Credit Risk Analyst
Harrisburg, PA · On-site
Analyzes effectiveness of credit risk models and strategies and provides insights and recommendations to leadership. Participates in projects impacting Credit Risk Management. Identifies and ...
Credit Risk Analyst
Harrisburg, PA · On-site
Analyzes effectiveness of credit risk models and strategies and provides insights and recommendations to leadership. Participates in projects impacting Credit Risk Management. Identifies and ...
Credit Risk Model Owner
Manhattan, NY · Hybrid
$133K - $181K/yr
Role Description SMBC is seeking a Credit Risk Model Owner VP to serve as local model owner to monitor and manage credit risk related models for the SMBC Americas Division portfolio. This role is ...
Credit Risk Model Owner
Manhattan, NY · Hybrid
$133K - $181K/yr
Role Description SMBC is seeking a Credit Risk Model Owner VP to serve as local model owner to monitor and manage credit risk related models for the SMBC Americas Division portfolio. This role is ...
Credit Risk Analyst
Harrisburg, PA · On-site
Analyzes effectiveness of credit risk models and strategies and provides insights and recommendations to leadership. Participates in projects impacting Credit Risk Management. Identifies and ...
Credit Risk Analyst
Harrisburg, PA · On-site
Analyzes effectiveness of credit risk models and strategies and provides insights and recommendations to leadership. Participates in projects impacting Credit Risk Management. Identifies and ...
VP, Credit Risk Model Validation
Central, LA · On-site
$80 - $140/hr
Strong understanding of credit risk modeling techniques, statistical methods, and quantitative analysis. * Proficiency in programming languages such as Python, R, SAS or Excel VBA. * Familiarity with ...
New
VP, Credit Risk Model Validation
Central, LA · On-site
$80 - $140/hr
Strong understanding of credit risk modeling techniques, statistical methods, and quantitative analysis. * Proficiency in programming languages such as Python, R, SAS or Excel VBA. * Familiarity with ...
New
$80 - $140/hr
Strong understanding of credit risk modeling techniques, statistical methods, and quantitative analysis. * Proficiency in programming languages such as Python, R, SAS or Excel VBA. * Familiarity with ...
New
$80 - $140/hr
Strong understanding of credit risk modeling techniques, statistical methods, and quantitative analysis. * Proficiency in programming languages such as Python, R, SAS or Excel VBA. * Familiarity with ...
New
Ensure model documentation is up to date and in accordance with regulatory requirements. * Maintain ACL procedures manuals up to date in line with current process * Estimate loss provisions forecast ...
Quick apply
Ensure model documentation is up to date and in accordance with regulatory requirements. * Maintain ACL procedures manuals up to date in line with current process * Estimate loss provisions forecast ...
The models support loan portfolio stress testing (CCAR), the allowance for credit losses (ACL / CECL), counterparty risk, and commercial risk rating scorecards. The ideal candidate will have hands-on ...
The models support loan portfolio stress testing (CCAR), the allowance for credit losses (ACL / CECL), counterparty risk, and commercial risk rating scorecards. The ideal candidate will have hands-on ...
Credit Risk Oversight Officer
Norwood, MA · On-site
Review and challenge credit risk modeling practices in partnership with the Second Line Model Risk Management team, including loan loss estimation and stress testing methodologies. Risk Reporting and ...
Credit Risk Oversight Officer
Norwood, MA · On-site
Review and challenge credit risk modeling practices in partnership with the Second Line Model Risk Management team, including loan loss estimation and stress testing methodologies. Risk Reporting and ...
Credit Risk Metrics Specialist
Tampa, FL · On-site
Ensure model documentation is up to date and in accordance with regulatory requirements. * Maintain ACL procedures manuals up to date in line with current process * Estimate loss provisions forecast ...
Quick apply
Credit Risk Metrics Specialist
Tampa, FL · On-site
Ensure model documentation is up to date and in accordance with regulatory requirements. * Maintain ACL procedures manuals up to date in line with current process * Estimate loss provisions forecast ...
Credit Risk Oversight Officer
Norwood, MA · On-site
Review and challenge credit risk modeling practices in partnership with the Second Line Model Risk Management team, including loan loss estimation and stress testing methodologies. Risk Reporting and ...
Credit Risk Oversight Officer
Norwood, MA · On-site
Review and challenge credit risk modeling practices in partnership with the Second Line Model Risk Management team, including loan loss estimation and stress testing methodologies. Risk Reporting and ...
Credit Risk Oversight Officer
Norwood, MA · On-site
Review and challenge credit risk modeling practices in partnership with the Second Line Model Risk Management team, including loan loss estimation and stress testing methodologies. Risk Reporting and ...
Credit Risk Oversight Officer
Norwood, MA · On-site
Review and challenge credit risk modeling practices in partnership with the Second Line Model Risk Management team, including loan loss estimation and stress testing methodologies. Risk Reporting and ...
Credit Risk Metrics Specialist
Miami, FL · On-site
Ensure model documentation is up to date and in accordance with regulatory requirements. * Maintain ACL procedures manuals up to date in line with current process * Estimate loss provisions forecast ...
Quick apply
Credit Risk Metrics Specialist
Miami, FL · On-site
Ensure model documentation is up to date and in accordance with regulatory requirements. * Maintain ACL procedures manuals up to date in line with current process * Estimate loss provisions forecast ...
