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Independent Contractor Claims Adjuster Jobs (NOW HIRING)

Network Adjusters, Inc.

Claims Adjuster

Denver, CO · On-site

$85K/yr

Determine settlement amounts based on independent judgment, application of applicable limits and ... CLAIMS ADJUSTER QUALIFICATIONS: * College/Technical degree or equivalent business experience.

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Independent Contractor Claims Adjuster information

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$30.5K

$64.6K

$90K

How much do independent contractor claims adjuster jobs pay per year?

As of Sep 4, 2026, the average yearly pay for independent contractor claims adjuster in the United States is $64,609.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,000.00 and $75,500.00 per year, depending on experience, location, and employer.

What is an independent contractor claims adjuster?

An Independent Contractor Claims Adjuster is a professional who evaluates insurance claims on behalf of insurance companies or third-party administrators but works independently rather than as a direct employee. They are typically hired on a contract basis to investigate, assess, and process claims related to property, casualty, auto, or other types of insurance. Their responsibilities include inspecting damages, interviewing claimants and witnesses, reviewing policy details, and negotiating settlements. Independent adjusters often handle claims during catastrophes or when additional support is needed. They must be licensed in the states where they operate and maintain their own business practices.

What are the key skills and qualifications needed to thrive as an independent contractor claims adjuster?

To thrive as an Independent Contractor Claims Adjuster, you need strong analytical skills, attention to detail, knowledge of insurance policies, and often a relevant license or certification. Familiarity with claims management software, estimating tools like Xactimate, and digital reporting systems is typically required. Excellent communication, negotiation, and time management skills help you handle clients and resolve claims efficiently. These abilities ensure accurate claim assessments, customer satisfaction, and compliance with industry standards.

What are some common challenges independent contractor claims adjusters face when managing their caseloads?

Independent Contractor Claims Adjusters often juggle multiple claims simultaneously, which can present challenges such as meeting tight deadlines, managing documentation, and coordinating schedules for inspections and interviews. Since they work independently, adjusters need strong organizational and time management skills to prioritize tasks effectively and ensure timely resolution of claims. Additionally, they must stay updated on changing insurance regulations and company policies, as these can impact claim evaluations and settlements. Building strong communication skills is also essential, as adjusters frequently interact with policyholders, contractors, and insurance companies.

What is the difference between Independent Contractor Claims Adjuster vs Staff Claims Adjuster?

AspectIndependent Contractor Claims AdjusterStaff Claims Adjuster
CredentialsTypically requires licensing and certifications; no employer-mandated credentialsRequires licensing, often with employer-specific training
Work EnvironmentRemote or on-site, flexible schedule, freelance basisFull-time, on-site or remote, structured schedule
Employer & Industry UsageHired by insurance companies or third-party administrators on a contract basisEmployed directly by insurance companies as full-time staff

In summary, Independent Contractor Claims Adjusters work independently, often with flexible hours and on a contractual basis, while Staff Claims Adjusters are employed full-time by insurance companies with a structured schedule. Both roles require licensing and industry knowledge, but differ mainly in employment status and work setup.

Is being an independent contractor claims adjuster worth it?

Being an independent contractor claims adjuster offers flexibility and the potential for higher earnings based on workload and experience. However, it also involves self-employment responsibilities, variable income, and the need for industry certifications and strong investigative skills. The role can be rewarding for those who value independence and have relevant expertise, but it requires self-motivation and business management skills.

What type of independent contractor claims adjuster makes the most money?

Experienced independent contractor claims adjusters specializing in high-value or complex claims, such as commercial or large-loss claims, tend to earn the highest income. Advanced certifications like the Chartered Property Casualty Underwriter (CPCU) and strong negotiation skills can also increase earning potential in this role.

What cities are hiring for Independent Contractor Claims Adjuster jobs?

Cities with the most Independent Contractor Claims Adjuster job openings:

What are the most commonly searched types of Claims Adjuster jobs?

The most popular types of Claims Adjuster jobs are:

What states have the most Independent Contractor Claims Adjuster jobs?

States with the most job openings for Independent Contractor Claims Adjuster jobs include:

Independent Contractor Claims Adjuster jobs near you

FIELD CLAIMS ADJUSTER 1099 INDEPENDENT CONTRACTOR

Administrative Strategies

Remote

$66K - $88K/yr

Part-time, Contractor

Re-posted 24 days ago

Job description

Job Summary:
The Independent Field Claims Adjuster will conduct on-site inspections of residential and commercial properties to assess, document, and estimate damage for insurance claims. This role requires a high level of professionalism, accuracy, and responsiveness. This position is a 1099 independent contractor/part time role.
Responsibilities:
  • Perform thorough exterior and interior inspections of damaged properties
  • Conduct safe roof inspections, as needed
  • Utilize Xactimate and/or Symbility estimating software to accurately assess and document damages.
  • Prepare detailed and accurate claim reports and documentation, including supplement requests.
  • Maintain timely communication with policyholders, insurers, and Administrative Strategies team.
  • Manage and prioritize assignments to ensure efficient claim resolution
  • Adherent to all industry regulations and company policies
  • Return all phone calls in a timely professional manner, followed with accurate documentation of such
Qualifications:
  • High School diploma or equivalent
  • Minimum of 2 years of experience as a field claims adjuster
  • Proficient in Xactimate and/or Symbility estimating software. Must have current subscription
  • Proficiency in using Microsoft Office Suite and other relevant software is expected
  • Excellent oral and written communication skills
  • Valid Driver’s License
  • Must have reliable transportation
  • Maintain appropriate licensing for states the contractor plans to work in.
  • A strong understanding of insurance policies, claims processes, and regulatory requirements
  • Commitment to professional conduct and responsiveness
  • Ability to work independently and as part of a team in a virtual environment
  • Pass Background Check
Special Requirements:
  • Must possess a laptop computer with Microsoft Word and Excel. Cell phone with text messaging, internet and email.
About AdStrat
Administrative Strategies is a claims servicing firm established in 2010, and we believe that Together we Make a Difference. Our teams and clients work together to make a difference and rebuild the lives of policyholders who have experienced a loss. We do this by making sure everyone on our team lives our core values:
  • We Are One Team: We work together to accomplish remarkable things.
  • We Do the Right Thing: We act with integrity and honesty in all interactions.
  • We Care: We care for each other, our partners, policyholders, our business, and our world.
  • We Deliver: Clients trust us to build things that work, and we take that seriously. With our “can do” spirit, our team will overcome obstacles, find solutions, and deliver exceptional results.
  • We Welcome Everyone: We actively foster an environment of inclusion, and respect for others.

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