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Independent Contractor Financial Coach Jobs (NOW HIRING)

Financial Coach

Honolulu, HI ยท Remote

$35K - $115K/yr

An independent contractor position (1099 role) with a strong pay structure If this sounds like you ... Tardus Financial Coaches are paid a monthly residual commission after a client renews from a first ...

Financial Coach

Honolulu, HI ยท On-site +1

$35K - $115K/yr

An independent contractor position (1099 role) with a strong pay structure If this sounds like you ... Tardus Financial Coaches are paid a monthly residual commission after a client renews from a first ...

Financial Coach

Dorchester, MA ยท On-site

$28.93 - $36.16/hr

Who you are - Financial Coach You are a dynamic, detail oriented, intuitive person with the ability ... Ability to work both independently and as part of a team. * Strong organizational and time ...

... in developing financial goals and creating action plans through 1:1 coaching sessions ... others; able to work independently and take initiative. * Demonstrated written and verbal ...

... in developing financial goals and creating action plans through 1:1 coaching sessions ... others; able to work independently and take initiative. * Demonstrated written and verbal ...

Financial Coach

Creve Coeur, MO ยท On-site

$20 - $23/hr

... their previous financial performance. * Comply with credit union policies and government ... Possesses ability for independent thinking that allows for identification of problems and ...

... their previous financial performance. * Comply with credit union policies and government ... Possesses ability for independent thinking that allows for identification of problems and ...

Financial Coach

O Fallon, MO ยท On-site

$20 - $23/hr

... their previous financial performance. * Comply with credit union policies and government ... Possesses ability for independent thinking that allows for identification of problems and ...

Our House Inc. is seeking Independent Contractors to become Host Home Providers or Residential ... Advocacy * Financial Management * Medication Management * Development of Independent Skills ...

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Independent Contractor Financial Coach information

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$5

$23

$29

How much do independent contractor financial coach jobs pay per hour?

As of May 31, 2026, the average hourly pay for independent contractor financial coach in the United States is $23.03, according to ZipRecruiter salary data. Most workers in this role earn between $18.99 and $26.92 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Independent Contractor Financial Coach, and why are they important?

To thrive as an Independent Contractor Financial Coach, you need a robust understanding of personal finance, budgeting, and debt management, often supported by certifications like AFC (Accredited Financial Counselor) or CFP (Certified Financial Planner). Familiarity with financial planning software, spreadsheets, and virtual meeting platforms is typically required. Outstanding interpersonal skills, empathy, and the ability to motivate clients are crucial soft skills for building trust and facilitating behavior change. These skills and qualities are essential to effectively guide clients toward their financial goals and sustain a successful independent practice.

How do Independent Contractor Financial Coaches typically structure their client engagements and manage their workflow?

Independent Contractor Financial Coaches often set their own schedules and manage multiple client relationships independently. Engagements are typically structured around individual or group sessions, either virtually or in person, depending on client needs and location. Coaches are responsible for creating customized financial plans, tracking client progress, and providing ongoing support, which requires strong organizational and time management skills. Collaboration may occur with other professionals, such as tax advisors or accountants, to provide comprehensive guidance, but most work is performed solo. Successfully managing a client portfolio and keeping up-to-date with financial best practices are essential for long-term growth in this role.

What is an Independent Contractor Financial Coach?

An Independent Contractor Financial Coach is a self-employed professional who helps clients manage their finances, set financial goals, and develop strategies for budgeting, saving, and debt reduction. Unlike financial advisors, financial coaches typically do not sell financial products or manage investments; instead, they focus on education and behavioral change. As independent contractors, they run their own businesses and work with clients on a flexible, contractual basis, either in person or online.

What is the difference between Independent Contractor Financial Coach vs Financial Advisor?

AspectIndependent Contractor Financial CoachFinancial Advisor
CredentialsCertifications like CFP, CPA, or financial coaching certificationsCFP, CFA, or other financial planning certifications
Work EnvironmentSelf-employed, independent contractor, often working with individuals or small businessesEmployed by firms or independently, serving clients on financial planning and investment advice
Industry UsageCommonly used in personal finance coaching and consultingWidely used in investment management and comprehensive financial planning

The main difference is that an Independent Contractor Financial Coach primarily provides personalized financial coaching and education without offering investment advice, while a Financial Advisor typically offers comprehensive financial planning and investment management services. Both roles may require similar certifications, but their scope and client engagement differ.

