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Damage Appraiser Jobs in Michigan (NOW HIRING)

State Farm

Claims Appraiser - Auto Estimatics

Algonac, MI · On-site

$69K - $91K/yr

Evaluating bid content and photo documentation, vehicle damage, and causation issues * Answering ... Motor Vehicle Physical Damage Appraiser License * CCC One and/or Mitchell knowledge * I-CAR ...

State Farm

Claims Appraiser - Auto Estimatics

Algonac, MI · On-site

$69K - $91K/yr

Evaluating bid content and photo documentation, vehicle damage, and causation issues * Answering ... Motor Vehicle Physical Damage Appraiser License * CCC One and/or Mitchell knowledge * I-CAR ...

USAA

$63K - $121K/yr

Reviews facts of loss and vehicle damage to determine if subrogation opportunities exist and ... appraisal process and procedures. * Advanced working knowledge of estimating losses using CCC or ...

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All JobsDamage Appraiser JobsDamage Appraiser Jobs in Michigan

Damage Appraiser information

See Michigan salary details

$9.6K

$61.7K

$80.6K

How much do damage appraiser jobs pay per year?

As of Sep 5, 2026, the average yearly pay for damage appraiser in Michigan is $61,681.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,900.00 and $61,900.00 per year, depending on experience, location, and employer.

What is a damage appraiser?

As a damage appraiser, you assess vehicle damage for applicants who are making insurance claims. After the appraisal process, you estimate the cost of the work needed to repair the vehicle to its pre-damage condition. Your job duties may also include determining whether it would be more cost-effective to pay off the value of the damaged vehicle rather than paying for body shop repairs. Other responsibilities include performing administrative work, such as filing and processing forms with the insurance provider and client.

What skills and qualifications are needed to thrive as a damage appraiser?

To thrive as a Damage Appraiser, you need expertise in vehicle repair processes, attention to detail, and typically a high school diploma or relevant certification in automotive estimation. Familiarity with estimating software like CCC ONE or Audatex, as well as knowledge of insurance industry standards, is essential. Strong communication, negotiation skills, and customer service abilities help build trust and resolve claims efficiently. These skills ensure accurate assessments, fair settlements, and customer satisfaction in a fast-paced environment.

How does a damage appraiser typically collaborate with insurance adjusters and repair technicians during the claims process?

Damage Appraisers work closely with both insurance adjusters and repair technicians to accurately assess the extent of damage to vehicles or property. They often conduct on-site inspections, document findings, and prepare detailed reports with repair estimates. Effective communication is crucial, as appraisers must clarify their assessments to adjusters and sometimes negotiate with repair shops to ensure recommended repairs are feasible and in line with policy guidelines. This collaborative effort ensures that claims are processed efficiently and fairly for all parties involved.

What is the difference between Damage Appraiser vs Insurance Adjuster?

AspectDamage AppraiserInsurance Adjuster
CertificationsOften requires state-specific licenses or certificationsRequires adjuster licenses, such as state licensing or certifications like AIC
Work EnvironmentPrimarily in the field inspecting damaged property or vehiclesField and office work, assessing claims and negotiating with clients
Industry UsageCommonly employed by insurance companies, repair shops, or independent firmsEmployed by insurance companies, public adjusting firms, or as independent adjusters

Damage Appraisers and Insurance Adjusters both evaluate property damage, often requiring similar certifications and working within the insurance industry. Damage Appraisers typically focus on inspecting and estimating repair costs for damaged property or vehicles, often working in the field. Insurance Adjusters assess claims, negotiate settlements, and may work both in the field and office. While their roles overlap, Damage Appraisers concentrate more on damage estimation, whereas Adjusters handle broader claim management.

Are damage appraisers in demand right now?

Damage appraisers are in steady demand due to ongoing needs in insurance claims, property assessments, and disaster response. The role often requires knowledge of estimating software and industry certifications, and employment opportunities are influenced by the frequency of insurance claims and natural disasters.
More about Damage Appraiser jobs

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The top searched job categories for Damage Appraiser jobs in Michigan are:

What are popular job titles related to Damage Appraiser jobs in MI?

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Damage Appraiser jobs near you
Infographic showing various Damage Appraiser job openings in Michigan as of August 2026, with employment types broken down into 83% Full Time, 12% Part Time, 3% Contract, and 2% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $61,681 per year, or $29.7 per hour.

Inside Physical Damage Appraiser

Auto Owners Insurance Company

Lapeer, MI • On-site

Full-time

Retirement, PTO

Re-posted 4 days ago

Key responsibilities

  • Inspect damaged automobiles, develop information regarding repair costs, negotiate repair cost agreements, and evaluate practicality of repair and options for settlement of claims.

  • Communicate with claim associates, agents, insured's repair facilities, and others regarding inspections and conclusions, and participate in negotiations and follow-up on claims.

  • Handle investigations by phone, mail, and on-site investigations, and attend arbitrations, mediations, depositions, or trials as necessary.

Auto-Owners Insurance rating

9.2

Company rating: 9.2 out of 10

Based on 35 frontline employees who took The Breakroom Quiz

23rd of 315 rated insurance

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, this specific role could have the flexibility to work from home up to 3 days per week.

Auto-Owners Insurance, a top-rated insurance carrier, is seeking an experienced and motivated Claims professional to join our team. The position requires the following, but is not limited to:

  • Inspect damaged automobiles, develop information regarding repair costs, negotiate repair cost agreements, and evaluate practicality of repair and options for settlement of claims.
  • Maintains an understanding of current automobile construction and repair techniques, assuring compliance with statutory requirements including but not limited to appropriate use of after-market parts, and repairs to automobiles with concern for safety and industry standards.
  • Communicate with claim associates, agents, insured's repair facilities and others regarding inspections and conclusions; develop and participate in required communication to vehicle owner regarding repairs, participate as necessary in negotiations, follow-up and problem resolution on claims.
  • Works towards the resolution of claims, and may attend arbitrations, mediations, depositions, or trials as necessary.
  • Handle investigations by phone, mail and on-site investigations.
  • Willing to travel and be temporarily reassigned for catastrophe duty upon request.

Desired Skills & Experience

  • Bachelor's degree or equivalent experience
  • A minimum of 3 years working as a physical damage appraiser .
  • Knowledge of CCC software is preferred but not required
  • Above average communication skills (written and verbal)
  • Ability to resolve complex issues
  • Organize and interpret data
  • Ability to handle multiple assignments
  • Possess a valid driver's license

Benefits

Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.

#LI-DNP #LI-Onsite

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