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Personal Financial Coach Jobs (NOW HIRING)

The Financial Coach will educate clients on personal finance, offer solutions to improve their financial health and wellness, and help them achieve their financial goals. This is not a sales position.

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Financial Coach

Nashville, TN · On-site

$58K - $75K/yr

Strong knowledge of personal finance principles and consumer financial behavior. * Experience ... Strong coaching and active listening abilities. * Confidence presenting to groups of all sizes.

Financial Coach

Dorchester, MA · On-site

$28.93 - $36.16/hr

Who you are - Financial Coach You are a dynamic, detail oriented, intuitive person with the ability ... Ensure personal operations (assigned cash drawer, assigned member document processing, etc.) are ...

Financial Coach

Groveport, OH · On-site

$500 - $10K/mo

... personal. But the biggest reason to join us? Long-term Opportunity. We're building a firm where ... Position Overview The Financial Coach role is your entry point into a fulfilling career as a ...

... personal. But the biggest reason to join us? Long-term Opportunity. Were building a firm where ... Position Overview The Financial Coach role is your entry point into a fulfilling career as a ...

Financial Coach

Groveport, OH · On-site

$45K - $60K/yr

... personal. But the biggest reason to join us? Long-term Opportunity. We're building a firm where ... Position Overview The Financial Coach role is your entry point into a fulfilling career as a ...

Provide 1:1 financial coaching and counseling to a caseload of clients including creating a personal budget, establishing a bank account, taking out loans, and establishing credit, as well as ...

Financial Coach

Honolulu, HI · Remote

$35K - $115K/yr

New hire and ongoing training coaching and a personal development training program * Flexible days ... Tardus Financial Coaches are paid a monthly residual commission after a client renews from a first ...

Financial Coach

Honolulu, HI · On-site +1

$35K - $115K/yr

New hire and ongoing training coaching and a personal development training program * Flexible days ... Tardus Financial Coaches are paid a monthly residual commission after a client renews from a first ...

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Personal Financial Coach information

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$29.5K

$56.7K

$70.5K

How much do personal financial coach jobs pay per year?

As of Jun 30, 2026, the average yearly pay for personal financial coach in the United States is $56,712.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,000.00 and $64,000.00 per year, depending on experience, location, and employer.

What is the difference between Personal Financial Coach vs Financial Advisor?

AspectPersonal Financial CoachFinancial Advisor
CredentialsGenerally no specific licensing, but certifications like CFP or AFC are commonLicensed and certified, often CFP, CFA, or CPA
Work EnvironmentOne-on-one coaching, workshops, online platformsClient meetings, investment management, financial planning firms
Services ProvidedBudgeting, goal setting, financial habitsInvestment advice, estate planning, tax strategies
Employer & IndustryIndependent, coaching firms, financial education platformsFinancial firms, banks, wealth management companies

While both roles focus on improving clients' financial health, a Personal Financial Coach primarily guides clients on budgeting, habits, and goal setting without offering investment advice. A Financial Advisor provides comprehensive investment and estate planning services, often requiring licensing and certifications. The choice depends on your financial needs and whether you seek behavioral coaching or investment management.

Can financial advisors make $500,000 a year?

Personal financial coaches typically do not earn $500,000 annually, as their income is often based on client fees, hourly rates, or retainer agreements, which usually result in lower earnings. High earnings in financial advising are more common among experienced advisors working with high-net-worth clients or those in senior roles at large firms. Achieving such income levels generally requires extensive experience, a strong client base, and advanced certifications like the CFP or CFA.

How much do personal finance coaches make?

Personal financial coaches typically earn between $40,000 and $80,000 annually, depending on experience, certifications, and client base. Some coaches may charge hourly rates ranging from $50 to $200 or more, especially if they have specialized skills or credentials like CFP or CPA designations.

How to become a personal financial coach?

To become a personal financial coach, individuals typically need a strong understanding of financial planning, budgeting, and investment principles, often gained through a bachelor's degree in finance, economics, or a related field. Certification programs such as the Certified Financial Education Instructor (CFEI) or Accredited Financial Counselor (AFC) can enhance credibility, and experience in finance or counseling is valuable. Strong communication skills and the ability to develop personalized financial strategies are essential for success in this role.

What is a personal financial coach?

A personal financial coach is a professional who helps individuals understand and improve their financial situation. Unlike financial advisors who manage investments, financial coaches focus on teaching clients how to budget, save, reduce debt, and make informed money decisions. They provide guidance, accountability, and support to help clients achieve their financial goals and build long-term financial habits. Personal financial coaches do not typically sell financial products or give investment advice, but instead empower clients to take control of their finances.

What are some common challenges faced by Personal Financial Coaches when working with clients, and how can they be addressed?

Personal Financial Coaches often encounter challenges such as clients’ reluctance to discuss financial setbacks, difficulty in changing spending habits, or inconsistent engagement with financial plans. Building trust through empathy and clear communication is essential to help clients feel comfortable sharing their financial history. Coaches can also use goal-setting techniques and regular check-ins to keep clients motivated and accountable. Collaborating on realistic, incremental action steps makes the process more manageable and increases the likelihood of long-term success.

How much does a Dave Ramsey financial coach make?

A personal financial coach, including those who follow Dave Ramsey's methods, typically earns between $40,000 and $70,000 annually, depending on experience, location, and client base. Many coaches work independently or for financial planning firms, and certifications such as Ramsey Solutions' Financial Coach Master Training can influence earning potential.

What are the key skills and qualifications needed to thrive as a Personal Financial Coach, and why are they important?

To thrive as a Personal Financial Coach, you need a strong understanding of personal finance principles, budgeting, and debt management, often supported by a relevant degree or certification like AFC (Accredited Financial Counselor). Familiarity with financial planning software, budgeting apps, and tools for credit analysis is typically required. Exceptional communication, empathy, and motivational skills help coaches build trust and empower clients to achieve their financial goals. These competencies ensure clients receive accurate, personalized advice and the encouragement needed to make lasting financial changes.
More about Personal Financial Coach jobs
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What states have the most Personal Financial Coach jobs? States with the most job openings for Personal Financial Coach jobs include:

Full-time

Posted 4 days ago


Job description

Job Title: Financial Coach
Location: Nashville, TN (On-site)
Position Type: Full-time

Role Overview:
We are seeking a dedicated Financial Coach to join our team in Nashville, TN. This full-time, on-site role involves providing personalized financial coaching and creating comprehensive financial plans. The Financial Coach will educate clients on personal finance, offer solutions to improve their financial health and wellness, and help them achieve their financial goals. This is not a sales position. BCH is non-fiduciary meaning that we don’t sell products or services , we are just educators/teachers.

Key Responsibilities (All of these areas are taught at BCH):

  • Facilitate financial wellness sessions.
  • Conduct one-on-one financial coaching sessions.
  • Develop and implement customized financial plans for clients.
  • Educate clients on personal finance topics such as budgeting, saving, and investing.
  • Provide actionable solutions to enhance clients' financial health and wellness.
  • Build and maintain strong relationships with clients and executive management.
  • Offer ongoing financial guidance to support clients in reaching their financial objectives.