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Independent Life Insurance Agent Jobs in Ohio (NOW HIRING)

Lone Star Careers

Remote Life Insurance Agent

Toledo, OH · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Life Insurance Agent

Akron, OH · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Life Insurance Agent

Columbus, OH · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Lone Star Careers

Remote Life Insurance Agent

Dayton, OH · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

GIA Legacy Planning

An independent opportunity for driven, self-motivated people ready to build something of their own ... Department Licensed Life Insurance Agent Locations Columbus, OH Remote status Fully Remote

GIA Legacy Planning

An independent opportunity for driven, self-motivated people ready to build something of their own ... Department Licensed Life Insurance Agent Locations Columbus, OH Remote status Fully Remote

HealthMarkets, Inc.

Insurance Agent

Cincinnati, OH

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

Insurance Agent

New Albany, OH · On-site

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

HealthMarkets, Inc.

OH

... your life. If youre an insurance agent with 4-5 years of experience, we want you. As an independent contractor licensed insurance agent with HealthMarkets, youll be collaborating with one of the ...

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Showing results 21-40

All JobsIndependent Life Insurance Agent JobsIndependent Life Insurance Agent Jobs in Ohio

Independent Life Insurance Agent information

See Ohio salary details

$17.1K

$84.6K

$137.9K

How much do independent life insurance agent jobs pay per year?

As of Aug 15, 2026, the average yearly pay for independent life insurance agent in Ohio is $84,582.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,700.00 and $116,000.00 per year, depending on experience, location, and employer.

What is the difference between Independent Life Insurance Agent vs Captive Life Insurance Agent?

AspectIndependent Life Insurance AgentCaptive Life Insurance Agent
CredentialsLicensing required; no specific certifications neededLicensing required; may need company-specific training
Work EnvironmentSelf-employed, flexible schedule, multiple carriersEmployed by a single insurance company, structured hours
Employer & Industry UsageIndependent, works with various insurersEmployed directly by one insurer
Sales ApproachOffers products from multiple companies, broader optionsPromotes only their company's products

In summary, Independent Life Insurance Agents operate independently, offering products from multiple insurers, providing flexibility and broader options. Captive Life Insurance Agents work exclusively for one insurer, with a structured environment focused on promoting their company's policies.

What are some common challenges faced by independent life insurance agents, and how can they be overcome?

Independent life insurance agents often face challenges such as building a steady client base, managing multiple carrier relationships, and staying motivated without direct supervision. To overcome these hurdles, agents typically invest in networking, utilize referral programs, and participate in ongoing industry training to stay informed about product offerings. Additionally, leveraging digital marketing and CRM tools can help streamline lead generation and client management, making it easier to grow and sustain a successful practice.

What are the key skills and qualifications needed to thrive as an independent life insurance agent?

To thrive as an Independent Life Insurance Agent, you need a thorough understanding of insurance products, sales strategies, and state licensing requirements. Familiarity with customer relationship management (CRM) software, online quoting tools, and insurance underwriting systems is typically required. Strong interpersonal skills, self-motivation, and effective communication are essential for building client trust and growing a book of business. These skills ensure agents can successfully match clients with suitable policies, navigate complex regulations, and maintain long-term client relationships.

What is an independent life insurance agent?

Independent life insurance agents are professionals who sell life insurance policies from multiple insurance companies, rather than representing just one provider. This allows them to offer clients a wider range of policy options and help compare coverage and prices from different insurers. They act as intermediaries, using their expertise to recommend the best products for clients based on their needs, budget, and circumstances. Independent agents are typically paid through commissions from the insurance companies whose products they sell.

What are popular job titles related to Independent Life Insurance Agent jobs in Ohio?

For Independent Life Insurance Agent jobs in Ohio, the most frequently searched job titles are:

What job categories do people searching Independent Life Insurance Agent jobs in Ohio look for?

The top searched job categories for Independent Life Insurance Agent jobs in Ohio are:

What cities in Ohio are hiring for Independent Life Insurance Agent jobs?

Cities in Ohio with the most Independent Life Insurance Agent job openings:

Independent Life Insurance Agent jobs near you
Infographic showing various Independent Life Insurance Agent job openings in Ohio as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 17% Part Time, and 7% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $84,582 per year, or $40.7 per hour.

Life Insurance Agent- Remote

GIA Legacy Planning

Cleveland, OH • Remote

Full-time, Part-time, Contractor

Posted 11 days ago

Job description

An independent opportunity for driven, self-motivated people ready to build something of their own.

If you are someone who wants to be in business for yourself — but not by yourself — this may be exactly what you have been looking for.

GIA Legacy Planning is a life insurance distribution agency helping families protect what they have built and plan for what is ahead. We work with independent agents across Houston and all of Texas who are building their own books of business through a system that is already proven and already in motion.

This is not a job in the traditional sense. There is no boss, no punch clock, and no ceiling. It is an independent contractor opportunity where your results are a direct reflection of your effort, your consistency, and your willingness to follow a system that works.

WHAT MAKES THIS DIFFERENT

  • You control your schedule — mornings, evenings, weekends, you decide

  • 100% remote — serve clients across Houston and the surrounding Harris County area from wherever you are most productive

  • Warm inbound leads — you talk to people who already raised their hand for coverage, so there is no cold calling

  • Carrier-paid training and mentorship from agents who are actively producing right now

  • You build a book of business that pays you on every policy you write, with an ownership model and overrides as you grow a team

  • No ceiling on your income — your results are a direct reflection of your effort and consistency

WHAT YOU WILL DO

  • Connect with interested clients through our proprietary lead system — people who have already requested information about coverage

  • Present life insurance and protection solutions tailored to each family's situation

  • Follow our step-by-step system for consistent daily activity and follow-up

  • Build and manage your own pipeline of active clients and referrals

  • Grow at your own pace — whether part-time or full-time, the system adapts to your commitment level

WHO THIS IS FOR

  • You are self-motivated and do not need someone standing over you to get things done

  • You have experience in sales, real estate, finance, customer service, or another client-facing role — insurance experience is not required

  • You are a career changer or part-timer in the Houston area looking for something with real long-term upside

  • You are coachable and willing to follow a proven system even if it is new to you

  • You are ready to get licensed if you are not already (we will show you exactly how)

WHO THIS IS NOT FOR

  • You want a guaranteed paycheck regardless of effort

  • You are not willing to follow a system or take direction

  • You expect results without putting in consistent daily activity

  • You want someone to hand you success without accountability

If you are ready to take ownership of your income, your schedule, and your future — we want to hear from you. Apply now and a member of our team will reach out within 24 to 48 hours.

IMPORTANT: This is an independent contractor (1099) commission-only opportunity. There is no base salary, guaranteed income, or employment relationship. Earnings depend entirely on individual performance, activity level, and consistency. Past results of other agents are not a guarantee of your results.