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Insurance Agent Base Pay Jobs in Tennessee (NOW HIRING)

Life Insurance Sales Agent Employment Type: Full-Time with Benefits Work Arrangement: Field Role ... With a pay-for-performance compensation model, agents have the opportunity to determine their own ...

Life Insurance Sales Agent Employment Type: Full-Time with Benefits Work Arrangement: Field Role ... With a pay-for-performance compensation model, agents have the opportunity to determine their own ...

... pay-and NEW daily pay on select products * No Income Caps Unlimited earning potential without ... Unmatched Product Access Contracts with more than 50 leading insurance carriers across life, health ...

Life Insurance Sales Agent Employment Type: Full-Time with Benefits Work Arrangement: Field Role ... With a pay-for-performance compensation model, agents have the opportunity to determine their own ...

... pay-and NEW daily pay on select products * No Income Caps Unlimited earning potential without ... Unmatched Product Access Contracts with more than 50 leading insurance carriers across life, health ...

Life Insurance Sales Agent Employment Type: Full-Time with Benefits Work Arrangement: Field Role ... With a pay-for-performance compensation model, agents have the opportunity to determine their own ...

Life Insurance Agent

Nashville, TN ยท On-site

$66K - $100K/yr

Industry-leading compensation including base salary plus bonuses, with an approximate salary range ... Ability to pay attention, listen actively, analyze problems and evaluate options, focused on task ...

Life Insurance Sales Agent Employment Type: Full-Time with Benefits Work Arrangement: Field Role ... With a pay-for-performance compensation model, agents have the opportunity to determine their own ...

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Life Insurance Agent

Caryville, TN ยท On-site

$5.0K - $7.0K/mo

... pay, unemployment benefits, or employer-sponsored health insurance.

Veteran-friendly

Urgent

Training provided

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Life Insurance Agent

Caryville, TN ยท On-site

$5.0K - $7.0K/mo

... pay, unemployment benefits, or employer-sponsored health insurance.

Veteran-friendly

Urgent

Training provided

There is no base salary, guaranteed income, or employment relationship. Earnings depend entirely on ... Department Licensed Life Insurance Agent Locations Nashville, TN Remote status Fully Remote

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Life Insurance Agent

Knoxville, TN ยท On-site

$5.0K - $7.0K/mo

... pay, unemployment benefits, or employer-sponsored health insurance.

Veteran-friendly

Urgent

Training provided

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Life Insurance Agent

Knoxville, TN ยท On-site

$5.0K - $7.0K/mo

... pay, unemployment benefits, or employer-sponsored health insurance.

Veteran-friendly

Urgent

Training provided

Showing results 41-60

Insurance Agent Base Pay information

Can I make good money being an insurance agent?

Insurance agents can earn a wide range of incomes, with many earning commissions based on sales and policy renewals. Successful agents with strong sales skills and industry experience can achieve high earnings, but income often depends on factors like location, client base, and effort. Some agents supplement their income with bonuses or incentives, and building a good reputation can lead to increased sales and higher pay.

What is the base pay for an insurance agent?

The base pay for an insurance agent refers to the fixed salary or hourly wage that an agent receives, excluding commissions or bonuses. This amount can vary widely depending on the employer, location, and level of experience. In the United States, the average base salary for insurance agents typically ranges from $35,000 to $50,000 per year, though some entry-level positions may start lower and experienced agents can earn more. Many insurance agents also earn commissions based on the policies they sell, which can significantly increase their total compensation.

What is the difference between Insurance Agent Base Pay vs Insurance Broker Base Pay?

AspectInsurance Agent Base PayInsurance Broker Base Pay
Required CredentialsLicensing, state-specific insurance licensesLicensing, state-specific insurance licenses
Work EnvironmentAgency offices, direct client interactionsIndependent or agency settings, client consultations
Employer & Industry UsageInsurance companies, agenciesIndependent, brokerage firms, agencies
Common Search & ComparisonYesYes

Insurance agent base pay typically refers to the fixed salary or hourly wage earned by agents working for insurance companies or agencies. Insurance brokers, while similar, often operate independently or through brokerage firms, earning commissions alongside any base pay. The main difference lies in their employment structure and client relationships, but both roles require similar licensing and work in comparable environments.

Why do most insurance agents quit?

Most insurance agents quit due to high competition, inconsistent income, and the pressure to meet sales targets. The job often requires strong sales skills, self-motivation, and resilience, and many find the workload and income variability challenging over time.

What are some common challenges insurance agents face when working on a base pay structure?

Insurance agents working on a base pay structure often encounter challenges such as balancing the security of a consistent salary with the motivation to exceed sales targets for additional commissions. Another common challenge is managing a robust client pipeline while maintaining high-quality customer service, as performance is often closely monitored. Agents must also stay updated on changing insurance products and regulations, which can require ongoing training and adaptability. Success in the role often depends on strong interpersonal skills, persistence, and the ability to work both independently and as part of a sales team.

