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Insurance Agent Base Pay Jobs in Tennessee (NOW HIRING)

FourPoint People

Associate Insurance Agent

Brentwood, TN · On-site

$47K - $70K/yr

Base / Commission Structure: * Year 1 Floor: $47,700 for basic performance. * Year 1 Target: $70 ... Licensed Insurance Agent / Producer * Agency Owner * Specialized roles (e.g., Client Service ...

Kemper

Licensed Insurance Agent

Union City, TN

Licensed Insurance Sales Agent (with sign-on bonus and uncapped commissions). Employment Type ... With Kemper's pay-for-performance compensation model, agents have the opportunity to determine ...

Kemper

Licensed Insurance Agent

Shelbyville, TN

Licensed Insurance Sales Agent (with sign-on bonus and uncapped commissions). Employment Type ... With Kemper's pay-for-performance compensation model, agents have the opportunity to determine ...

Sagility

Licensed Health Insurance Agents

Memphis, TN · On-site

$21/hr

As a Licensed Health Insurance Agent, you'll provide consultative sales support to customers ... Base hourly pay rate starting at $20.00 per hour , with opportunities to earn more based on ...

Sagility

Licensed Health Insurance Agents

Memphis, TN · On-site

$21/hr

As a Licensed Health Insurance Agent, you'll provide consultative sales support to customers ... Base hourly pay rate starting at $20.00 per hour , with opportunities to earn more based on ...

Sagility

Licensed Health Insurance Agents

Nashville, TN · On-site

$20 - $21/hr

As a Licensed Health Insurance Agent, you'll provide consultative sales support to customers ... Base hourly pay rate starting at $20.00 per hour , with opportunities to earn more based on ...

Sagility

Licensed Health Insurance Agents

Memphis, TN · On-site

$20 - $21/hr

As a Licensed Health Insurance Agent, you'll provide consultative sales support to customers ... Base hourly pay rate starting at $20.00 per hour , with opportunities to earn more based on ...

Kemper

Insurance Agent Trainee

Nashville, TN · On-site

Life Insurance Sales Agent Employment Type: Full-Time with Benefits Work Arrangement: Field Role ... With a pay-for-performance compensation model, agents have the opportunity to determine their own ...

Kemper

Insurance Agent Trainee

Knoxville, TN · On-site

Life Insurance Sales Agent Employment Type: Full-Time with Benefits Work Arrangement: Field Role ... With a pay-for-performance compensation model, agents have the opportunity to determine their own ...

Kemper

Insurance Agent Trainee

Union City, TN

Life Insurance Sales Agent Employment Type: Full-Time with Benefits Work Arrangement: Field Role ... With a pay-for-performance compensation model, agents have the opportunity to determine their own ...

Kemper

Insurance Agent Trainee

Knoxville, TN · On-site

Life Insurance Sales Agent Employment Type: Full-Time with Benefits Work Arrangement: Field Role ... With a pay-for-performance compensation model, agents have the opportunity to determine their own ...

Zander Insurance Agency

Life Insurance Agent

Nashville, TN · On-site

$66K - $100K/yr

Industry-leading compensation including base salary plus bonuses, with an approximate salary range ... Ability to pay attention, listen actively, analyze problems and evaluate options, focused on task ...

AmeriLife

Licensed Insurance Agent

Chattanooga, TN · On-site

... pay-and NEW daily pay on select products * No Income Caps Unlimited earning potential without ... Unmatched Product Access Contracts with more than 50 leading insurance carriers across life, health ...

AmeriLife

Licensed Insurance Agent

Chattanooga, TN

... pay-and NEW daily pay on select products * No Income Caps Unlimited earning potential without ... Unmatched Product Access Contracts with more than 50 leading insurance carriers across life, health ...

Kemper

Insurance Agent Trainee

Jackson, TN · On-site

Life Insurance Sales Agent Employment Type: Full-Time with Benefits Work Arrangement: Field Role ... With a pay-for-performance compensation model, agents have the opportunity to determine their own ...

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All JobsInsurance Agent Base Pay JobsInsurance Agent Base Pay Jobs in Tennessee

Insurance Agent Base Pay information

What is the base pay for an insurance agent?

The base pay for an insurance agent refers to the fixed salary or hourly wage that an agent receives, excluding commissions or bonuses. This amount can vary widely depending on the employer, location, and level of experience. In the United States, the average base salary for insurance agents typically ranges from $35,000 to $50,000 per year, though some entry-level positions may start lower and experienced agents can earn more. Many insurance agents also earn commissions based on the policies they sell, which can significantly increase their total compensation.

What are some common challenges insurance agents face when working on a base pay structure?

