ZipRecruiter

Log In

1

Auto Subrogation Jobs in Michigan (NOW HIRING)

USAA

Sr. TLE Auto Appraiser

Flint, MI · On-site +1

$63K - $121K/yr

The Opportunity As a Sr. TLE Auto Appraiser, within defined guidelines and framework, will be ... Reviews facts of loss and vehicle damage to determine if subrogation opportunities exist and ...

New

USAA

Sr. TLE Auto Appraiser

Saginaw, MI · On-site +1

$63K - $121K/yr

The Opportunity As a Sr. TLE Auto Appraiser, within defined guidelines and framework, will be ... Reviews facts of loss and vehicle damage to determine if subrogation opportunities exist and ...

New

USAA

Sr. TLE Auto Appraiser

Jackson, MI · On-site +1

$63K - $121K/yr

The Opportunity As a Sr. TLE Auto Appraiser, within defined guidelines and framework, will be ... Reviews facts of loss and vehicle damage to determine if subrogation opportunities exist and ...

New

USAA

Sr. TLE Auto Appraiser

Lansing, MI · On-site +1

$63K - $121K/yr

The Opportunity As a Sr. TLE Auto Appraiser, within defined guidelines and framework, will be ... Reviews facts of loss and vehicle damage to determine if subrogation opportunities exist and ...

New

USAA

Sr. TLE Auto Appraiser

Weston, MI · On-site +1

$63K - $121K/yr

The Opportunity As a Sr. TLE Auto Appraiser, within defined guidelines and framework, will be ... Reviews facts of loss and vehicle damage to determine if subrogation opportunities exist and ...

New

USAA

Sr. TLE Auto Appraiser

Detroit, MI · On-site +1

$63K - $121K/yr

The Opportunity As a Sr. TLE Auto Appraiser, within defined guidelines and framework, will be ... Reviews facts of loss and vehicle damage to determine if subrogation opportunities exist and ...

New

USAA

Sr. TLE Auto Appraiser

Kalamazoo, MI · On-site +1

$63K - $121K/yr

The Opportunity As a Sr. TLE Auto Appraiser, within defined guidelines and framework, will be ... Reviews facts of loss and vehicle damage to determine if subrogation opportunities exist and ...

New

USAA

Sr. TLE Auto Appraiser

Ann Arbor, MI · On-site +1

$63K - $121K/yr

The Opportunity As a Sr. TLE Auto Appraiser, within defined guidelines and framework, will be ... Reviews facts of loss and vehicle damage to determine if subrogation opportunities exist and ...

New

USAA

Sr. TLE Auto Appraiser

Monroe, MI · On-site +1

$63K - $121K/yr

The Opportunity As a Sr. TLE Auto Appraiser, within defined guidelines and framework, will be ... Reviews facts of loss and vehicle damage to determine if subrogation opportunities exist and ...

New

USAA

Sr. TLE Auto Appraiser

Bay City, MI · On-site +1

$63K - $121K/yr

The Opportunity As a Sr. TLE Auto Appraiser, within defined guidelines and framework, will be ... Reviews facts of loss and vehicle damage to determine if subrogation opportunities exist and ...

New

USAA

Sr. TLE Auto Appraiser

Grand Rapids, MI · On-site +1

$63K - $121K/yr

The Opportunity As a Sr. TLE Auto Appraiser, within defined guidelines and framework, will be ... Reviews facts of loss and vehicle damage to determine if subrogation opportunities exist and ...

New

USAA

Sr. TLE Auto Appraiser

Detroit, MI · On-site

$63K - $121K/yr

The Opportunity As a Sr. TLE Auto Appraiser, within defined guidelines and framework, will be ... Reviews facts of loss and vehicle damage to determine if subrogation opportunities exist and ...

USAA

Sr. TLE Auto Appraiser

Midland, MI · On-site +1

$63K - $121K/yr

The Opportunity As a Sr. TLE Auto Appraiser, within defined guidelines and framework, will be ... Reviews facts of loss and vehicle damage to determine if subrogation opportunities exist and ...

New

USAA

Sr. TLE Auto Appraiser

Battle Creek, MI · On-site +1

$63K - $121K/yr

The Opportunity As a Sr. TLE Auto Appraiser, within defined guidelines and framework, will be ... Reviews facts of loss and vehicle damage to determine if subrogation opportunities exist and ...

New

USAA

Sr. TLE Auto Appraiser

Muskegon, MI · On-site +1

$63K - $121K/yr

The Opportunity As a Sr. TLE Auto Appraiser, within defined guidelines and framework, will be ... Reviews facts of loss and vehicle damage to determine if subrogation opportunities exist and ...

New

USAA

$63K - $121K/yr

The Opportunity As a Sr. TLE Auto Appraiser, within defined guidelines and framework, will be ... Reviews facts of loss and vehicle damage to determine if subrogation opportunities exist and ...

