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Insurance Attorney Jobs in Rhode Island (NOW HIRING)

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Insurance Attorney information

See Rhode Island salary details

$65.6K

$131.5K

$190.5K

How much do insurance attorney jobs pay per year?

As of Sep 4, 2026, the average yearly pay for insurance attorney in Rhode Island is $131,460.00, according to ZipRecruiter salary data. Most workers in this role earn between $103,800.00 and $155,700.00 per year, depending on experience, location, and employer.

What is an insurance attorney?

An insurance attorney represents either insurance companies or insurance policyholders in claim disputes or settlement proceedings. An insurance company hires lawyers to minimize the amount of money they must pay out for claims and settlements, while policyholders hire attorneys to maximize the amount of money they receive from the insurance company. As an insurance attorney, you may work for an insurance company directly or indirectly through a law firm. Your duties typically include investigating cases, compiling evidence, and overseeing new contracts. The qualifications for a career as an insurance lawyer are a law degree and a state license to practice law. As you gain job experience and hone your negotiating skills, you can take on cases worth greater sums of money.

What does an insurance attorney do?

An insurance attorney specializes in legal matters related to insurance policies and claims. They represent clients—either individuals, businesses, or insurance companies—in disputes over coverage, claim denials, or settlement negotiations. Their work often involves interpreting complex policy language, advising clients of their rights, and litigating cases in court if necessary. Insurance attorneys may also help draft or review insurance contracts to ensure compliance with relevant laws and regulations.

What are the key skills and qualifications needed to thrive as an insurance attorney, and why are they important?

To thrive as an Insurance Attorney, you need a Juris Doctor (JD) degree, bar admission, and a deep understanding of insurance law and regulations. Familiarity with legal research tools like Westlaw, LexisNexis, and industry-specific case management software is typically required. Excellent negotiation skills, analytical thinking, and strong written and verbal communication help you effectively represent clients and resolve complex disputes. These skills are crucial for navigating the intricacies of insurance claims, ensuring compliance, and achieving favorable outcomes for clients.

What are some common challenges insurance attorneys face when negotiating settlements?

Insurance Attorneys often encounter challenges such as navigating complex policy language, managing conflicting interests between insurers and policyholders, and staying updated on evolving regulations. Effective negotiation requires a deep understanding of both legal precedents and the specific terms of each policy. Additionally, Insurance Attorneys must balance assertive advocacy for their clients with the need for professional diplomacy to achieve fair settlements while maintaining strong relationships with opposing counsel.

What is the difference between Insurance Attorney vs Insurance Claims Adjuster?

AspectInsurance AttorneyInsurance Claims Adjuster
CredentialsJuris Doctor (JD), State Bar LicenseHigh school diploma or equivalent, sometimes licensing or certification
Work EnvironmentLaw firms, insurance companies, government agenciesInsurance companies, independent adjusting firms, public agencies
Primary FocusLegal representation, policy interpretation, litigationAssessing claims, determining coverage, negotiating settlements
Common UsageLegal advice, courtroom work, policy analysisClaim evaluation, settlement negotiations, customer communication

Insurance Attorneys and Insurance Claims Adjusters both work within the insurance industry but serve different roles. Insurance Attorneys focus on legal matters, policy interpretation, and representing clients in court, requiring a law degree and license. Insurance Claims Adjusters evaluate claims, determine coverage, and negotiate settlements, often with less formal education. Understanding these differences helps job seekers identify the right career path within the insurance sector.

What are popular job titles related to Insurance Attorney jobs in Rhode Island?

For Insurance Attorney jobs in Rhode Island, the most frequently searched job titles are:

What job categories do people searching Insurance Attorney jobs in Rhode Island look for?

The top searched job categories for Insurance Attorney jobs in Rhode Island are:

What cities in Rhode Island are hiring for Insurance Attorney jobs?

Cities in Rhode Island with the most Insurance Attorney job openings:

Infographic showing various Insurance Attorney job openings in Rhode Island as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 16% Part Time, and 5% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $131,460 per year, or $63.2 per hour.

