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Insurance Producer Jobs in Rhode Island (NOW HIRING)

Varsity Tutors

Insurance License Tutor

Providence, RI · Remote

$28 - $40/hr

Ability to explain policy types, coverage limits, exclusions, state regulatory requirements, and insurance math while preparing candidates for state insurance producer licensure across lines of ...

Sagility

Licensed Health Insurance Agents

Carolina, RI · Remote

$20/hr

Active resident Health Insurance Producer License * Ability to obtain reciprocal state health insurance licenses when required for your assigned program * High school diploma or equivalent * 1+ years ...

USI Holdings Corporation

EB Producer

Warwick, RI · On-site

$120K - $250K/yr

Must hold a Life and Health insurance license. * Strong knowledge of Employee Benefits. * Personable, highly motivated, and goal oriented. Driven to achieve individual sales goals. * Superior ...

Digital Remedy

Live Talk Show Producer

Providence, RI · On-site

WJAR, Southern New England's News Leader and one of America's most-watched television stations , has a rare opportunity for a producer of a live, daily news-talk program on television. "Gene Off ...

USI Holdings Corporation

Select EB Producer

Warwick, RI · On-site

$80K - $95K/yr

Knowledge, Skills and Abilities: • 2+ years of sales experience in an insurance brokerage with proven track record of sales success. • College degree preferred. • Must hold a Life and Health ...

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All JobsInsurance Producer JobsInsurance Producer Jobs in Rhode Island

Insurance Producer information

See Rhode Island salary details

$23K

$57.9K

$95.5K

How much do insurance producer jobs pay per year?

As of Sep 7, 2026, the average yearly pay for insurance producer in Rhode Island is $57,872.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,700.00 and $75,900.00 per year, depending on experience, location, and employer.

What is an insurance producer?

An Insurance Producer is a licensed professional who sells and negotiates insurance policies on behalf of insurance companies to individuals or businesses. They assess clients’ insurance needs, explain policy options, and help clients choose appropriate coverage. Insurance Producers may specialize in areas like life, health, property, or casualty insurance and must comply with state licensing requirements. Their role is essential in helping clients manage risk and protect their assets.

What is an insurance producer?

An insurance producer sells and services policies for an insurance company. As an insurance producer, your duties include contacting leads and helping them with their insurance needs. Your goal is to set them up with a policy from your company. You also work with existing clients to update their policies or add additional coverage. Your exact duties may vary with what type of insurance your company provides. For example, you sell automobile and health insurance differently. While the latter deals primarily with individuals, a health insurance producer may make a large portion of their sales through business health plans. Regardless of the scenario, your job is to generate as much business as possible for your agency by providing excellent insurance options and superb customer service.

What are the key skills and qualifications needed to thrive as an insurance producer?

To thrive as an Insurance Producer, you need a strong understanding of insurance products, sales techniques, and regulatory requirements, typically supported by a state insurance license. Familiarity with customer relationship management (CRM) software and quoting/binding systems is commonly required. Exceptional interpersonal skills, persuasive communication, and resilience help you build client trust and close sales. These skills are crucial for meeting sales targets, ensuring compliance, and fostering long-term client relationships in a competitive industry.

How do insurance producers typically balance client acquisition with ongoing policy management responsibilities?

Insurance Producers often juggle the demands of growing their client base while also providing consistent service to existing customers. This balance requires strong organizational skills and effective time management, as producers must follow up on leads, schedule meetings, and regularly review clients’ policies to ensure they are adequately covered. Many producers work closely with underwriters and customer service teams to streamline policy administration, allowing them to focus on relationship-building and upselling opportunities. Successful producers often set aside dedicated time each week for prospecting, while reserving other periods for client support and renewals.

What is the difference between Insurance Producer vs Insurance Agent?

FeatureInsurance Producer
CredentialsLicensing required; varies by state
Work EnvironmentTypically works for insurance agencies or brokerages, engaging with clients to sell policies
Employer & Industry UsageCommonly used in insurance sales, marketing, and client consultation
Search & Comparison IntentOften compared due to similar roles in insurance sales and licensing requirements

While both Insurance Producers and Insurance Agents are licensed to sell insurance policies, the term 'Insurance Producer' is often used in a broader context, including agents and brokers, emphasizing their role in producing sales. Insurance Agents typically work directly for insurance companies, whereas Insurance Producers may work independently or for agencies, focusing on client needs and policy sales.

