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Insurance Negotiator Jobs in Florida (NOW HIRING)

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Strong communication, negotiation, and sales skills. * Ability to build long-term client relationships. * Self-motivated, organized, and goal-oriented. * Health Insurance is a PLUS Preferred ...

You will leverage your exceptional communication and negotiation skills to present insurance products and services in a compelling and persuasive manner, ensuring customer satisfaction and long-term ...

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Insurance Negotiator information

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$6

$28

$52

How much do insurance negotiator jobs pay per hour?

As of Aug 9, 2026, the average hourly pay for insurance negotiator in Florida is $28.47, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $33.75 per hour, depending on experience, location, and employer.

What does an insurance negotiator do?

An Insurance Negotiator works to secure favorable terms for insurance policies, settlements, or claims on behalf of clients or companies. They analyze policy details, assess risks, and negotiate with insurers to get the best possible coverage or settlement. Strong communication, analytical skills, and industry knowledge are essential for success in this role.

What are the key skills and qualifications needed to thrive as an insurance negotiator?

To excel as an Insurance Negotiator, you need strong analytical abilities, knowledge of insurance policies and industry regulations, and a background in business, finance, or a related field. Familiarity with claims management systems, negotiation software, and certifications such as AIC (Associate in Claims) can be valuable. Outstanding communication, persuasion, and conflict-resolution skills set top performers apart. Mastering these skills is critical to effectively representing clients or companies, securing favorable settlements, and maintaining positive relationships with stakeholders.

What does a typical day look like for an insurance negotiator?

A typical day for an Insurance Negotiator involves reviewing claim files, gathering and analyzing supporting documentation, and directly communicating with claimants, insurers, or adjusters to negotiate settlements. You'll participate in meetings, prepare reports on negotiations, and keep detailed records of agreements reached. Collaboration with legal teams, underwriters, and other departments is common, ensuring the best possible outcome for your organization or clients. Expect a combination of desk work, phone or video negotiations, and occasional site visits, depending on the complexity and nature of the cases.

What are popular job titles related to Insurance Negotiator jobs in Florida? For Insurance Negotiator jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Insurance Negotiator jobs in Florida look for? The top searched job categories for Insurance Negotiator jobs in Florida are:
Infographic showing various Insurance Negotiator job openings in Florida as of July 2026, with employment types broken down into 1% As Needed, 75% Full Time, 20% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $59,218 per year, or $28.5 per hour.

Licensed Insurance Producer

ARNOLD'S INSURANCE AGENCY LLC

Land O Lakes, FL โ€ข On-site

$50K - $100K/yr

Full-time

Medical, Retirement, PTO

Re-posted 20 days ago


Job description

Join a Groundbreaking Captive Insurance Agency in Florida!
Position: Licensed 2-20 and 2-15 Insurance Agents
Location: Lutz / Land O Lakes, Florida
Type: Full-Time | Competitive Salary + Commission | Leadership Opportunity
Potential Earnings: $100,000+ annually with commission

Overview
We are seeking a motivated and dynamic Florida Licensed Insurance Agents to join our team. Ideal candidates will be responsible for selling insurance policies and providing exceptional customer service to clients. This role requires strong communication skills, a knack for negotiation, and the ability to analyze client needs to recommend appropriate insurance solutions. If you have a passion for sales and helping others secure their future, we want to hear from you

What We’re Looking For:

  • Active Florida 2-20 License (General Lines Agent) ( can achieve 215 license within first 60days)

  • Proven track record of success in property & casualty insurance

  • Deep understanding of Florida insurance markets and regulations

  • Entrepreneurial mindset, self-motivated with leadership potential

  • Excellent communication and customer relationship skills

  • Motivated, results-driven, and ready to help build a best-in-class agency

What We Offer:

  • The rare opportunity to get in on the ground floor of a captive agency backed by strong support and vision

  • Competitive base salary + aggressive commission structure, uncapped earning potential

  • Earn over $100,000 per year with salary & performance-based commissions

  • Long-term growth and leadership opportunities

  • Access to top-tier tools, training, and marketing support and leads

  • A collaborative, high-performance culture built on integrity and results

  • PTO, healthcare and other benefits available

About Us:

We are a newly formed captive agency representing a well known prestigious brand (not with Jake or mayhem) with a bold mission — to deliver better protection, better service, and better value to Florida residents. Backed by experienced industry leaders, we’re building a modern insurance operation that blends traditional expertise with cutting-edge strategies. Offering general lines, auto, home, life and several other commission opportunities.

Company Description

We are a captive AAA Insurance Agency. We offer AAA branded property and casualty products as well as several other insurnace companies.