Insurance agents working on a base pay structure often encounter challenges such as balancing the security of a consistent salary with the motivation to exceed sales targets for additional commissions. Another common challenge is managing a robust client pipeline while maintaining high-quality customer service, as performance is often closely monitored. Agents must also stay updated on changing insurance products and regulations, which can require ongoing training and adaptability. Success in the role often depends on strong interpersonal skills, persistence, and the ability to work both independently and as part of a sales team.

What are the key skills and qualifications needed to thrive as an insurance agent, and why are they important?

To thrive as an Insurance Agent, you need strong sales abilities, knowledge of insurance products and regulations, and often a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required. Excellent interpersonal communication, active listening, and problem-solving skills help agents build trust and tailor solutions for clients. These skills are crucial for meeting sales targets, ensuring client satisfaction, and maintaining compliance in a competitive industry.

What is the difference between Insurance Agent Base Pay vs Insurance Broker Base Pay?

AspectInsurance Agent Base PayInsurance Broker Base Pay
Required CredentialsLicensing, state-specific insurance licensesLicensing, state-specific insurance licenses
Work EnvironmentAgency offices, direct client interactionsIndependent or agency settings, client consultations
Employer & Industry UsageInsurance companies, agenciesIndependent, brokerage firms, agencies
Common Search & ComparisonYesYes

Insurance agent base pay typically refers to the fixed salary or hourly wage earned by agents working for insurance companies or agencies. Insurance brokers, while similar, often operate independently or through brokerage firms, earning commissions alongside any base pay. The main difference lies in their employment structure and client relationships, but both roles require similar licensing and work in comparable environments.

What are popular job titles related to Insurance Agent Base Pay jobs in Tennessee?

For Insurance Agent Base Pay jobs in Tennessee, the most frequently searched job titles are:

What job categories do people searching Insurance Agent Base Pay jobs in Tennessee look for?

The top searched job categories for Insurance Agent Base Pay jobs in Tennessee are:

What cities in Tennessee are hiring for Insurance Agent Base Pay jobs?

Cities in Tennessee with the most Insurance Agent Base Pay job openings:

Insurance Agent Base Pay jobs near you
Infographic showing various Insurance Agent Base Pay job openings in Tennessee as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 21% Part Time, and 6% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution.

Associate Insurance Agent

FourPoint People

Brentwood, TN • On-site

$47K - $70K/yr

Full-time

Re-posted 5 days ago

Job description

Benefits:
  • Free food & snacks
  • Home office stipend
  • Training & development
  • Bonus based on performance
  • Competitive salary

Join a fun, purpose-driven agency as an Associate Insurance Agent. You'll build long-term client relationships and help protect families' futures. Earn $47,700 - $70,000+ in year one, with the potential to reach six figures, plus great perks like gas reimbursements, flexible scheduling, and on-the-job licensing support. 
Role Overview
As an Associate Insurance Agent, you are more than a salesperson—you have the heart of a teacher. You will guide clients through selecting and understanding crucial auto, home, life, commercial, and farm policies, ensuring they are fully protected.
Key Responsibilities
  • Client Interaction: Meet with clients to assess risks, explain coverage options, and build long-term, trusting relationships.
  • Sales & Quoting: Generate quotes, present tailored solutions, and assist clients in securing the right protections.
  • Account Management: Process new applications, renewals, endorsements, and maintain accurate client records in our CRM.
  • Claims Advocacy: Act as a helpful liaison between the client and claims adjusters, ensuring timely resolutions during stressful times.
  • Administrative Support: Handle necessary paperwork and coordinate with underwriters and carriers. 
Skills & Qualifications
  • Education: High school diploma required.
  • Licensing: State Property & Casualty license is preferred, but willing to sponsor the right candidate to obtain licensing within 60 days of hire.
  • Core Traits: Strong work ethic, exceptional communication, problem-solving skills, and a true customer-care mindset.
  • Tech Skills: Proficiency with computers and CRM software. 
Work Environment & Culture
We take our work—and our fun—seriously. Located in a professional yet relaxed office setting, you will work a standard Monday through Friday schedule (8:00 AM to 5:00 PM). We are a tight-knit team that gets things done while maintaining a fun atmosphere.
Compensation & Perks
  • Base / Commission Structure:
    • Year 1 Floor: $47,700 for basic performance.
    • Year 1 Target: $70,000 (Very achievable if you lean in and work hard).
    • Year 3 & Beyond: Well into six figures for dedicated agents.
  • Benefits & Perks:
    • Gas reimbursement for work-related travel
    • Snacks and drinks provided in the office
    • Flexible time off for family needs (with owner approval)
    • Reimbursed expenses for community and networking activities (e.g., Chamber of Commerce events, client lunches)
Career Path
We love to promote from within! Successful Associate Agents can advance into:
  • Licensed Insurance Agent / Producer
  • Agency Owner
  • Specialized roles (e.g., Client Service Specialist or Relationship Manager)

Flexible work from home options available.