What are the key skills and qualifications needed to thrive as an insurance agent, and why are they important?

To thrive as an Insurance Agent, you need strong sales abilities, knowledge of insurance products and regulations, and often a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required. Excellent interpersonal communication, active listening, and problem-solving skills help agents build trust and tailor solutions for clients. These skills are crucial for meeting sales targets, ensuring client satisfaction, and maintaining compliance in a competitive industry.
What cities in Tennessee are hiring for Insurance Agent Base Pay jobs? Cities in Tennessee with the most Insurance Agent Base Pay job openings:
Infographic showing various Insurance Agent Base Pay job openings in Tennessee as of August 2026, with employment types broken down into 1% As Needed, 66% Full Time, 25% Part Time, and 8% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution.

Insurance Agent Trainee

Kemper

Union City, TN โ€ข On-site

Full-time

Medical, Dental, Life, Retirement, PTO

Re-posted 20 days ago


Job description

Location(s)

Union City, Tennessee

Details

Kemper is one of the nation's leading specialized insurers. Our success is a direct reflection of the talented and diverse people who make a positive difference in the lives of our customers every day. We believe that a high-performing culture, combined with valuable opportunities for personal development and professional challenge, and a healthy work-life balance, can be highly motivating and productive. Kemper's products and services are making a real difference to our customers, who have unique and evolving needs. By joining our team, you will help provide an experience to our stakeholders that delivers on our promises.

Role:Life Insurance Sales Agent

Employment Type:Full-Time with Benefits

Work Arrangement:Field Role

Career and Opportunity:

Kemper is a diversified insurance holding company with a history spanning over 100 years. We are firmly committed to serving the insurance needs of modest-income families. Our strength lies in our dedication to frequent personal home visits with new and existing customers to collect premiums, conduct sales of new policies, and address other service needs.

For new unlicensed agents, your journey begins with a paid training period. During this time, we provide the tools and guidance needed to study for and pass the licensing exams. Once licensed, you will be assigned an existing book of business, a portfolio of current customers from whom you'll collect monthly premiums. You'll earn a percentage of the premiums you collect, as well as a commission on all new sales you make. From there, the sky's the limit! Through hard work and dedication, you can increase your monthly income with every new sale. It really is that simple.

If you're passionate about serving the underserved, this is the career for you. Our agents gain personal satisfaction and community prestige by performing meaningful work that helps clients protect the people and property they cherish.

With a pay-for-performance compensation model, agents have the opportunity to determine their own paycheck. As your skills and knowledge grow, so does your potential for increased income. Superior performance is recognized through awards, prizes, and company-sponsored trips.

Benefits:

Kemper offers competitive benefits, including:

  • Major Medical and Dental Insurance
  • Group Life Insurance
  • Short-Term & Long-Term Disability
  • 401(k) with Company Match
  • Paid Vacation
  • Employee Stock Purchase Program

Responsibilities:

Agents are set up for success by being assigned a territory (called an agency) with an established book of business and existing customers.

Day-to-Day Activities:

  • Conducting sales presentations, recommending products, and closing new sales
  • Prospecting for new sales opportunities
  • Maintaining strong customer relationships by collecting premiums on a pre-arranged schedule that you determine
  • Responding promptly to service requests such as beneficiary changes, claims, and loans
  • Record keeping, accounting for money collected, and processing policy paperwork

Agent Expectations:

  • Grow the assigned territory through new sales
  • Build strong working relationships with customers
  • Devote the time necessary to fulfill the responsibilities of the role
  • Pursue continuous professional development in insurance products and sales effectiveness

Minimum Qualifications:

  • Customer service experience
  • Must be at least 18 years of age
  • Valid driver's license with required auto insurance coverage
  • Dependable vehicle for daily travel
  • Ability to pass a background check, motor vehicle report, and drug screening
  • Authorization to work in the United States

Preparation:

  • Licensing:We provide free access to study tools and professional guidance to help you prepare for licensing exams
  • Training:New agents complete an onboarding development program that includes self-study, classroom instruction, and field mentoring by your Sales Manager
  • On-the-Job Training:Earn a paycheck while learning your profession through hands-on experience

Opportunity is knocking. Don't let it pass you by!
Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality throughout our organization, and we work diligently to maintain a workplace that is free from discrimination.
Kemper does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Kemper, and Kemper will not be obligated to pay a placement fee.
Kemper will never request personal information, such as your social security number or banking information, via text or email. Additionally, Kemper does not use external messaging applications, such as WireApp or Skype, to communicate with candidates. If you receive such a message, delete it.