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Insurance Appraiser Jobs in Michigan (NOW HIRING)

Mercantile Bank

Commercial Appraisal Reviewer

Troy, MI · Hybrid

You will be given great benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Health ... Appraiser License. Lastly, adaptability and a willingness to learn will be instrumental as you ...

Mercantile Bank

Commercial Appraisal Reviewer

Troy, MI · On-site

You will be given great benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Health ... Appraiser License. Lastly, adaptability and a willingness to learn will be instrumental as you ...

Mercantile Bank

Commercial Appraisal Reviewer

Troy, MI · On-site

You will be given great benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Health ... Appraiser License. Lastly, adaptability and a willingness to learn will be instrumental as you ...

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All JobsInsurance Appraiser JobsInsurance Appraiser Jobs in Michigan

Insurance Appraiser information

See Michigan salary details

$34.4K

$43.6K

$51K

How much do insurance appraiser jobs pay per year?

As of Jun 25, 2026, the average yearly pay for insurance appraiser in Michigan is $43,579.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,200.00 and $47,900.00 per year, depending on experience, location, and employer.

What does it take to be an insurance appraiser?

To become an insurance appraiser, candidates typically need a high school diploma or equivalent, relevant work experience in insurance or auto repair, and knowledge of valuation methods. Many states require licensing or certification, such as the Certified Insurance Appraiser designation, and strong analytical skills are essential for assessing damages accurately.

How hard is the appraiser test?

The insurance appraiser test typically involves passing a licensing exam that covers insurance policies, claims adjusting, and relevant state laws. The difficulty varies depending on prior knowledge and study preparation, but thorough review and understanding of industry standards are essential for success.

Are appraisers in demand right now?

Insurance appraisers are currently in demand due to the ongoing need for property and vehicle damage assessments, especially as insurance claims increase after natural disasters and accidents. The profession requires strong analytical skills, attention to detail, and often state licensing or certification, which can influence job availability. Overall, employment prospects for insurance appraisers remain stable and are expected to grow with the insurance industry.

What are the key skills and qualifications needed to thrive as an Insurance Appraiser, and why are they important?

To thrive as an Insurance Appraiser, you need expertise in property or automotive damage assessment, a solid understanding of insurance policies, and typically a relevant bachelor's degree or equivalent experience. Familiarity with estimating software like CCC One, Audatex, or Mitchell, as well as state-specific appraiser licensing or certification, is often required. Strong analytical thinking, negotiation skills, and attention to detail help you deliver accurate, fair appraisals and communicate findings clearly. These skills are crucial for minimizing claim errors, ensuring customer satisfaction, and supporting the integrity of the claims process.

What is the difference between Insurance Appraiser vs Claims Adjuster?

AspectInsurance AppraiserClaims Adjuster
CredentialsInsurance licenses, certifications in appraisal or valuationInsurance licenses, claims handling certifications
Work EnvironmentIndependent evaluations, field inspections, office workField inspections, office assessments, customer interactions
Employer & IndustryInsurance companies, independent appraisal firmsInsurance companies, third-party claims services
Search & Comparison IntentUnderstanding valuation roles, appraisal processesClaims processing, settlement procedures

Insurance Appraisers focus on evaluating property damage and determining repair or replacement costs, often working independently or with appraisal firms. Claims Adjusters handle the overall claims process, investigating damages, negotiating settlements, and working directly with policyholders. While both roles require insurance licenses and involve damage assessment, their primary responsibilities and work environments differ.

What does an Insurance Appraiser do?

An Insurance Appraiser evaluates the value of damaged property, vehicles, or other insured items to determine the amount an insurance company should pay for a claim. They inspect the damaged property, review police or incident reports, consult with repair shops or contractors, and use specialized software to estimate repair or replacement costs. Insurance Appraisers play a key role in ensuring that claims are settled fairly and accurately according to the policy terms.

How do Insurance Appraisers typically interact with clients, repair shops, and insurance adjusters during the claims process?

Insurance Appraisers work closely with clients, repair shops, and insurance adjusters to assess vehicle or property damage and determine appropriate claim values. Daily responsibilities often involve inspecting damaged items, documenting findings, and communicating estimates to both clients and repair professionals. Effective collaboration ensures that repairs are accurate and costs are reasonable, while also addressing any questions or concerns from policyholders. Building strong relationships and maintaining clear, professional communication are key to resolving claims efficiently and fairly.

Will AI replace appraisers?

Insurance appraisers evaluate damage and determine claim settlements, and AI technology is increasingly used to assist with data analysis and damage assessment. While AI can automate certain tasks, the role of an appraiser requires judgment, inspection skills, and industry knowledge that are difficult to fully replicate with AI alone. Therefore, AI is more likely to augment rather than replace insurance appraisers entirely.

What Does an Insurance Appraiser Do?

