 frontline employees who took The Breakroom Quiz

78th of 359 rated logistics

Job description

This role is responsible for managing the bid process, partnering with pricing teams, and performing analysis on both incumbent and new business opportunities. The ideal candidate will be comfortable working cross-functionally and handling data to support strategic pricing decisions and drive customer retention and growth with the support of the pricing supervisor.
Responsibilities:
  • Coordinate the full lifecycle of customer bids & RFP/RFQ responses, ensuring timely and accurate submissions.
  • Initiate collaboration for internal pricing, sales, and operation teams to develop competitive pricing solutions for both new and existing customers.
  • Analyze incumbent business performance, identifying profitability trends using internal and external tools & oversees solutions, suggests bid direction based on collaborative pricing provided by all divisions.
  • Preparation for evaluation for new business opportunities through cost modeling, competitor benchmarking, and margin analysis to key players.
  • Prepares customer specific pricing strategies with data-driven insights and historical performance reviews for pricing leadership to review.
  • Uses pricing databases, bid templates, and documentation for ease of access and accuracy.
  • Assist supervisory personnel with tracking and reporting bid outcomes, and pricing performance.
  • Act as the primary liaison between the Account Executives and internal divisions to ensure pricing is
    provided based on freight characteristics, customer needs, market imbalances, and expected operating
    ratios.
  • Complete additional rate related projects, analysis, and other duties as assigned by supervisory
    personnel.
  • Timely and regular attendance according to the scheduled shift as determined by supervisory personnel.

Qualifications:
  • Bachelor's degree from an accredited college or university in Finance, Accounting, Business
  • Administration, Marketing, Economics, or equivalent experience is preferred.
  • One to two years transportation rate experience preferred.
  • One to two years P.C. computer experience preferred, with an Excel emphasis preferred.
  • Zero to six months customer service experience preferred.
  • Excellent negotiation and communication skills.
  • Strong mathematical skills.
  • Ability to operate a computer terminal and/or personal computer. Intermediate MS Excel skills required.
  • Knowledge of D.O.T and I.C.C. requirements, usually gained through practical experience, preferred.
  • Ability to meet deadlines.
  • Ability to perform and organize several projects at one time.
We know benefits are critical and we are committed to offering comprehensive and affordable options for you and your loved ones. This position is eligible for benefits, which include medical, dental and vision plans. We also offer a 401(k) plan, stock purchase plan, paid time off, life insurance, disability plans and other optional supplemental coverage.
Werner Enterprises provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, genetic information or veteran status or other status protected by law. We encourage applicants of all ages as we do not discriminate on the basis of an applicant's age.
By clicking "Submit" you are expressly consenting to our Privacy Policy (available at https://www.werner.com/privacy-policy/) and to Werner Enterprises, Inc., its representatives, and affiliates ("Werner") contacting you about your inquiry, and that Werner may collect sensitive information about you to consider your employment as explained further in our Privacy Policy. All information collected will be handled and retained as explained in the Privacy Policy.

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