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Insurance Rate Analyst Jobs (NOW HIRING)

Insurance Rating Tester Job Location: Hartford, CT Job Type: Contract * The Rating Test Specialist ... Analyze rate filings actuarial specifications and business rule documents to derive comprehensive ...

Cell Site Analyst

Bronx, NY · On-site

$70K - $80K/yr

The primary responsibility of the analyst will be to liaise with Assistant District Attorneys and ... The City of New York offers a comprehensive benefits package including health insurance for the ...

COMSEC ANALYST Join SpaceX as a COMSEC Analyst and take ownership of key COMSEC disciplines that ... and long-term disability insurance, life insurance, paid parental leave, and various other ...

Insurance rate algorithum knowledge for Property Rating. Absolute Expert in Excel as this canidate ... Qualifications Responsible for analyzing and developing computer software for insurance, finance ...

Filing Analyst - P&C

Kansas City, MO · On-site

$60K - $85K/yr

Rate and Form Filings: Prepare, submit and track insurance rate and form filings for our products to state regulatory authorities working under minimal direction. * Coordination: Collaborate with ...

Filing Analyst - P&C

Alpharetta, GA · On-site

$60K - $85K/yr

Rate and Form Filings: Prepare, submit and track insurance rate and form filings for our products to state regulatory authorities working under minimal direction. * Coordination: Collaborate with ...

Filing Analyst - P&C

New York, NY · On-site

$60K - $85K/yr

Rate and Form Filings: Prepare, submit and track insurance rate and form filings for our products to state regulatory authorities working under minimal direction. * Coordination: Collaborate with ...

Filing Analyst - P&C

Chicago, IL · On-site

$60K - $85K/yr

Rate and Form Filings: Prepare, submit and track insurance rate and form filings for our products to state regulatory authorities working under minimal direction. * Coordination: Collaborate with ...

Filing Analyst - P&C

Kansas City, MO · On-site

$60K - $85K/yr

Rate and Form Filings: Prepare, submit and track insurance rate and form filings for our products to state regulatory authorities working under minimal direction. * Coordination: Collaborate with ...

Filing Analyst - P&C

Short Hills, NJ · On-site

$60K - $85K/yr

Rate and Form Filings: Prepare, submit and track insurance rate and form filings for our products to state regulatory authorities working under minimal direction. * Coordination: Collaborate with ...

Filing Analyst - P&C

Princeton, NJ · On-site

$60K - $85K/yr

Rate and Form Filings: Prepare, submit and track insurance rate and form filings for our products to state regulatory authorities working under minimal direction. * Coordination: Collaborate with ...

Filing Analyst - P&C

Red Bank, NJ · On-site

$60K - $85K/yr

Rate and Form Filings: Prepare, submit and track insurance rate and form filings for our products to state regulatory authorities working under minimal direction. * Coordination: Collaborate with ...

... insurance issues. * Develops or directs the development of computer application systems for ... Rate Analyst, Pricing Analyst, and/or Actuarial Assistant(s). * Performs other duties as may be ...

Payer Rate Analytics Liaison Community Bridges, Inc. (CB I) is an integrated behavioral healthcare ... Pet Insurance, * Dependent Care Savings, Health Care Savings, * 401K with employer match - 100 ...

Payer Rate Analytics Liaison Community Bridges, Inc. (CB I) is an integrated behavioral healthcare ... Pet Insurance, * Dependent Care Savings, Health Care Savings, * 401K with employer match - 100 ...

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Insurance Rate Analyst information

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How much do insurance rate analyst jobs pay per hour?

As of Jun 25, 2026, the average hourly pay for insurance rate analyst in the United States is $23.80, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $26.20 per hour, depending on experience, location, and employer.

What does an Insurance Rate Analyst do?

An Insurance Rate Analyst is responsible for evaluating and setting insurance premium rates based on risk assessment and statistical data. They analyze historical data, market trends, and regulatory requirements to ensure that rates are competitive and financially sound for the insurance company. Their work helps maintain the balance between profitability for the insurer and affordability for the policyholders. Insurance Rate Analysts often collaborate with actuaries, underwriters, and regulatory bodies to ensure compliance and accuracy in rate filings.

What jobs pay 2000 a day?

Insurance Rate Analysts typically do not earn $2,000 a day; such high daily earnings are more common in specialized roles like senior executives, certain consulting positions, or highly profitable sales roles. These jobs often require extensive experience, advanced skills, or certifications, and may involve commission or performance-based pay structures. Most standard insurance analyst roles have lower daily rates, but top-tier professionals in related fields can reach or exceed this level with bonuses or profit sharing.

How does an Insurance Rate Analyst typically collaborate with underwriters and actuaries in daily operations?

Insurance Rate Analysts work closely with underwriters and actuaries to ensure that insurance premiums are calculated accurately and fairly. On a daily basis, they review data, analyze risk factors, and provide analytical support to help underwriters assess policy applications. They often participate in team meetings to discuss rate adjustments and share insights based on market trends or regulatory changes. This collaborative environment allows for continuous learning and ensures that pricing strategies are both competitive and compliant.