How much does an insurance producer make?

Insurance producers typically earn a combination of base salary and commissions, with average annual earnings ranging from $40,000 to $80,000. Top performers with experience and strong client networks can earn over $100,000 annually. Compensation often depends on sales performance, certifications, and the employer's commission structure.
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For Insurance Producer jobs in Rhode Island, the most frequently searched job titles are:

What job categories do people searching Insurance Producer jobs in Rhode Island look for?

The top searched job categories for Insurance Producer jobs in Rhode Island are:

What are popular job titles related to Insurance Producer jobs in RI?

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Insurance Producer jobs near you
Infographic showing various Insurance Producer job openings in Rhode Island as of August 2026, with employment types broken down into 53% Full Time, 27% Part Time, and 20% Contract. Highlights an 80% In-person, and 20% Remote job distribution, with an average salary of $57,872 per year, or $27.8 per hour.

Insurance Producer - Providence, RI

Horace Mann - Agent Opportunities

Cranston, RI • On-site

Full-time

Medical, Life

Re-posted 18 hours ago

Key responsibilities

  • Present and promote insurance products to educators and potential clients, both individually and in groups.

  • Participate in networking, community, sales, and industry events to expand professional connections and acquire market entry.

  • Engage with the local community to learn about new products and services, and stay updated on industry trends.

Horace Mann Insurance rating

8.3

Company rating: 8.3 out of 10

Based on 20 frontline employees who took The Breakroom Quiz

134th of 315 rated insurance

Job description

At Horace Mann, we are motivated by educators taking care of our children's futures, and we believe they deserve someone to look after theirs. We are passionate about providing solutions to safeguard what they have today and help them achieve financial success to live better and retire happier.
As an Insurance Producer with Horace Mann, you dictate your earnings with unlimited income potential. Our insurance products are designed specifically for educators, and we provide exceptional training, competitive rates, and flexible work arrangements. Our compensation, incentives, and bonus potential are unparalleled in the industry, and you can even earn trips to incredible destinations.
Join our team today and take the first step towards achieving your career aspirations.
You Will Enjoy the Following
  • A performance-based compensation package includes a 36-month incentive and "enhanced" commissions.
    • Monthly incentives for new agents based on months 1-36 sales volume.
    • Earning quarterly production incentives for the first 36 months.
  • No External Office Requirement.
  • The ability to prospect and work within established books of business while building your practice.
  • A niche market to increase your opportunity for success.
  • Value-Added Services will get you in front of our ideal client base.
  • Simple, streamlined product offerings and sales processes allow early production results.
  • Networking, community, sales, and industry events.
  • Market and relationship-building programs.
  • A 'One-Stop Shop' multi-line product portfolio.

Responsibilities
  • Dedication to solving the financial challenges educators face.
  • Exude confidence and enthusiasm while presenting to potential customers, one-on-one and in large groups.
  • Participate in various events such as networking events, community events, sales events, and industry events to expand your professional connections.
  • Engage with the local community and learn about new products and services.
  • Stay up to date with the latest industry trends.
  • Achieve success in acquiring market entry and cultivating strong connections.
  • Be willing to invest time and resources to ensure business success; and
  • Possess or the ability to obtain resident state General Lines licenses:
    • Life & Health
    • Property & Casualty

Pay Structure
  • Sign-on Bonus
  • Uncapped Earnings/Commission
  • Structured Incentive/Bonus Pay

Work Setting
  • In-Person
  • In the Field
  • Office

Licenses/Certifications [preferred or will be required prior to appointment]
  • Life & Health Insurance License
  • Property & Casualty License
  • Driver's License [Required]

Insurance producers report to the Regional Field Leader, who also acts as the Agency Consultant
Horace Mann Educators Corporation - Founded by Educators for Educators
Educators founded the Horace Mann Educator Corporation in 1945. We are the most comprehensive national multi-line insurance and financial services company dedicated to serving America's educators and families. We are an equal-opportunity employer.
#LI-CP1
#VIZI#

What Horace Mann Insurance employees say

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