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Personal Financial Coach Jobs in Colorado (NOW HIRING)

Financial Advisor

Fort Collins, CO · On-site

$250 - $1.0K/wk

Personal Attributes: values-driven with a track record of success and accomplishment ... Personalized Coaching : Benefit from the training and guidance of a local Vice President who will ...

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Personal Financial Coach information

See Colorado salary details

$31K

$59.6K

$74.1K

How much do personal financial coach jobs pay per year?

As of Sep 3, 2026, the average yearly pay for personal financial coach in Colorado is $59,634.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,600.00 and $67,300.00 per year, depending on experience, location, and employer.

What is a personal financial coach?

A personal financial coach is a professional who helps individuals understand and improve their financial situation. Unlike financial advisors who manage investments, financial coaches focus on teaching clients how to budget, save, reduce debt, and make informed money decisions. They provide guidance, accountability, and support to help clients achieve their financial goals and build long-term financial habits. Personal financial coaches do not typically sell financial products or give investment advice, but instead empower clients to take control of their finances.

What are some common challenges faced by personal financial coaches when working with clients, and how can they be addressed?

Personal Financial Coaches often encounter challenges such as clients’ reluctance to discuss financial setbacks, difficulty in changing spending habits, or inconsistent engagement with financial plans. Building trust through empathy and clear communication is essential to help clients feel comfortable sharing their financial history. Coaches can also use goal-setting techniques and regular check-ins to keep clients motivated and accountable. Collaborating on realistic, incremental action steps makes the process more manageable and increases the likelihood of long-term success.

What are the key skills and qualifications needed to thrive as a personal financial coach, and why are they important?

To thrive as a Personal Financial Coach, you need a strong understanding of personal finance principles, budgeting, and debt management, often supported by a relevant degree or certification like AFC (Accredited Financial Counselor). Familiarity with financial planning software, budgeting apps, and tools for credit analysis is typically required. Exceptional communication, empathy, and motivational skills help coaches build trust and empower clients to achieve their financial goals. These competencies ensure clients receive accurate, personalized advice and the encouragement needed to make lasting financial changes.

What is the difference between Personal Financial Coach vs Financial Advisor?

AspectPersonal Financial CoachFinancial Advisor
CredentialsGenerally no specific licensing, but certifications like CFP or AFC are commonLicensed and certified, often CFP, CFA, or CPA
Work EnvironmentOne-on-one coaching, workshops, online platformsClient meetings, investment management, financial planning firms
Services ProvidedBudgeting, goal setting, financial habitsInvestment advice, estate planning, tax strategies
Employer & IndustryIndependent, coaching firms, financial education platformsFinancial firms, banks, wealth management companies

While both roles focus on improving clients' financial health, a Personal Financial Coach primarily guides clients on budgeting, habits, and goal setting without offering investment advice. A Financial Advisor provides comprehensive investment and estate planning services, often requiring licensing and certifications. The choice depends on your financial needs and whether you seek behavioral coaching or investment management.

What job categories do people searching Personal Financial Coach jobs in Colorado look for?

The top searched job categories for Personal Financial Coach jobs in Colorado are:

Infographic showing various Personal Financial Coach job openings in Colorado as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, 1% Temporary, 3% Contract, and 1% Nights. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $59,634 per year, or $28.7 per hour.

Assistant Personal Training Lead

Life Time

Durango, CO

Full-time

Posted 12 days ago


Life Time rating

6.5

Company rating: 6.5 out of 10

Based on 394 frontline employees who took The Breakroom Quiz

24th of 63 rated gym and leisure clubs


Job description

Position Summary

As a PT Leader-2, you will lead and develop a team of Fitness Professionals to a successful career at Life Time.You will assist club leadership in bringing the Life Time Training brand and philosophy to life every day through amazing experiences. You will do this by being responsible for the experience on the fitness floor through delivering the best Dynamic Personal Training experience. You will also be responsible for delivering team member one on one's, selling training for our newer Fitness Professionals, coaching live client and member experience sessions, on-boarding of new team members, assisting in managing the connectivity and sales process, educating on all products and services, delivering your own personal production, and helping your team achieve their personal financial goals and those of the division.

Job Duties and Responsibilities

  • Manages, supports, develops, coaches, and mentors a team of fitness professionals to be successful based on brand and performance expectations.Includes disciplinary and termination actions as needed.

  • Responsible for the total experience and results of all clients

  • Be a Player-Coach by setting the example through Dynamic Personal Training through managing your own individual book of business

  • Oversees the quality and consistency of products, services, programs, and fitness floor experience for fitness professional team

  • Determine and implement strategies for ensuring the personal training team meets their productivity goals; drive content for department-wide meetings to achieve these strategies

  • Generates new clients and refers them to appropriate fitness professional based on client needs; Ensures TM has appropriate skills and training to successfully meet member needs

  • Promotes and directs execution of Life Time Training initiatives such as 60 Day and other special events

  • Completes and supports all scheduling, administrative, and coordination tasks for all programs and classes (metabolic, small group, nutrition, etc.)

Minimum Required Qualifications

  • High School Diploma or GED

  • Certified Personal Trainer

  • CPR and AED Certified

  • 2+ year of personal training experience

  • Demonstrated Leadership / Management Skills

  • Demonstrated strong communication, sales, program design, and coaching skills

  • Ability to drive results through others

Preferred Qualifications

  • Bachelors degree in kinesiology, sports medicine, or a related field

  • Experience in delivery and overall knowledge of virtual training methodology

  • Demonstrates success in increasing client acquisition and retention

  • Ability to manage multiple fitness professionals to a successful outcome

  • Demonstrates expertise in Life Time business applications (Exerp, Workday, Domo, etc.)

Life Time is a place for everyone. As an organization, we are committed to an inclusive, diverse and equitable workplace that respects and celebrates the unique contributions of each individual while ensuring we remain an equal opportunity employer that recruits, hires, trains and promotes based on merit and qualifications.


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