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Independent Life Insurance Agent Jobs in Ohio (NOW HIRING)

Life Insurance Agent

Columbus, OH ยท Remote

$50K - $100K/yr

  • Medical

  • Life

  • Retirement

No leader can give everything it takes to help an agent succeed when they're bringing on anyone who ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

This new line of business is an inbound/outbound sales program for life insurance products; combine our lucrative sales leads with the excellent bonus structure we offer and that makes for a great ...

An independent opportunity for driven, self-motivated people ready to build something of their own ... Department Licensed Life Insurance Agent Locations Cincinnati Remote status Fully Remote

An independent opportunity for driven, self-motivated people ready to build something of their own ... Department Licensed Life Insurance Agent Locations Columbus, OH Remote status Fully Remote

An independent opportunity for driven, self-motivated people ready to build something of their own ... Department Licensed Life Insurance Agent Locations Columbus, OH Remote status Fully Remote

Remote Life Insurance Agent

Youngstown, OH ยท Remote

$69K - $150K/yr

  • Medical

  • Dental

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Remote Life Insurance Agent

Akron, OH ยท Remote

$69K - $150K/yr

  • Medical

  • Dental

Remote Insurance Representative | Flexible Schedule | Commission Only This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

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Showing results 1-20

Independent Life Insurance Agent information

See Ohio salary details

$17.1K

$84.6K

$137.9K

How much do independent life insurance agent jobs pay per year?

As of Aug 17, 2026, the average yearly pay for independent life insurance agent in Ohio is $84,582.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,700.00 and $116,000.00 per year, depending on experience, location, and employer.

What is an independent life insurance agent?

Independent life insurance agents are professionals who sell life insurance policies from multiple insurance companies, rather than representing just one provider. This allows them to offer clients a wider range of policy options and help compare coverage and prices from different insurers. They act as intermediaries, using their expertise to recommend the best products for clients based on their needs, budget, and circumstances. Independent agents are typically paid through commissions from the insurance companies whose products they sell.

What are the key skills and qualifications needed to thrive as an independent life insurance agent?

To thrive as an Independent Life Insurance Agent, you need a thorough understanding of insurance products, sales strategies, and state licensing requirements. Familiarity with customer relationship management (CRM) software, online quoting tools, and insurance underwriting systems is typically required. Strong interpersonal skills, self-motivation, and effective communication are essential for building client trust and growing a book of business. These skills ensure agents can successfully match clients with suitable policies, navigate complex regulations, and maintain long-term client relationships.

What are some common challenges faced by independent life insurance agents, and how can they be overcome?

Independent life insurance agents often face challenges such as building a steady client base, managing multiple carrier relationships, and staying motivated without direct supervision. To overcome these hurdles, agents typically invest in networking, utilize referral programs, and participate in ongoing industry training to stay informed about product offerings. Additionally, leveraging digital marketing and CRM tools can help streamline lead generation and client management, making it easier to grow and sustain a successful practice.

What is the difference between Independent Life Insurance Agent vs Captive Life Insurance Agent?

AspectIndependent Life Insurance AgentCaptive Life Insurance Agent
CredentialsLicensing required; no specific certifications neededLicensing required; may need company-specific training
Work EnvironmentSelf-employed, flexible schedule, multiple carriersEmployed by a single insurance company, structured hours
Employer & Industry UsageIndependent, works with various insurersEmployed directly by one insurer
Sales ApproachOffers products from multiple companies, broader optionsPromotes only their company's products

In summary, Independent Life Insurance Agents operate independently, offering products from multiple insurers, providing flexibility and broader options. Captive Life Insurance Agents work exclusively for one insurer, with a structured environment focused on promoting their company's policies.

What cities in Ohio are hiring for Independent Life Insurance Agent jobs?

Cities in Ohio with the most Independent Life Insurance Agent job openings:

Infographic showing various Independent Life Insurance Agent job openings in Ohio as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 17% Part Time, and 7% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $84,582 per year, or $40.7 per hour.

Contractor

Re-posted 11 days ago


Job description

Team Nexa Insurance Solutions is seeking to hire a life insurance agent that will specialize in providing coverage for clients with health issues and pre-existing conditions.
We are contracted to provide coverage with no waiting period for conditions such as:
Amputation
Cardiomyopathy
Congestive Heart Failure
C.O.P.D.
Past Cancer
Dialysis
Heart Attack
Kidney Failure
Obesity
Organ Transplant (Over 5 years ago)
Sickle Cell
This list is not all inclusive. Health Questions are used to qualify without a prescription check.
Agents will receive competitive commissions under a non-captive agreement.
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*Individual Results May Vary*