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Damage Appraiser Jobs in Michigan (NOW HIRING)

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Damage Appraiser information

See Michigan salary details

$9.6K

$61.7K

$80.6K

How much do damage appraiser jobs pay per year?

As of Sep 5, 2026, the average yearly pay for damage appraiser in Michigan is $61,681.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,900.00 and $61,900.00 per year, depending on experience, location, and employer.

What is a damage appraiser?

As a damage appraiser, you assess vehicle damage for applicants who are making insurance claims. After the appraisal process, you estimate the cost of the work needed to repair the vehicle to its pre-damage condition. Your job duties may also include determining whether it would be more cost-effective to pay off the value of the damaged vehicle rather than paying for body shop repairs. Other responsibilities include performing administrative work, such as filing and processing forms with the insurance provider and client.

What skills and qualifications are needed to thrive as a damage appraiser?

To thrive as a Damage Appraiser, you need expertise in vehicle repair processes, attention to detail, and typically a high school diploma or relevant certification in automotive estimation. Familiarity with estimating software like CCC ONE or Audatex, as well as knowledge of insurance industry standards, is essential. Strong communication, negotiation skills, and customer service abilities help build trust and resolve claims efficiently. These skills ensure accurate assessments, fair settlements, and customer satisfaction in a fast-paced environment.

How does a damage appraiser typically collaborate with insurance adjusters and repair technicians during the claims process?

Damage Appraisers work closely with both insurance adjusters and repair technicians to accurately assess the extent of damage to vehicles or property. They often conduct on-site inspections, document findings, and prepare detailed reports with repair estimates. Effective communication is crucial, as appraisers must clarify their assessments to adjusters and sometimes negotiate with repair shops to ensure recommended repairs are feasible and in line with policy guidelines. This collaborative effort ensures that claims are processed efficiently and fairly for all parties involved.

What is the difference between Damage Appraiser vs Insurance Adjuster?

AspectDamage AppraiserInsurance Adjuster
CertificationsOften requires state-specific licenses or certificationsRequires adjuster licenses, such as state licensing or certifications like AIC
Work EnvironmentPrimarily in the field inspecting damaged property or vehiclesField and office work, assessing claims and negotiating with clients
Industry UsageCommonly employed by insurance companies, repair shops, or independent firmsEmployed by insurance companies, public adjusting firms, or as independent adjusters

Damage Appraisers and Insurance Adjusters both evaluate property damage, often requiring similar certifications and working within the insurance industry. Damage Appraisers typically focus on inspecting and estimating repair costs for damaged property or vehicles, often working in the field. Insurance Adjusters assess claims, negotiate settlements, and may work both in the field and office. While their roles overlap, Damage Appraisers concentrate more on damage estimation, whereas Adjusters handle broader claim management.

Are damage appraisers in demand right now?

Damage appraisers are in steady demand due to ongoing needs in insurance claims, property assessments, and disaster response. The role often requires knowledge of estimating software and industry certifications, and employment opportunities are influenced by the frequency of insurance claims and natural disasters.

What are popular job titles related to Damage Appraiser jobs in Michigan?

For Damage Appraiser jobs in Michigan, the most frequently searched job titles are:

What are popular job titles related to Damage Appraiser jobs in MI?

For Damage Appraiser jobs in MI, the most frequently searched job titles are:

Infographic showing various Damage Appraiser job openings in Michigan as of August 2026, with employment types broken down into 83% Full Time, 12% Part Time, 3% Contract, and 2% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $61,681 per year, or $29.7 per hour.

Physical Damage Appraiser

Auto-Owners Insurance

Lapeer, MI • On-site

$60 - $80/hr

Other

Retirement, PTO

This job post has expired 1 day ago. Applications are no longer accepted.


Auto-Owners Insurance rating

9.2

Company rating: 9.2 out of 10

Based on 35 frontline employees who took The Breakroom Quiz

23rd of 315 rated insurance


Job description

Job Overview

Auto-Owners Insurance, a top-rated carrier, is seeking an experienced and motivated Claims professional to join our team. The position involves inspecting damaged automobiles, assessing repair costs, negotiating repair cost agreements, and evaluating practicality of repairs and settlement options. The candidate will maintain an understanding of automobile construction and repair techniques, assure compliance with statutory requirements, communicate with claim associates, agents, and insured repair facilities, and may attend arbitrations, mediations, depositions, or trials.

Responsibilities
  • Inspect damaged automobiles and develop information regarding repair costs.
  • Negotiate repair cost agreements and evaluate practicality of repair and options for settlement.
  • Maintain knowledge of current automobile construction and repair techniques and assure compliance with statutory requirements.
  • Communicate with claim associates, agents, insured repair facilities, and vehicle owners regarding inspections and conclusions, and participate in negotiations and problem resolution.
  • Attend arbitrations, mediations, depositions, or trials as necessary.
  • Handle investigations by phone, mail, and on-site investigations.
  • Travel as needed and be temporarily reassigned for catastrophe duty upon request.
Desired Skills & Experience
  • Bachelor’s degree or equivalent experience.
  • A minimum of 3 years working as a physical damage appraiser.
  • Knowledge of CCC One software is preferred but not required.
  • Above‑average written and verbal communication skills.
  • Ability to resolve complex issues.
  • Organize and interpret data.Handle multiple assignments simultaneously.
  • Possession of a valid driver’s license.
Benefits
  • Competitive base salary.
  • Matched 401(k).
  • Fully‑funded pension plan (once vested).
  • Bonus programs.
  • Generous paid time off including holidays, vacation days, personal time, and sick leave.
  • Structured training program and employee mentoring.
  • Friendly work environment.
Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

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