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Insurance Base Plus Commission information

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$25.5K

$65.7K

$83.5K

How much do insurance base plus commission jobs pay per year?

As of Jul 13, 2026, the average yearly pay for insurance base plus commission in the United States is $65,651.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $77,000.00 per year, depending on experience, location, and employer.

What is the difference between Insurance Base Plus Commission vs Insurance Agent?

FeatureInsurance Base Plus CommissionInsurance Agent
Compensation StructureBase salary + commissionCommission-based
CertificationsRequired licenses, sometimes certificationsRequired licenses, certifications often same as Base Plus
Work EnvironmentOffice and client meetingsFieldwork, client meetings
Industry UsageCommon in agencies offering stabilityCommon in sales-focused roles

Insurance Base Plus Commission offers a mix of steady income and earning potential, while Insurance Agents typically rely solely on commissions. The choice depends on desired income stability and sales focus.

How does the base plus commission compensation structure impact daily work and motivation in an insurance sales role?

In an insurance base plus commission role, your daily responsibilities often involve a mix of prospecting for new clients, maintaining relationships with existing policyholders, and meeting sales targets. The base salary provides financial stability, while the commission component incentivizes strong performance and rewards you for closing sales. This structure typically motivates team members to be proactive and resilient, as higher earnings are directly tied to individual effort and success. Collaboration with colleagues and mentorship from senior agents can help you refine your approach, especially when navigating challenging sales cycles.

What are the key skills and qualifications needed to thrive as an Insurance Base Plus Commission Agent, and why are they important?

To excel as an Insurance Base Plus Commission Agent, you need a thorough understanding of insurance products, strong sales acumen, and typically a state-issued insurance license. Familiarity with customer relationship management (CRM) software and quoting tools is essential for tracking leads and managing client information. Outstanding interpersonal skills, resilience, and persuasive communication set top performers apart in this role. These skills ensure agents can effectively build client trust, meet sales targets, and navigate a competitive marketplace.

What does 'Insurance Base Plus Commission' mean?

'Insurance Base Plus Commission' refers to a compensation structure commonly used in the insurance industry. Employees receive a fixed base salary along with additional earnings based on sales or performance, known as commissions. This pay model provides financial stability through the base pay while also incentivizing employees to achieve higher sales targets to increase their overall income. It is designed to reward both consistent work and high performance, making it attractive for those motivated by earning potential. This structure is typical for insurance agents and sales representatives.
More about Insurance Base Plus Commission jobs
What cities are hiring for Insurance Base Plus Commission jobs? Cities with the most Insurance Base Plus Commission job openings:
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What job categories do people searching Insurance Base Plus Commission jobs look for? The top searched job categories for Insurance Base Plus Commission jobs are:
Insurance Base Plus Commission jobs near you
Infographic showing various Insurance Base Plus Commission job openings in the United States as of July 2026, with employment types broken down into 100% Full Time. Highlights an 87% In-person, and 13% Remote job distribution, with an average salary of $65,651 per year, or $31.6 per hour.
Licensed Insurance Producer, Base Plus Commission (Hybrid)

Licensed Insurance Producer, Base Plus Commission (Hybrid)

Farmers Insurance Division 86

Long Beach, CA • Remote

$55K - $100K/yr

Full-time

Dental, Vision

Posted 17 days ago

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Job description

Licensed Insurance Producer, Base Plus Commission | Long Beach, CA
$55,000 to $100,000+ (base plus commission, renewal income included)

Bring Your License. We Will Help You Build the Book.

Farmers Insurance Division 86, the number one ranked Farmers district in California, is hiring a licensed Insurance Producer for our Long Beach office. This is a direct production role for someone who already has, or is close to finishing, their Property and Casualty license and wants infrastructure, lead flow, and brand support instead of starting cold.

The role: Manage a full book across auto, home, life, and commercial lines. Quote, present, and bind policies, and every policy you write pays you again at renewal. Division 86 provides live and warm lead flow, marketing support, and an established office to work out of.

Who This Is For

  • Active Property and Casualty license 
  • Insurance sales experience
  • Comfortable with a performance-based pay structure

This is an Agent with Division 86, the top-ranked Farmers district in California, with access to leadership, established systems, and a market with strong, consistent demand across Long Beach. We are actively interviewing this month. Apply now.

Company Description

Farmers Insurance Division 86 is the number one ranked Farmers district in California. We have built a culture around developing people, not just filling seats. Every agent here gets the backing of one of the most recognized insurance brands in the country, along with local leadership that is invested in your growth.
You are not on your own. You get marketing support, established systems, and access to mentors who have already built what you are working toward. Orange County is one of the strongest insurance markets in Southern California, and we are actively expanding across the county right now.
We hire people who want more than a paycheck. If you want a real career with uncapped earning potential and a clear runway for growth, you will have it here.