More about Independent Contractor Financial Coach jobs
What cities are hiring for Independent Contractor Financial Coach jobs? Cities with the most Independent Contractor Financial Coach job openings:
What are the most commonly searched types of Financial Coach jobs? The most popular types of Financial Coach jobs are:
What states have the most Independent Contractor Financial Coach jobs? States with the most job openings for Independent Contractor Financial Coach jobs include:
What job categories do people searching Independent Contractor Financial Coach jobs look for? The top searched job categories for Independent Contractor Financial Coach jobs are:
Infographic showing various Independent Contractor Financial Coach job openings in the United States as of May 2026, with employment types broken down into 53% Full Time, 41% Part Time, and 6% Contract. Highlights an 90% Physical, 5% Hybrid, and 5% Remote job distribution, with an average salary of $47,895 per year, or $23 per hour.
Financial Coach

Financial Coach

Tardus Wealth Strategies

Honolulu, HI โ€ข Remote

$35K - $115K/yr

Contractor

Posted 21 days ago


Job description

Tardus Wealth Strategies is a fast-growing national wealth coaching firm on a mission to create a Wealth Revolution. We offer coaching on unique cash flow and alternative investment strategies with a focus on theย patented Income SnowballTMย system. We already subcontract with skilled sales coaches who bring in new clients each month.ย  Weย are looking to subcontract with influential andย approachable financial coaches to support our clients and help them succeed with our system.ย 

If you want to help foster and maintain strong multi-yearย client relationships as we continue to expand throughout the country, you're in the right place.ย Passion, commitment, and respect are some of our key drivers inย client satisfaction and youย need all of that (and more!)ย to join our team.ย 

....ย As a Tardus Financial Coach:ย 

  • You're confident, yet humble with a desire for constant growth and learning
  • You're a professional multi-tasker with high levels of charisma
  • You understand how to influence without formal authority
  • You thrive in fast-changing environments and are organized and punctual
  • You're an active listener, and thinkerย and articulate questions well
  • You're systems-oriented and a quick study
  • You understand the power ofย earning residual commissions

..AND

  • Youย thrive working independently but aspire to be part of the team'sย successย 

โญThe perksโญ

  • Monthly fees per meeting and monthly residual pay (from clients who renew their annual contracts) even on months you donโ€™t meet with clients
  • New hire and ongoing training coaching and a personal development trainingย program
  • Flexible days and hours, remote work, six-figure income potential
  • An independent contractor position (1099 role) with a strong pay structure

If this sounds like you so far and you:ย 

  • Are coachable, willing to learn, and can follow systems
  • Have a professional demeanor and are dependable
  • Want or need flexibility, to keep busy, and enjoy making a substantial income

... then we want to talk with you!

At Tardus our team values are a fundamental part of who we are. We're not just looking for skills and experience, having shared values isย just as important.ย 

Here are ours:ย 

โœ… TRUST: Having strong confidence or reliance on the company and its people.

โœ… EXCELLENCE (over perfection):ย  Strive for excellence in your work, which means doing your very best and producing great results without trying to achieve perfection, which is impossible.

โœ… ACCOUNTABILITY:ย  We are accountable to one another and our results.ย  Whether there is a problem in our process or system, own it.ย 

โœ… COLLABORATION: The act of working as a team to solve challenges and problems.ย ย 

โœ… SERVICE: Seek to serve others before seeking to be served.ย  We get paid to change people's lives for the better!ย 

โœ… INNOVATION: We continually innovate our best practices and systems in order to improve our offerings and retain happy clients.ย  We innovate to streamline, improve, and simplify, not complicate.ย 

โœ… GRATITUDE: Grateful people are happy people.ย  Happy people help lots of clients.

DISCLAIMER: This place isn't for everyone!

Working with us isn'tย for everyone.ย It's a fast-paced environment thatโ€™s creating a wealth revolution after all.ย This is no small featย and the rewards canย be staggering but will only be accomplished with the right team.ย 

This is NOT for you if:

โŒ You donโ€™t consider yourself resourceful and do not like solving problems

โŒ You are not a people person and do not like working with others

โŒ You are not organized and have difficulty prioritizing projects and tasks

โŒ You are a slow learner and prefer not to work in a fast-paced work environment

โŒ You donโ€™t consider yourself a great communicator

โŒ You're not curious and don't like to ask questions or you prefer talking more than listening

More about us:ย 

We are aย 20-year-old A+ rated BBB-certified company with a long track record of success.ย  Our mission is to create a Wealth Revolution through education and coaching on unique cash flow and alternative investment strategies.ย 

Tardus Financial Coaches are paid a monthly residual commission after a client renews from a first-year client into an annual membership, although you will meet most clients on a bi-monthly or quarterly basis.ย Like thoseย in the insurance industry, the more clients you serve, the more money you make.ย  As clients see the value in your coaching and renew their annual contracts, you will continue to earn monthly commissions although most meetings are quarterly or every other month.ย  In other words, you make your own income.ย ย While most insurance agents only get paid for the first few years that a client renews their insurance contract, Tardus Financial Coachesย can get paid residual commissions as long as they continue to work with Tardus clients, helping them reachย their goals.

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