New

next page

Showing results 1-20

All JobsAuto Subrogation JobsAuto Subrogation Jobs in Michigan

Auto Subrogation information

See Michigan salary details

$34K

$59.3K

$86.7K

How much do auto subrogation jobs pay per year?

As of Aug 4, 2026, the average yearly pay for auto subrogation in Michigan is $59,250.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,700.00 and $66,200.00 per year, depending on experience, location, and employer.

What is auto subrogation?

Auto subrogation is a process used by insurance companies to recover costs they have paid out on a claim from the party responsible for the loss. For example, if you are in a car accident and your insurer pays for your damages, your insurer may then pursue the at-fault driver's insurance to recoup those costs. This helps keep your insurance premiums lower since your insurer is able to recover their payout. Subrogation can also affect your deductible; if your insurer is successful, you may get your deductible reimbursed. The process is typically handled behind the scenes by your insurance company.

What is the difference between Auto Subrogation vs Auto Claims Adjuster?

AspectAuto SubrogationAuto Claims Adjuster
Primary RoleRecovering costs from third parties after an insurance payoutAssessing and settling auto insurance claims
Required CredentialsInsurance knowledge, claims processing experienceInsurance licensing, claims handling certification
Work EnvironmentInsurance companies, legal settingsInsurance companies, repair shops, field work
Industry UsageLegal and claims recovery processesClaims evaluation and customer service

Auto Subrogation focuses on recovering costs from third parties after claims are paid, while Auto Claims Adjusters evaluate and settle claims directly with policyholders. Both roles require insurance knowledge and often work within the same industry, but their core functions differ significantly.

What are the key skills and qualifications needed to thrive as an auto subrogation specialist, and why are they important?

To thrive as an Auto Subrogation Specialist, you need a strong understanding of insurance claims, investigative techniques, and knowledge of legal liability, usually backed by experience in insurance or a related field. Familiarity with claims management software, Microsoft Office Suite, and sometimes industry certifications like Associate in Claims (AIC) are commonly required. Attention to detail, negotiation skills, and effective communication are vital soft skills that help in recovering funds and resolving disputes. These abilities ensure accurate claim handling, successful recoveries, and positive client relationships in a complex, detail-oriented field.

What are some of the most common challenges faced by professionals in auto subrogation roles, and how can they be managed?

Auto subrogation professionals often encounter challenges such as gathering accurate information from multiple parties, navigating complex insurance policies, and negotiating settlements with other insurers or at-fault parties. Effective communication and attention to detail are essential to ensure all documentation is complete and deadlines are met. Building strong relationships with adjusters, legal teams, and external partners helps streamline the recovery process and overcome obstacles. Staying organized and continuously updating knowledge of industry regulations can also alleviate common difficulties in this role.
What are popular job titles related to Auto Subrogation jobs in Michigan? For Auto Subrogation jobs in Michigan, the most frequently searched job titles are:
What job categories do people searching Auto Subrogation jobs in Michigan look for? The top searched job categories for Auto Subrogation jobs in Michigan are:
What cities in Michigan are hiring for Auto Subrogation jobs? Cities in Michigan with the most Auto Subrogation job openings:
Auto Subrogation jobs near you
Infographic showing various Auto Subrogation job openings in Michigan as of July 2026, with employment types broken down into 94% Full Time, and 6% Part Time. Highlights an 64% In-person, 4% Hybrid, and 32% Remote job distribution, with an average salary of $59,250 per year, or $28.5 per hour.

Senior Claims Examiner - Home Office Motor Carrier and Auto Liability

Auto-Owners Insurance

Lansing, MI • On-site, Remote

Full-time

Retirement, PTO

Re-posted 27 days ago

Auto-Owners Insurance rating

9.2

Company rating: 9.2 out of 10

Based on 35 frontline employees who took The Breakroom Quiz

22nd of 301 rated insurance

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.
Job Description
We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, this specific role could have the flexibility to work from home up to 3 days per week.
Auto-Owners Insurance, a top-rated insurance carrier, is seeking an experienced and motivated claims professional to join our team. The position requires the following, but is not limited to:
  • Review and monitor open claims files.
  • Provide assistance with coverage, liability and damage determinations.
  • Review closed files provide feedback to claim handlers.
  • Review open and closed files to ensure adherence to claim handling guidelines and state's Fair Claims Practices.
  • Assist associates in identifying claims with subrogation potential.
  • Manage the arbitration process for subrogation files.
  • Assist in developing and presenting educational material to claim associates in classroom and remote settings.
  • Work effectively with associate and customers at all levels.

Desired Skills & Experience
  • Bachelor's degree or equivalent experience
  • Minimum of 2 years claims handling experience
  • Prior auto bodily injury claims experience
  • Above-average communication skills (written and verbal)
  • Ability to resolve complex issues
  • Organize and interpret data
  • Ability to handle multiple assignments
  • Possess a valid driver's license

Benefits
Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!
Equal Employment Opportunity
Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.
*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.
#LI-AT1 #LI-Hybrid

What Auto-Owners Insurance employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply