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Insurance Agent Jobs in Albany, NY (NOW HIRING)

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Insurance Agent information

See Albany, NY salary details

$24.8K

$64.6K

$120.6K

How much do insurance agent jobs pay per year?

As of May 28, 2026, the average yearly pay for insurance agent in Albany, NY is $64,558.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,200.00 and $76,400.00 per year, depending on experience, location, and employer.

What Does an Insurance Agent Do?

Insurance agents contact potential customers to sell car, home, travel, medical, or life insurance policies. Insurance agents inform customers of policy terms and work directly with customers to renew, change, or transfer policies. Also, insurance agents gather and analyze customer information then use this to identify the most appropriate policies. Insurance agents provide customer service, conduct research about customer needs, and deliver presentations about policy options.

What are the key skills and qualifications needed to thrive as an Insurance Agent, and why are they important?

To thrive as an Insurance Agent, you need a solid understanding of insurance products, sales techniques, and relevant regulations, often supported by a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required. Strong interpersonal skills, active listening, and persuasive communication help agents build trust and effectively address client needs. These competencies are vital for meeting sales targets, ensuring compliance, and maintaining long-term client relationships.

What are some common challenges Insurance Agents face when building their client base, and how can they overcome them?

Insurance Agents often encounter challenges such as establishing trust with new clients, differentiating themselves in a competitive market, and managing client rejections. To overcome these obstacles, agents typically focus on building strong relationships through personalized service, maintaining up-to-date product knowledge, and leveraging networking opportunities. Successful agents also use digital marketing tools and referrals to expand their reach and consistently follow up with prospects to nurture long-term relationships.

Is it hard to make money as an insurance agent?

Making money as an insurance agent can vary based on experience, sales skills, and the ability to build a client base. Income often depends on commissions from policies sold, and success typically requires persistence, networking, and ongoing training. Some agents earn substantial income, while others may find it challenging initially.

Is it worth being an insurance agent?

Insurance agents sell policies and provide client advice, often working on commission with flexible schedules. The role can be financially rewarding with experience and licensing, but success depends on sales skills, networking, and market conditions.

What is the difference between Insurance Agent vs Insurance Broker?

AspectInsurance AgentInsurance Broker
CredentialsLicensed to sell policies for specific insurance companiesLicensed to represent multiple insurance companies and offer a variety of policies
Work EnvironmentTypically employed by an insurance company or agencyWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageInsurance companies, agenciesBrokerage firms, independent agencies
Search & Comparison IntentLooking for agents to buy policies from specific insurersSeeking brokers who can compare policies across multiple insurers

While both Insurance Agents and Insurance Brokers assist clients with insurance policies, agents usually represent a single insurer, whereas brokers work independently to compare options across multiple companies. Understanding these differences helps you choose the right professional for your insurance needs.

What are the most commonly searched types of Insurance Agent jobs in Albany, NY? The most popular types of Insurance Agent jobs in Albany, NY are:
What cities near Albany, NY are hiring for Insurance Agent jobs? Cities near Albany, NY with the most Insurance Agent job openings:

Lia Insurance Agency - Insurance Agent

The Lia Group

Albany, NY • Remote

$60K - $80K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 29 days ago


Job description

Insurance Agent

Albany, NY (Remote)


Insurance Agent

Lia Insurance Agency is an independent insurance agency and part of a family-owned business. Our agency receives hundreds of leads each month from the Lia Auto Group dealerships, our website, and referrals. We are seeking a motivated Sales Agent who is looking to join a rapidly growing team and share in our success.


We are looking for a motivated, goal-driven professional with a strong focus on sales and a background in Property & Casualty Insurance. The ideal candidate will bring a positive attitude and a results-oriented mindset to our sales team. As an Agent on the new business sales team, you will be responsible for offering all personal line products in an efficient and professional manner. Our list of more than a dozen quality carriers we can place business with will ensure clients receive the best coverage to meet their needs.


Responsibilities will include but are not limited to:

  • Writing new agency business policies
  • Hitting your monthly sales numbers
  • Being a liaison between clients and carriers
  • Utilizing our Client Relationship Management system to track and document lead information
  • Building a relationship with auto dealership staff

Requirements

  • Must have a track record of hitting sales targets
  • Active Property and Casualty Insurance License in NY
  • At least one year of agency experience (Preferred)
  • Knowledge of Google Docs and Microsoft Products

Employee Benefits Include:

  • Health, Dental, and Vision coverage
  • 401K with employer match
  • Paid vacation
  • Base salary plus commission