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Insurance Appraiser Jobs in Michigan (NOW HIRING)

Grand Blanc Township

Assessing Appraiser

Grand Blanc, MI · On-site

$24.85 - $32.92/hr

The Township offers an excellent fringe benefit package, including a DC plan, medical, vision, dental, short/long term disability, life insurance, and PTO. SALARY RANGE: Appraiser I $51,696 - $54,861 ...

True Footage

Certified Residential Appraiser

Flint, MI · On-site

$91K - $113K/yr

Paid tools and subscriptions (software, MLS/Supra dues, E&O insurance, license renewals, and CE ... Field appraisers work outdoors at construction and remote sites in all seasons and weather ...

True Footage

Certified Residential Appraiser

Flint, MI · On-site

$91K - $113K/yr

Paid tools and subscriptions (software, MLS/Supra dues, E&O insurance, license renewals, and CE ... Field appraisers work outdoors at construction and remote sites in all seasons and weather ...

Class Valuation

MI

$70K - $160K/yr

Join Class Valuation as a Staff Appraiser - Transform the Industry with Us! Seeking Certified ... Eligibility for health, dental, vision, pet, and life insurance for you and your dependents.

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All JobsInsurance Appraiser JobsInsurance Appraiser Jobs in Michigan

Insurance Appraiser information

See Michigan salary details

$34.4K

$43.6K

$51K

How much do insurance appraiser jobs pay per year?

As of Jun 24, 2026, the average yearly pay for insurance appraiser in Michigan is $43,579.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,200.00 and $47,900.00 per year, depending on experience, location, and employer.

What does it take to be an insurance appraiser?

To become an insurance appraiser, candidates typically need a high school diploma or equivalent, relevant work experience in insurance or auto repair, and knowledge of valuation methods. Many states require licensing or certification, such as the Certified Insurance Appraiser designation, and strong analytical skills are essential for assessing damages accurately.

How hard is the appraiser test?

The insurance appraiser test typically involves passing a licensing exam that covers insurance policies, claims adjusting, and relevant state laws. The difficulty varies depending on prior knowledge and study preparation, but thorough review and understanding of industry standards are essential for success.

Are appraisers in demand right now?

Insurance appraisers are currently in demand due to the ongoing need for property and vehicle damage assessments, especially as insurance claims increase after natural disasters and accidents. The profession requires strong analytical skills, attention to detail, and often state licensing or certification, which can influence job availability. Overall, employment prospects for insurance appraisers remain stable and are expected to grow with the insurance industry.

What are the key skills and qualifications needed to thrive as an Insurance Appraiser, and why are they important?

To thrive as an Insurance Appraiser, you need expertise in property or automotive damage assessment, a solid understanding of insurance policies, and typically a relevant bachelor's degree or equivalent experience. Familiarity with estimating software like CCC One, Audatex, or Mitchell, as well as state-specific appraiser licensing or certification, is often required. Strong analytical thinking, negotiation skills, and attention to detail help you deliver accurate, fair appraisals and communicate findings clearly. These skills are crucial for minimizing claim errors, ensuring customer satisfaction, and supporting the integrity of the claims process.

What is the difference between Insurance Appraiser vs Claims Adjuster?

AspectInsurance AppraiserClaims Adjuster
CredentialsInsurance licenses, certifications in appraisal or valuationInsurance licenses, claims handling certifications
Work EnvironmentIndependent evaluations, field inspections, office workField inspections, office assessments, customer interactions
Employer & IndustryInsurance companies, independent appraisal firmsInsurance companies, third-party claims services
Search & Comparison IntentUnderstanding valuation roles, appraisal processesClaims processing, settlement procedures

Insurance Appraisers focus on evaluating property damage and determining repair or replacement costs, often working independently or with appraisal firms. Claims Adjusters handle the overall claims process, investigating damages, negotiating settlements, and working directly with policyholders. While both roles require insurance licenses and involve damage assessment, their primary responsibilities and work environments differ.

What does an Insurance Appraiser do?

An Insurance Appraiser evaluates the value of damaged property, vehicles, or other insured items to determine the amount an insurance company should pay for a claim. They inspect the damaged property, review police or incident reports, consult with repair shops or contractors, and use specialized software to estimate repair or replacement costs. Insurance Appraisers play a key role in ensuring that claims are settled fairly and accurately according to the policy terms.

How do Insurance Appraisers typically interact with clients, repair shops, and insurance adjusters during the claims process?

