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Independent Life Insurance Agent Jobs in Ohio (NOW HIRING)

Life Insurance Agent

Dayton, OH ยท On-site +1

$30K - $160K/yr

Ability to maintain their lifestyle when unexpected events occur As an independent brokerage, we ... As a Life Insurance Agent with The McCrimmon Agency, you will: * Meet virtually with individuals ...

Life Insurance Agent

Akron, OH ยท On-site +1

$30K - $160K/yr

Ability to maintain their lifestyle when unexpected events occur As an independent brokerage, we ... As a Life Insurance Agent with The McCrimmon Agency, you will: * Meet virtually with individuals ...

Life Insurance Agent

Columbus, OH ยท Remote

$50K - $100K/yr

No leader can give everything it takes to help an agent succeed when they're bringing on anyone who ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

This new line of business is an inbound/outbound sales program for life insurance products; combine our lucrative sales leads with the excellent bonus structure we offer and that makes for a great ...

This new line of business is an inbound/outbound sales program for life insurance products; combine our lucrative sales leads with the excellent bonus structure we offer and that makes for a great ...

An independent opportunity for driven, self-motivated people ready to build something of their own ... Department Licensed Life Insurance Agent Locations Columbus, OH Remote status Fully Remote

An independent opportunity for driven, self-motivated people ready to build something of their own ... Department Licensed Life Insurance Agent Locations Cincinnati Remote status Fully Remote

An independent opportunity for driven, self-motivated people ready to build something of their own ... Department Licensed Life Insurance Agent Locations Columbus, OH Remote status Fully Remote

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Showing results 1-20

Independent Life Insurance Agent information

See Ohio salary details

$17.1K

$84.6K

$137.9K

How much do independent life insurance agent jobs pay per year?

As of Sep 2, 2026, the average yearly pay for independent life insurance agent in Ohio is $84,582.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,700.00 and $116,000.00 per year, depending on experience, location, and employer.

What is an independent life insurance agent?

Independent life insurance agents are professionals who sell life insurance policies from multiple insurance companies, rather than representing just one provider. This allows them to offer clients a wider range of policy options and help compare coverage and prices from different insurers. They act as intermediaries, using their expertise to recommend the best products for clients based on their needs, budget, and circumstances. Independent agents are typically paid through commissions from the insurance companies whose products they sell.

What are the key skills and qualifications needed to thrive as an independent life insurance agent?

To thrive as an Independent Life Insurance Agent, you need a thorough understanding of insurance products, sales strategies, and state licensing requirements. Familiarity with customer relationship management (CRM) software, online quoting tools, and insurance underwriting systems is typically required. Strong interpersonal skills, self-motivation, and effective communication are essential for building client trust and growing a book of business. These skills ensure agents can successfully match clients with suitable policies, navigate complex regulations, and maintain long-term client relationships.

What are some common challenges faced by independent life insurance agents, and how can they be overcome?

Independent life insurance agents often face challenges such as building a steady client base, managing multiple carrier relationships, and staying motivated without direct supervision. To overcome these hurdles, agents typically invest in networking, utilize referral programs, and participate in ongoing industry training to stay informed about product offerings. Additionally, leveraging digital marketing and CRM tools can help streamline lead generation and client management, making it easier to grow and sustain a successful practice.

What is the difference between Independent Life Insurance Agent vs Captive Life Insurance Agent?

AspectIndependent Life Insurance AgentCaptive Life Insurance Agent
CredentialsLicensing required; no specific certifications neededLicensing required; may need company-specific training
Work EnvironmentSelf-employed, flexible schedule, multiple carriersEmployed by a single insurance company, structured hours
Employer & Industry UsageIndependent, works with various insurersEmployed directly by one insurer
Sales ApproachOffers products from multiple companies, broader optionsPromotes only their company's products

In summary, Independent Life Insurance Agents operate independently, offering products from multiple insurers, providing flexibility and broader options. Captive Life Insurance Agents work exclusively for one insurer, with a structured environment focused on promoting their company's policies.

Do independent life insurance agents make good money?

Independent life insurance agents can earn a wide range of income depending on their sales performance, commission rates, and client base. Successful agents often earn a substantial income through commissions on policies sold, but income variability is common due to market conditions and individual effort. Building skills in sales, product knowledge, and client relationships is essential for higher earnings in this role.

Why do most independent life insurance agents quit?

Many independent life insurance agents quit due to challenges in building a steady client base, high competition, and inconsistent income. Success often requires strong sales skills, self-motivation, and ongoing networking, which can be difficult to sustain over time.

What cities in Ohio are hiring for Independent Life Insurance Agent jobs?

Cities in Ohio with the most Independent Life Insurance Agent job openings:

Infographic showing various Independent Life Insurance Agent job openings in Ohio as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $84,582 per year, or $40.7 per hour.

Life Insurance Agent

The McCrimmon Agency

Dayton, OH โ€ข On-site, Remote

$30K - $160K/yr

Full-time

Posted 5 days ago


Job description

The McCrimmon Agency is looking for motivated, coachable people who aspire to building something of their own.

This is a remote, commission-based opportunity for someone who values flexibility, personal growth, mentorship, and the opportunity of a long-term career in the life insurance industry.

We believe a great career is built on a strong foundation, starting with character, work ethic, integrity, coachability, consistency, and a genuine desire to serve others.

What We Do:

We help individuals and families make informed decisions about protecting their:

  • Family and loved ones
  • Income
  • Mortgage and home
  • Retirement and financial future
  • Final expenses
  • Ability to maintain their lifestyle when unexpected events occur

As an independent brokerage, we have access to products from 30+ insurance companies, allowing our agents to help clients find solutions based on their individual needs rather than being limited to one carrier.

No prior insurance experience is required. We provide training, mentorship, licensing guidance, and ongoing coaching to help you develop the knowledge and skills required to build a professional insurance career.

What You'll Do:

As a Life Insurance Agent with The McCrimmon Agency, you will:

  • Meet virtually with individuals and families to understand their financial protection needs
  • Educate clients on available insurance solutions
  • Help clients evaluate options and make informed decisions
  • Develop and manage your own client relationships
  • Participate in training and coaching opportunities
  • Track your activity and results; CRM experience is helpful but not required

Who Weโ€™re Looking For:

We don't recruit based solely on a resume. Some of our strongest candidates may come from completely different industries and backgrounds. More important than your previous job title is who you are and how you work.

We look for people who:

  • Keep their commitments
  • Accept coaching
  • Take responsibility for their results
  • Communicate well
  • Care about people
  • Are willing to learn
  • Can handle rejection and keep moving forward
  • Have the discipline to work independently
  • Want to build something rather than simply find another job

What You Can Expect From Us:

  • Flexibility with your schedule; fully remote and full-time or part-time
  • A schedule built around your business and client needs
  • Structured training and onboarding
  • Licensing guidance (if needed)
  • Proven systems and CRM tools
  • Access to lead-generation resources
  • A supportive, team culture
  • Opportunities for ongoing personal and professional development

Requirements

  • Must reside in the United States
  • Reliable internet, a computer, and a personal phone
  • Willing to obtain a Life & Health Insurance license in your state (if not already licensed)
  • Comfortable with a 100% commission-based compensation structure

Pay:

  • 1099 contractor; commissions only
  • Earnings are not guaranteed and are directly connected to your activity, production, consistency, and ability to build and maintain your business.
  • Many full-time, active agents target $75,000โ€“$150,000+ annually, with top performers having the ability to exceed that based on production.

Interested in learning more?

If this resonates with you, weโ€™d love to have a conversation. Apply now to get started.

No agentโ€™s success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.

By submitting this form, you agree to recurring contact from Symmetry Financial Group LLC and its affiliated companies under common control and their insurance agents via text & live, automated, A.I., or prerecorded calls, including for marketing or recruiting purposes. Consent not a condition of purchase.