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Auto Subrogation Jobs in Detroit, MI (NOW HIRING)

Sr. TLE Auto Appraiser

Detroit, MI ยท On-site

$63K - $121K/yr

The Opportunity As a Sr. TLE Auto Appraiser, within defined guidelines and framework, will be ... Reviews facts of loss and vehicle damage to determine if subrogation opportunities exist and ...

Processes auto property damage and lower level injury claims; assesses damage, makes payments, and ... Identifies and pursues subrogation opportunities; secures and disposes of salvage. * Communicates ...

The Opportunity As a Sr. Auto Appraiser - Field, within defined guidelines and framework, will be ... Reviews facts of loss and vehicle damage to determine if subrogation opportunities exist and ...

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Auto Subrogation information

See Detroit, MI salary details

$38.6K

$67.3K

$98.5K

How much do auto subrogation jobs pay per year?

As of Sep 3, 2026, the average yearly pay for auto subrogation in Detroit, MI is $67,297.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,400.00 and $75,200.00 per year, depending on experience, location, and employer.

What is auto subrogation?

Auto subrogation is a process used by insurance companies to recover costs they have paid out on a claim from the party responsible for the loss. For example, if you are in a car accident and your insurer pays for your damages, your insurer may then pursue the at-fault driver's insurance to recoup those costs. This helps keep your insurance premiums lower since your insurer is able to recover their payout. Subrogation can also affect your deductible; if your insurer is successful, you may get your deductible reimbursed. The process is typically handled behind the scenes by your insurance company.

What are the key skills and qualifications needed to thrive as an auto subrogation specialist, and why are they important?

To thrive as an Auto Subrogation Specialist, you need a strong understanding of insurance claims, investigative techniques, and knowledge of legal liability, usually backed by experience in insurance or a related field. Familiarity with claims management software, Microsoft Office Suite, and sometimes industry certifications like Associate in Claims (AIC) are commonly required. Attention to detail, negotiation skills, and effective communication are vital soft skills that help in recovering funds and resolving disputes. These abilities ensure accurate claim handling, successful recoveries, and positive client relationships in a complex, detail-oriented field.

What are some of the most common challenges faced by professionals in auto subrogation roles, and how can they be managed?

Auto subrogation professionals often encounter challenges such as gathering accurate information from multiple parties, navigating complex insurance policies, and negotiating settlements with other insurers or at-fault parties. Effective communication and attention to detail are essential to ensure all documentation is complete and deadlines are met. Building strong relationships with adjusters, legal teams, and external partners helps streamline the recovery process and overcome obstacles. Staying organized and continuously updating knowledge of industry regulations can also alleviate common difficulties in this role.

What is the difference between Auto Subrogation vs Auto Claims Adjuster?

AspectAuto SubrogationAuto Claims Adjuster
Primary RoleRecovering costs from third parties after an insurance payoutAssessing and settling auto insurance claims
Required CredentialsInsurance knowledge, claims processing experienceInsurance licensing, claims handling certification
Work EnvironmentInsurance companies, legal settingsInsurance companies, repair shops, field work
Industry UsageLegal and claims recovery processesClaims evaluation and customer service

Auto Subrogation focuses on recovering costs from third parties after claims are paid, while Auto Claims Adjusters evaluate and settle claims directly with policyholders. Both roles require insurance knowledge and often work within the same industry, but their core functions differ significantly.

What cities near Detroit, MI are hiring for Auto Subrogation jobs?

Cities near Detroit, MI with the most Auto Subrogation job openings:

Infographic showing various Auto Subrogation job openings in Detroit, MI as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 23% Part Time, and 4% Contract. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $67,297 per year, or $32.4 per hour.

Workers' Compensation Subrogation Specialist

Calculated Hire

Detroit, MI โ€ข On-site

$21.25 - $29.25/hr

Other

Posted 18 days ago


Job description

Workersโ€™ Compensation Subrogation Specialist

Remote

Full Time


Position Summary

We are seeking an experienced Workersโ€™ Compensation Subrogation Specialist to manage the full subrogation lifecycleโ€”from investigation through negotiation and settlement. This role focuses on identifying recovery opportunities, maximizing outcomes, and resolving moderately to highly complex workersโ€™ compensation claims.


Key Responsibilities

  • Manage the end-to-end subrogation process using proprietary claims systems and electronic documentation
  • Identify claims with subrogation potential and place adverse carriers on notice
  • Negotiate settlements, including percentage-based liability when appropriate
  • Evaluate claims for arbitration, litigation, or collections and prepare files accordingly
  • Maintain detailed documentation, diaries, and subrogation analyses in compliance with state statutes and negligence laws
  • Communicate professionally with carriers, attorneys, law enforcement, insureds, and internal partners
  • Consistently meet or exceed performance goals related to recovery, quality, and timeliness


Required Knowledge & Skills

  • Strong understanding of workersโ€™ compensation subrogation, including auto accidents, product liability, and job-related injuries
  • Working knowledge of medical terminology, treatment timelines, and wage-related payments
  • Ability to stay current on relevant case law, statutes, and industry trends
  • Excellent phone presence, negotiation skills, and conflict management abilities
  • Strong attention to detail with the ability to manage multiple priorities


Qualifications

  • 5+ years of workersโ€™ compensation claims and subrogation experience, including inter-company arbitration filings
  • High School Diploma required; college degree preferred
  • CSRP (Certified Subrogation Recovery Professional) designation preferred
  • Typing speed of 45+ WPM
  • Proficiency in Outlook, Word, Excel, and claims management systems
  • Basic accounting knowledge
  • Spanish speaking ability is a plus