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Insurance Medical Officer Jobs (NOW HIRING)

Medical Officer The Medical Officer makes sure that our insured patients get quality healthcare. Being the first interlocutor with our risk carriers and medical providers for solving inquiries and ...

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Chief Medical Officer

Hartford, CT

$230K - $300K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Chief Medical Officer Full Time Position Compensation: $230,000 - $300,000 a year Community Health ... Vision Insurance * 401(k) Plan and up to 4% Employer Match * Generous Paid Time Off * 9 Paid ...

Chief Medical Officer

Hartford, CT · On-site

$230K - $300K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Description Chief Medical Officer Full Time Position Compensation: $230,000 - $300,000 a year ... Vision Insurance * 401(k) Plan and up to 4% Employer Match * Generous Paid Time Off * 9 Paid ...

Chief Medical Officer

Richmond, KY

  • Medical

  • Dental

  • Life

  • Retirement

  • PTO

Disability Insurance * 4 Weeks of PTO * Retirement Plan with up to 4% Employer Match * 8 Paid Holidays * And More! Position Summary The Chief Medical Officer (CMO) is the senior clinical leader of ...

Chief Medical Officer

Wilmington, NC · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

CHIEF MEDICAL OFFICER (CMO) LOCATION: WILMINGTON, NC At Coastal Horizons, our mission is to provide ... Comprehensive medical, dental, and vision insurance * Educational loan repayment programs & Career ...

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Insurance Medical Officer information

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$21K

$92.6K

$178K

How much do insurance medical officer jobs pay per year?

As of Aug 14, 2026, the average yearly pay for insurance medical officer in the United States is $92,555.00, according to ZipRecruiter salary data. Most workers in this role earn between $84,500.00 and $84,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an insurance medical officer?

To thrive as an Insurance Medical Officer, you need a medical degree with valid licensure, strong clinical evaluation skills, and a deep understanding of insurance and risk assessment principles. Familiarity with medical underwriting software, claims management systems, and knowledge of relevant regulations is often required. Attention to detail, analytical thinking, and effective communication are essential soft skills for interpreting medical data and collaborating with insurance teams. These competencies ensure accurate risk assessments, informed decision-making, and compliance with industry standards, which are critical for the financial stability of insurance providers.

What does an insurance medical officer do?

As an Insurance Medical Officer, your daily tasks often include reviewing medical reports, assessing insurance claims for medical validity, and providing expert opinions on complex cases. You’ll work closely with underwriters, claims adjusters, and sometimes directly with policyholders to clarify health information or discuss case specifics. Collaboration with legal and risk assessment teams is also common, especially for high-value or disputed claims. This role requires a balance of medical expertise and clear communication skills to ensure accurate and fair decision-making.

What is an insurance medical officer?

Insurance Medical Officers are medical professionals employed by insurance companies or organizations to assess the health of policy applicants, review medical reports, and provide expert opinions on claims. Their main responsibilities include evaluating medical evidence, determining the risk associated with insuring an individual, and advising on policy coverage or claim settlements. They play a key role in ensuring that insurance decisions are medically sound and comply with relevant laws and guidelines.

What is the difference between Insurance Medical Officer vs Medical Examiner?

AspectInsurance Medical OfficerMedical Examiner
CredentialsMedical degree, relevant certifications, licensingMedical degree, often forensic or pathology specialization, licensing
Work EnvironmentInsurance companies, health assessments, claims evaluationCoroner's office, forensic labs, legal investigations
Employer & IndustryInsurance firms, health industryLegal, law enforcement, forensic pathology

The Insurance Medical Officer primarily evaluates health claims and assesses medical risks for insurance companies, working in a healthcare or insurance setting. In contrast, a Medical Examiner investigates deaths, often in forensic contexts. While both roles require medical expertise and certification, their work environments and objectives differ significantly.

More about Insurance Medical Officer jobs

What states have the most Insurance Medical Officer jobs?

States with the most job openings for Insurance Medical Officer jobs include:

Infographic showing various Insurance Medical Officer job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 15% Part Time, and 6% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $92,555 per year, or $44.5 per hour.

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Posted 3 days ago

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Job description

Medical Officer

The Medical Officer makes sure that our insured patients get quality healthcare. Being the first interlocutor with our risk carriers and medical providers for solving inquiries and complaints related to medical coverage decisions and patient cases.

Duties
  • Make contact and negotiate with guarantors to solve problems concerning patients' coverage cases.
  • Assist guarantors in the underwriting and scoring of new and renewed adherents.
  • Monitor the length of stay, utilization, medical cases, and their related costs.
  • Generate hospitalization reports and follow up on tracked high-cost cases with the concerned Field Medical Officers
  • Follow up on medical discharges with Field Medical Officers.
  • Contribute to projects related to the Medical Services department as assigned by the Medical Director.
Requirements
  • Medical Doctor degree
  • 0 to 2 years of experience in the related field
  • English & Arabic language, French is a plus.
  • Excellent communication skills & Organizational skills
  • Negotiation skills & problem-solving
  • Analytical thinking skills
  • Always up to date in terms of medical research