What is the difference between Insurance Rate Analyst vs Insurance Underwriter?

AspectInsurance Rate AnalystInsurance Underwriter
CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARMBachelor's degree; industry certifications like CPCU are common but not mandatory
Work EnvironmentAnalyzing data, developing rates, working in offices or remotelyAssessing risks, reviewing applications, collaborating with agents
Employer & Industry UsageInsurance companies, actuarial firms, brokersInsurance companies, underwriting agencies

Insurance Rate Analysts focus on analyzing data to develop and recommend insurance rates, while Insurance Underwriters evaluate individual applications to determine coverage eligibility and risk. Both roles require analytical skills and industry knowledge, but Rate Analysts primarily work with data and rate calculations, whereas Underwriters assess specific risks for policy approval.

What does a rate analyst do?

An insurance rate analyst evaluates data to determine appropriate insurance premium rates. They analyze historical claims, assess risk factors, and use statistical tools to develop pricing models, ensuring rates are competitive and compliant with regulations. Strong analytical skills and knowledge of insurance policies are essential for this role.

What is the highest paid job in insurance?

In insurance, executive roles such as Chief Actuary, Chief Underwriting Officer, or Chief Risk Officer tend to be the highest paid, often earning six-figure salaries plus bonuses. These positions require extensive experience, advanced certifications, and leadership skills within large insurance companies.

What does an insurance analyst do?

An insurance analyst evaluates insurance policies, assesses risk factors, and determines appropriate premium rates. They analyze data using statistical tools and may prepare reports to support underwriting decisions, often working with databases and industry regulations.

What are the key skills and qualifications needed to thrive as an Insurance Rate Analyst, and why are they important?

To thrive as an Insurance Rate Analyst, you need strong analytical skills, a solid understanding of statistics and actuarial science, and typically a bachelor's degree in mathematics, finance, or a related field. Familiarity with statistical modeling tools, spreadsheet software, and insurance rating systems is important, and professional certifications such as the Associate of the Society of Actuaries (ASA) can be beneficial. Attention to detail, critical thinking, and effective communication skills set top performers apart in this role. These skills ensure accurate risk assessments, compliance with regulations, and clear reporting to support sound insurance pricing strategies.
More about Insurance Rate Analyst jobs
What job categories do people searching Insurance Rate Analyst jobs look for? The top searched job categories for Insurance Rate Analyst jobs are:
Infographic showing various Insurance Rate Analyst job openings in the United States as of June 2026, with employment types broken down into 13% Full Time, 84% Part Time, 1% Temporary, 1% Contract, and 1% Nights. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $49,501 per year, or $23.8 per hour.
Utility Rates Analyst - II

$36 - $53/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 8 days ago


Job description

Position Summary

The Utility Rate Analyst II performs intermediate-level analytical work supporting utility consulting projects including rate studies, financial modeling, forecasting, and regulatory support. This position independently manages portions of projects while collaborating with senior staff on more complex analyses.

Essential Duties & Responsibilities

  • Conduct utility cost-of-service and rate design analyses.
  • Develop andmaintainfinancial and forecasting models.
  • Analyze utility revenue, consumption, and operational trends.
  • Prepare client reports, schedules, and technical documentation.
  • Support responses to regulatory and client data requests.
  • Participate in client meetings and presentations.
  • Assistwithdevelopmentof pricing strategies and rate structures.
  • Review andvalidateanalytical outputs for accuracy.
  • Support mentoring of entry-level analysts.

Qualifications

  • Bachelor's degree in accounting, finance, economics, mathematics, engineering, or relatedfield.
  • 2-5 years of utility, financial, or analytical experience.
  • Advanced Microsoft Excel skills including financial modeling.
  • Experience with databases or data processing tools preferred.
  • Strong written and verbal communication skills.

Benefits

  • Paid Time Off (PTO)
  • Eight paid holidays
  • Company-paid medical and dental coverage with buy-up options
  • 401(k) w/company matching and profit sharing
  • Discretionary bonuses
  • Paid Bonding Leave
  • Vision
  • Company-paid life insurance and long-term disability insurance
  • Supplemental life insurance available
  • Short-term disability available
  • FSA and HSA options
  • Education assistance

Company Overview
Toth and Associates, Inc. (TOTH) is a full-service consulting engineering firm offering a broad range of services, including electric utility engineering, structural engineering, civil engineering, land services, GIS/mapping, utility rate services, and joint-use/make-ready support. Since our founding in 2003, we have grown to serve public and private utilities, municipalities, architects, developers, educational institutions, and other clients across the country.

At TOTH, we believe strong relationships are the foundation of successful work. Our team is built on professional expertise, collaboration, and a commitment to serving both our clients and one another well. We value people, encourage continued growth, and strive to provide a workplace where employees can build meaningful, rewarding careers.

TOTH offers competitive compensation, a comprehensive benefits package, professional development opportunities, and a supportive work environment. Visitwww.tothassociates.com to learn more about our company.