An insurance appraiser assesses the value of an item to estimate the amount of appropriate coverage. Many individuals work in the auto insurance industry where they inspect a vehicle after an accident to determine the extent of the damage. In this career, you also confirm if a policy covers the costs of the claims. Your other responsibilities differ with the type of insurer. The work is full-time with much of it spent on-site or at automotive repair shops. Evening and weekend hours are commonplace. License requirements vary with the state. Staying current with the technology is imperative for accurate estimates no matter the field in which you work.

More about Insurance Appraiser jobs
What are popular job titles related to Insurance Appraiser jobs in Michigan? For Insurance Appraiser jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Insurance Appraiser jobs in Michigan look for? The top searched job categories for Insurance Appraiser jobs in Michigan are:
What are popular job titles related to Insurance Appraiser jobs in MI? For Insurance Appraiser jobs in MI, the most frequently searched job titles are:
Insurance Appraiser jobs near you
Infographic showing various Insurance Appraiser job openings in Michigan as of June 2026, with employment types broken down into 100% Full Time. Highlights an 90% In-person, and 10% Remote job distribution, with an average salary of $43,579 per year, or $21 per hour.
Commercial Appraisal Reviewer

Commercial Appraisal Reviewer

Mercantile Bank

East Lansing, MI • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 8 days ago

Job description

Join Mercantile Bank as a Commercial Appraisal Reviewer in Lansing, Michigan where you will be at the forefront of property valuation in the banking industry. This role offers the unique opportunity to engage in detailed analysis, honing your problem-solving skills while delivering exceptional customer-centric solutions. You will work with a collaborative team that emphasizes innovation and excellence, providing you with the chance to contribute to impactful projects that shape the future of banking. You will be given great benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Health Savings Account, Flexible Spending Account, Competitive Salary, Paid Time Off, and Employee Discounts. Take advantage of the professional development opportunities that come with working in a high-performance environment, where your contributions are recognized, fostering a culture of inclusivity and integrity.

If you are ready to elevate your career and make a meaningful difference, this position is the perfect fit for you.

A little about us

Mercantile Bank was founded by entrepreneurs who believed building strong relationships and communities is accomplished through collaboration and innovation. It's more than being a financial institution, it's being a trusted ally and community partner. As Michigan's largest community bank, our roots are deeply embedded in the diverse communities we serve. Our commitment to our customers and community is at the core of all we do. As an employee of Mercantile Bank, you will receive competitive compensation, bonus opportunities, and best-in-class benefit options. With a minimum of 3 weeks' vacation, sick time, 11 paid holidays, generous 401k match of 5%, company paid life insurance, tuition reimbursement, IVF and adoption assistance, zero-interest loans for fitness equipment and business attire, discounted bank services, employee stock purchase plan, 529 savings plans, health savings accounts, flexible spending accounts, legal protection, exceptional training and development opportunities, and encouragement to connect with community through volunteer opportunities.

Your role as a Commercial Appraisal Reviewer

Mercantile Bank is seeking a detail-oriented professional to support our commercial lending operations through real estate valuation oversight. As a Commercial Appraisal Reviewer, you will collaborate closely with commercial lending staff to fully understand property and transaction details while ensuring accuracy and regulatory compliance. Key responsibilities include managing the selection and engagement of qualified real estate appraisers, conducting thorough appraisal reviews, and maintaining adherence to internal and regulatory appraisal standards. This position also performs internal real estate evaluations by providing comprehensive market research of comparable sale and lease transactions.

Your standard schedule will be Monday to Friday, 8 AM to 5 PM, with in-office work at either our East Lansing office in Michigan. After your first 90 days, you will enjoy the flexibility of remote work on Tuesdays and Thursdays, allowing you to maximize your productivity while maintaining a balanced approach to your professional life. You will be supported by a knowledgeable team, helping you adapt to your role effectively.

Are you a good fit for this Commercial appraisal Reviewer job?

To excel as a Commercial Appraisal Reviewer at Mercantile Bank, you will need a strong set of analytical and research skills, enabling you to interpret complex data and draw meaningful conclusions about property valuations. Effective communication skills are essential, as you will be required to present your findings and collaborate with colleagues and clients. A keen attention to detail will help ensure the accuracy and integrity of your appraisal reviews. Critical thinking and problem-solving abilities are also crucial, as you'll need to assess various factors impacting property values and develop innovative solutions to address challenges.

Familiarity with financial concepts and a passion for the banking industry will further bolster your success in this role. We are looking for someone who has 3 or more years of job-related commercial real estate appraisal experience and preferably a Certified General Appraiser License. Lastly, adaptability and a willingness to learn will be instrumental as you navigate a dynamic work environment focused on excellence and customer-centricity.

Make your move

If this sounds like the right job for you, don't wait - apply today to join our team. We look forward to hearing from you!


Job Posted by ApplicantPro