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Insurance Base Plus Commission information

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$25.5K

$65.7K

$83.5K

How much do insurance base plus commission jobs pay per year?

As of May 31, 2026, the average yearly pay for insurance base plus commission in the United States is $65,651.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $77,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Base Plus Commission Agent, and why are they important?

To excel as an Insurance Base Plus Commission Agent, you need a thorough understanding of insurance products, strong sales acumen, and typically a state-issued insurance license. Familiarity with customer relationship management (CRM) software and quoting tools is essential for tracking leads and managing client information. Outstanding interpersonal skills, resilience, and persuasive communication set top performers apart in this role. These skills ensure agents can effectively build client trust, meet sales targets, and navigate a competitive marketplace.

How does the base plus commission compensation structure impact daily work and motivation in an insurance sales role?

In an insurance base plus commission role, your daily responsibilities often involve a mix of prospecting for new clients, maintaining relationships with existing policyholders, and meeting sales targets. The base salary provides financial stability, while the commission component incentivizes strong performance and rewards you for closing sales. This structure typically motivates team members to be proactive and resilient, as higher earnings are directly tied to individual effort and success. Collaboration with colleagues and mentorship from senior agents can help you refine your approach, especially when navigating challenging sales cycles.

What does 'Insurance Base Plus Commission' mean?

'Insurance Base Plus Commission' refers to a compensation structure commonly used in the insurance industry. Employees receive a fixed base salary along with additional earnings based on sales or performance, known as commissions. This pay model provides financial stability through the base pay while also incentivizing employees to achieve higher sales targets to increase their overall income. It is designed to reward both consistent work and high performance, making it attractive for those motivated by earning potential. This structure is typical for insurance agents and sales representatives.

What is the difference between Insurance Base Plus Commission vs Insurance Agent?

FeatureInsurance Base Plus CommissionInsurance Agent
Compensation StructureBase salary + commissionCommission-based
CertificationsRequired licenses, sometimes certificationsRequired licenses, certifications often same as Base Plus
Work EnvironmentOffice and client meetingsFieldwork, client meetings
Industry UsageCommon in agencies offering stabilityCommon in sales-focused roles

Insurance Base Plus Commission offers a mix of steady income and earning potential, while Insurance Agents typically rely solely on commissions. The choice depends on desired income stability and sales focus.

More about Insurance Base Plus Commission jobs
What cities are hiring for Insurance Base Plus Commission jobs? Cities with the most Insurance Base Plus Commission job openings:
What states have the most Insurance Base Plus Commission jobs? States with the most job openings for Insurance Base Plus Commission jobs include:
What job categories do people searching Insurance Base Plus Commission jobs look for? The top searched job categories for Insurance Base Plus Commission jobs are:
Insurance Base Plus Commission jobs near you
Infographic showing various Insurance Base Plus Commission job openings in the United States as of May 2026, with employment types broken down into 79% Full Time, 9% Part Time, 11% Contract, and 1% Nights. Highlights an 96% Physical, and 4% Remote job distribution, with an average salary of $65,651 per year, or $31.6 per hour.

Outside Sales Producer Insurance (Personal & Commercial) - Base, Plus Commission and Health Benefit

Shisler & Associates Insurance, Inc

Phoenix, AZ • Remote

$85K - $95K/yr

Full-time

Medical, Life

Posted 29 days ago

Job description

$90,000+ First-Year Potential | Remote + Field | American Family Insurance

Join a top-rated, multi-location agency with 1,000+ 5-star reviews and the power of American Family Insurance. We offer direct appointments with American Family and access to 135+ additional carriers for personal and commercial lines.

What You'll Do:

  • Generate your own leads through networking, community involvement, and relationship building
  • Quote and sell personal and commercial insurance (home, auto, umbrella, life, business, and more)
  • Build multi-line households and businesses to maximize client protection and your bonus potential
  • Focus 100% on salesno ongoing service or renewal work required

What We Offer:

  • Base salary: $55,000$65,000 (DOE) + commission on all new business
  • Multi-line bonuses: $50 for 3 lines, $150 for 4+ lines per account
  • First-year earnings potential: $90,000+ (base + commission + bonuses)
  • Health benefits, marketing support, and access to 9 office locations
  • Outside of Office, Remote/work-from-home flexibility with regular field activity

What You Need:

  • Active Property & Casualty license (required)
  • Life & Health license (preferred or willing to obtain)
  • Self-motivated, organized, and relationship-focused
  • Hunter mentalityenjoys prospecting and building a pipeline

Shisler & Associates Insurance, Inc Insurance Agency in SCOTTSDALE, Arizona