Insurance Appraisers work closely with clients, repair shops, and insurance adjusters to assess vehicle or property damage and determine appropriate claim values. Daily responsibilities often involve inspecting damaged items, documenting findings, and communicating estimates to both clients and repair professionals. Effective collaboration ensures that repairs are accurate and costs are reasonable, while also addressing any questions or concerns from policyholders. Building strong relationships and maintaining clear, professional communication are key to resolving claims efficiently and fairly.

Will AI replace appraisers?

Insurance appraisers evaluate damage and determine claim settlements, and AI technology is increasingly used to assist with data analysis and damage assessment. While AI can automate certain tasks, the role of an appraiser requires judgment, inspection skills, and industry knowledge that are difficult to fully replicate with AI alone. Therefore, AI is more likely to augment rather than replace insurance appraisers entirely.

What Does an Insurance Appraiser Do?

An insurance appraiser assesses the value of an item to estimate the amount of appropriate coverage. Many individuals work in the auto insurance industry where they inspect a vehicle after an accident to determine the extent of the damage. In this career, you also confirm if a policy covers the costs of the claims. Your other responsibilities differ with the type of insurer. The work is full-time with much of it spent on-site or at automotive repair shops. Evening and weekend hours are commonplace. License requirements vary with the state. Staying current with the technology is imperative for accurate estimates no matter the field in which you work.

More about Insurance Appraiser jobs
What are popular job titles related to Insurance Appraiser jobs in Michigan? For Insurance Appraiser jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Insurance Appraiser jobs in Michigan look for? The top searched job categories for Insurance Appraiser jobs in Michigan are:
What are popular job titles related to Insurance Appraiser jobs in MI? For Insurance Appraiser jobs in MI, the most frequently searched job titles are:
Insurance Appraiser jobs near you
Infographic showing various Insurance Appraiser job openings in Michigan as of June 2026, with employment types broken down into 100% Full Time. Highlights an 90% In-person, and 10% Remote job distribution, with an average salary of $43,579 per year, or $21 per hour.
Residential High Value Insurance Appraiser - Traverse City, MI

Residential High Value Insurance Appraiser - Traverse City, MI

exl

Traverse City, MI

Other

Posted 12 days ago

ExlService Holdings rating

8.3

Company rating: 8.3 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

60th of 429 rated business services

Job description

The Company

Commercial and personal line insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control services to support our clients’ underwriting processes. EXL delivers industry-leading professionalism, quality and turn-around time, and our innovative solutions help our clients keep ahead of the competition. Castle High Value is the premier provider of high value residential insurance surveys to the insurance industry
nationwide. https://www.exlservice.com/industries/insurance/castle-high-value

The Position

Castle High Value is looking for self-directed independent contractors to work from their own home or office and service physical survey/inspection assignments in Northern, MI including assignments in the Traverse City, Petosky and Harbor Springs area within a territory of approximately 100 miles of Traverse City. Due to the travel requirements of this position additional compensation is being offered to compensate for travel time and distance to inspection assignments.

Experience in real estate, insurance, inspection, construction or appraising experience is a plus, but all interested candidates are encouraged to submit their qualifications. A 15 hour online training course can get you certified. Fees are negotiable depending on experience and the unique aspects of selected jobs.

You will be responsible to schedule and conduct both site-based and virtual High Value Home property surveys that will be used for homeowners’ insurance purposes. This involves coordinating and completing surveys within your own schedule, managing work assignments you accept, and solid computer skills as all reports are web-based and completed online.

If you are looking for flexibility, the ability to work independently, and have an interest in real estate, construction, or interior design, then this might be the right opportunity for you.

More on the Job Responsibilities

Primary Requirements:

  • Professionally interact over the phone, via email, and in-person
    with homeowners and insurance agents
  • Conduct on-site and/or virtual property surveys on high value
    homes as per customer specific guidelines and procedures
  • Identify and document the construction materials/characteristics
    and unique features of the home
  • Obtain measurements of the home and other structures on the
    property
  • Generate an estimated replacement value of the home, and identify
    major hazards
  • Communicate the information gathered during on-site inspection in
    the provided web-based client requested forms accessed through the Castle
    website

Tools or Items You Must Provide:

  • Digital camera
  • Windows based computer (not a Mac)
  • High speed internet access
  • Reliable vehicle
  • Measuring device such as: laser, 100 ft. tape, or measuring wheel
  • Auto and General Liability Insurance

Apply