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Insurance Product Jobs (NOW HIRING)

JP Morgan Chase

Product Director - Insurance

Columbus, OH · On-site

$219K - $229K/yr

Lead an Insurance product delivery team while providing highly matrixed leadership across Technology, Data, Design, and multiple other stakeholders to align objectives, manage dependencies, and ...

CSAA

Job Title Insurance Product Leader - Digital Experience Delivery - Remote Requisition Number R7704 Insurance Product Leader - Digital Experience Delivery - Remote (Open) Location Arizona - Home ...

CSAA

Job Title Insurance Product Leader - Digital Experience Delivery - Remote Requisition Number R7704 Insurance Product Leader - Digital Experience Delivery - Remote (Open) Location Arizona - Home ...

CSAA

Job Title Insurance Product Leader - Digital Experience Delivery - Remote Requisition Number R7704 Insurance Product Leader - Digital Experience Delivery - Remote (Open) Location Arizona - Home ...

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All JobsInsurance Product Jobs

Insurance Product information

See salary details

$51.5K

$159.4K

$197K

How much do insurance product jobs pay per year?

As of Jun 9, 2026, the average yearly pay for insurance product in the United States is $159,405.00, according to ZipRecruiter salary data. Most workers in this role earn between $141,000.00 and $197,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Product Manager, and why are they important?

To thrive as an Insurance Product Manager, you need a strong background in insurance principles, product development, and market analysis, often supported by a degree in business, finance, or a related field. Familiarity with actuarial software, data analytics tools, and regulatory compliance systems is typically required. Excellent communication, strategic thinking, and problem-solving abilities help you collaborate with cross-functional teams and address client needs. These skills ensure the successful design, launch, and management of competitive insurance products in a dynamic market.

What are insurance products?

Insurance products are financial agreements offered by insurance companies that provide protection against specific risks, such as health issues, accidents, property damage, or life events. These products include policies like health insurance, life insurance, auto insurance, and home insurance, each designed to cover different types of risks. By paying regular premiums, policyholders receive financial support or compensation if a covered event occurs. Insurance products help individuals and businesses manage risk and reduce the financial impact of unexpected losses.

What are some common challenges faced when developing new insurance products, and how can team members effectively address them?

Developing new insurance products often involves navigating complex regulatory requirements, accurately assessing market needs, and coordinating with cross-functional teams such as underwriting, actuarial, and compliance. Team members may encounter challenges such as balancing innovation with risk management, adapting to shifting customer expectations, and ensuring products remain competitive and compliant. Effective communication, ongoing industry research, and collaboration with stakeholders are essential for overcoming these obstacles and successfully launching new offerings.

What is the difference between Insurance Product vs Insurance Agent?

AspectInsurance ProductInsurance Agent
CredentialsNone required, but product knowledge is essentialLicensing and certification required
Work EnvironmentDeveloping, designing, and managing insurance policiesSelling policies and advising clients
Industry UsageProduct development teams, underwriters, actuariesSales and customer service roles in insurance companies
Search IntentUnderstanding insurance options and policy featuresFinding insurance agents or brokers

Insurance Product professionals focus on creating and managing insurance policies, while Insurance Agents sell these policies directly to clients. Both roles are integral to the insurance industry but serve different functions in the policy lifecycle.

More about Insurance Product jobs
What cities are hiring for Insurance Product jobs? Cities with the most Insurance Product job openings:
What are the most commonly searched types of Insurance Product jobs? The most popular types of Insurance Product jobs are:
What states have the most Insurance Product jobs? States with the most job openings for Insurance Product jobs include:
What job categories do people searching Insurance Product jobs look for? The top searched job categories for Insurance Product jobs are:
Insurance Product jobs near you
Infographic showing various Insurance Product job openings in the United States as of May 2026, with employment types broken down into 100% Full Time. Highlights an 69% In-person, 8% Hybrid, and 23% Remote job distribution, with an average salary of $159,405 per year, or $76.6 per hour.
Manager, Insurance Product and Benefit Design

Manager, Insurance Product and Benefit Design

Oscar Health

New York, NY • Remote

$122K - $160K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 11 days ago

Oscar Health rating

6.9

Company rating: 6.9 out of 10

Based on 6 frontline employees who took The Breakroom Quiz

226th of 260 rated insurance

Job description

Hi, we're Oscar. We're hiring a Manager, Insurance Product and Benefit Design to join our Insurance Product Development team.

Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.

About the role:

The Manager, Insurance Product & Benefit Design supports the development of health insurance plan designs across assigned markets. You will translate market strategy and regulatory requirements into detailed benefit designs, ensuring accuracy across systems, filings, and member-facing materials. This position partners cross-functionally with actuarial, regulatory, network, market leadership, clinical, and operational teams to deliver high-quality, compliance, and competitive health plans.

You will report into the Vice President, Insurance Product Innovation and Development.

Work Location: This is a remote / work-from-home role. You must reside in one of the following states: Arizona, California, Colorado, Florida, Georgia, Illinois, Massachusetts, Michigan, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, or Virginia. Note, this list of states is subject to change. #LI-Remote

Pay Transparency: The base pay for this role in the states of California, Connecticut, New Jersey, New York, and Washington is: $135,792- $178,227 per year. The base pay for this role in all other locations is:: $122,212- $160,404 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program company equity grants and annual performance bonuses.

Responsibilities:

  • Help develop insurance plan designs, including benefits, cost-sharing, and network structures
  • Translate strategic direction and regulatory requirements into detailed, executable benefit configurations
  • Ensure plan designs are reflected across internal systems and regulatory filings
  • Partner with actuarial, regulatory, and compliance teams to validate benefit structures and cost-sharing agreement
  • Support execution of the product lifecycle from design through filing, implementation, and launch readiness
  • Maintain disciplined operating rhythms across design and filing cycles, ensuring timelines, dependencies, and deliverables are consistently met
  • Improve process optimization and standardization across markets to improve scalability, reduce defects, and enhance speed to market
  • Lead continuous improvement efforts across product design and filing workflows, identifying inefficiencies and implementing sustainable solutions
  • Perform QA across plan designs, filings, and system configurations to ensure accuracy and compliance
  • Identify and escalate inconsistencies or risks in design and execution
  • Coordinate across partners to ensure accurate delivery of plans
  • Support market, competitive, and regulatory analysis to inform plan design decisions
  • Help monitor plan performance and identification of improvement opportunities post-launch
  • Compliance with all applicable laws and regulations
  • Other duties as assigned

Requirements:

  • Bachelor's degree in business, healthcare, economics, finance, or related field
  • 5+ years of experience in health insurance product, ACA benefit design, regulatory filings, or related functions
  • Operations experience following regimented processes associated with product development and regulatory filing processes, including ability to recommend process improvements for scale and optimization
  • Knowledge of the ACA and small group plan design space, including cost-sharing structures, metal tiers, and essential health benefits
  • Experience supporting regulatory filings and/or working with filing artifacts (e.g., PBTs, SOBs, SBCs)
  • Strong attention to detail with experience managing complex benefit configurations across systems and documentation
  • Experience working in cross-functional, matrixed environments (e.g., actuarial, finance, regulatory, network, and operations)
  • Demonstrated ability to analyze data and support design and execution decisions
  • Willingness to travel up to 25% of the time.

Bonus points:

  • Experience configuring or supporting plan builds in product systems
  • Familiarity with AV calculators, SBC calculators, and regulatory validation processes
  • Exposure to multi-state product environments and varying regulatory requirements
  • Experience supporting plan development, including QA and go-to-market readiness
  • Prior experience in ACA or small group lines of business
  • Experience with SQL or data tools.

This is an authentic Oscar Health job opportunity. Learn more about how you can safeguard yourself from recruitment fraud here.

At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.

Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.

Artificial Intelligence (AI): Our AI Guidelines outline the acceptable use of artificial intelligence for candidates and detail how we use AI to support our recruiting efforts.

Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant's disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.

California Residents: For information about our collection, use, and disclosure of applicants' personal information as well as applicants' rights over their personal information, please see our Privacy Policy.