Injury Claims - Attorney Represented

Progressive

Warwick, RI • Hybrid

$69K - $89K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted yesterday


Key responsibilities

  • Determine coverage and liability for attorney represented bodily injury claims.

  • Negotiate with claimants or their attorneys to settle claims and set reserves.

  • Analyze medical reports, estimate costs, and manage the claims process to ensure efficient resolution.


Progressive Insurance rating

8.6

Company rating: 8.6 out of 10

Based on 601 frontline employees who took The Breakroom Quiz

94th of 315 rated insurance


Job description

Progressive is dedicated to helping employees move forward and live fully in their careers. Your journey has already begun. Apply today and take the first step to Destination: Progress.

As a claims adjuster specialist, you’ll play a critical role managing attorney represented bodily injury (BI) claims. An ideal candidate will have experience managing an inventory independently, experience assessing and evaluating liability, coverage, and damages, as well as working independently and directly with attorneys to negotiate and settle claims. By joining our organization, you’ll have the support of a collaborative team that will help you grow your claims career. Read on to learn more about some of the day-to-day responsibilities.

This is a hybrid role. You’ll be expected to report to an office about four days per month for important meetings, training, and collaboration and will have the benefit of continued coaching from a supportive team. If you prefer an in-office environment, you’re welcome to work in the office more than four days per month.

You must reside within 50 miles of Progressive's Warwick Claims office at 300 Centerville Road, Suite 301, Warwick, RI 02886.

Duties & responsibilities

  • Determines coverage and liability
  • Negotiate with claimants or their attorneys
  • Settle claims and set reserves
  • Estimates cost of treatment or compensation for those injured in accidents
  • Analyze and interpret medical reports, follow-up with no-fault parties, and manage claims process to ensure efficient resolution
  • Interview, collect and document information from various people such as claimants, agents/brokers, attorneys, and police

Must-have qualifications

  • Four years of relevant work experience with one year in claims handling
  • {OR} Associate's degree and three years relevant work experience with one year in claims handling
  • {OR} Bachelor's degree and one year in claims handling
  • This position requires a valid driver's license and auto insurance.

Preferred skills

  • Prior unrepresented bodily injury claims handling experience
  • {OR} Prior attorney represented bodily injury claims handling experience

Schedule:

  • Training: For the first three weeks, the schedule is Monday through Friday, 830am - 530pm. Starting in week four through week thirteen, the schedule is Monday through Friday 8am - 5pm. 
  • During the thirteen weeks of training, two days per week in office is required.
  • After training, the schedule is Monday through Friday, 8am - 5pm.

Location: Warwick, RI. You must reside within 50 miles of Progressive's Warwick Claims office at 300 Centerville Road, Suite 301, Warwick, RI 02886.

Compensation 

  • $69,400 - $89,800/yearly
  • Gainshare annual cash incentive payment up to 16% of your eligible earnings based on company performance

Benefits

  • 401(k) with dollar-for-dollar company match up to 6%
  • Medical, dental & vision, including free preventative care
  • Wellness & mental health programs
  • Health care flexible spending accounts, health savings accounts, & life insurance
  • Paid time off, including volunteer time off
  • Paid & unpaid sick leave where applicable, as well as short & long-term disability
  • Parental & family leave; military leave & pay
  • Diverse, inclusive & welcoming culture with Employee Resource Groups
  • Career development & tuition assistance

Energage recognizes Progressive as a 2025 Top Workplace for: Innovation, Purposes & Values, Work-Life Flexibility, Compensation & Benefits, and Leadership.

Equal Opportunity Employer

Applicants must be authorized to work for any employer in the U.S. without the need or potential need, of current or future sponsorship for employment. Progressive does not hire candidates with (e.g., F-1 CPT, OPT, or STEM OPT, H-1B, O-1, E-3, TN) statuses for this role.

For ideas about how you might be able to protect yourself from job scams, visit our scam-awareness page at https://careers.progressive.com/pages/how-we-hire-faq-job-scams/


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