Ensure model documentation is up to date and in accordance with regulatory requirements. Maintain ACL procedures manuals up to date in line with current process Estimate loss provisions forecast for ...
Ensure model documentation is up to date and in accordance with regulatory requirements. Maintain ACL procedures manuals up to date in line with current process Estimate loss provisions forecast for ...
Ensure model documentation is up to date and in accordance with regulatory requirements. * Maintain ACL procedures manuals up to date in line with current process * Estimate loss provisions forecast ...
Quick apply
Ensure model documentation is up to date and in accordance with regulatory requirements. * Maintain ACL procedures manuals up to date in line with current process * Estimate loss provisions forecast ...
Ensure model documentation is up to date and in accordance with regulatory requirements. * Maintain ACL procedures manuals up to date in line with current process * Estimate loss provisions forecast ...
Quick apply
Ensure model documentation is up to date and in accordance with regulatory requirements. * Maintain ACL procedures manuals up to date in line with current process * Estimate loss provisions forecast ...
Credit Risk Metrics Specialist
Coral Gables, FL · On-site
$90 - $130/hr
Ensure model documentation is up to date and in accordance with regulatory requirements. * Maintain ACL procedures manuals up to date in line with current process * Estimate loss provisions forecast ...
Credit Risk Metrics Specialist
Coral Gables, FL · On-site
$90 - $130/hr
Ensure model documentation is up to date and in accordance with regulatory requirements. * Maintain ACL procedures manuals up to date in line with current process * Estimate loss provisions forecast ...
Credit Risk Analyst
Manhattan, NY · On-site
... credit risk models and decision frameworks using advanced statistical and analytical techniques. · Deliver MIS reports, dashboards, and performance reviews to monitor portfolio trends, assess ...
New
Credit Risk Analyst
Manhattan, NY · On-site
... credit risk models and decision frameworks using advanced statistical and analytical techniques. · Deliver MIS reports, dashboards, and performance reviews to monitor portfolio trends, assess ...
New
Credit Risk Analyst
Monroe, WI · On-site
What You'll Do You'll create credit risk models, research collection techniques and effectiveness, analyze credit marketing tests and provide credit decision support to improve the overall ...
Credit Risk Analyst
Monroe, WI · On-site
What You'll Do You'll create credit risk models, research collection techniques and effectiveness, analyze credit marketing tests and provide credit decision support to improve the overall ...
You will also build and monitor credit risk models with an eye on loss forecasting and communicate the results to different teams such as Capital Market and Marketing. The candidate should have a ...
You will also build and monitor credit risk models with an eye on loss forecasting and communicate the results to different teams such as Capital Market and Marketing. The candidate should have a ...
You will also build and monitor credit risk models with an eye on loss forecasting and communicate the results to different teams such as Capital Market and Marketing. The candidate should have a ...
Quick apply
You will also build and monitor credit risk models with an eye on loss forecasting and communicate the results to different teams such as Capital Market and Marketing. The candidate should have a ...
Hourly Credit Risk Modeling information
What is hourly credit risk modeling?
Hourly credit risk modeling is the process of assessing and predicting the likelihood of a borrower defaulting on their financial obligations, with risk evaluated and updated on an hourly basis. This approach is often used by financial institutions and fintech companies that require real-time credit risk analysis for instant lending decisions or ongoing portfolio monitoring. By utilizing real-time data and advanced analytics, hourly credit risk modeling enables lenders to respond quickly to changes in a borrower's financial behavior or external market conditions. This leads to more accurate risk assessments and helps institutions manage their exposure more effectively.
How does an hourly credit risk modeling professional typically collaborate with other departments within a financial institution?
Hourly Credit Risk Modeling professionals often work closely with teams such as underwriting, data analytics, and IT to ensure credit risk models are accurate and actionable. They may participate in cross-functional meetings to discuss model performance, share insights from data analysis, and implement feedback from business stakeholders. Collaboration is key, as their models directly influence lending decisions, risk management strategies, and regulatory compliance. Regular communication with colleagues helps ensure that risk models stay aligned with evolving business needs and regulatory requirements.
What are the key skills and qualifications needed to thrive as an hourly credit risk modeler, and why are they important?
To thrive as an Hourly Credit Risk Modeler, you need strong quantitative skills, a background in finance, economics, mathematics, or statistics, and experience with credit risk principles. Familiarity with statistical software such as SAS, R, or Python, as well as knowledge of risk modeling frameworks and regulatory requirements, is typically required. Analytical thinking, attention to detail, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills are essential for accurately assessing credit risk, supporting sound decision-making, and ensuring regulatory compliance in financial institutions.
What is the difference between Hourly Credit Risk Modeling vs Credit Analyst?
| Aspect | Hourly Credit Risk Modeling | Credit Analyst |
|---|---|---|
| Primary Focus | Developing and implementing credit risk models to assess borrower risk | Analyzing credit data to evaluate creditworthiness of individuals or companies |
| Required Skills | Statistical analysis, modeling, programming, financial analysis | Financial analysis, credit report review, communication skills |
| Work Environment | Financial institutions, consulting firms, often project-based | Banks, lending institutions, credit departments |
| Certifications | Often requires CFA, FRM, or similar certifications | Typically requires finance or accounting degrees; certifications like CFA are common |
Hourly Credit Risk Modeling involves creating quantitative models to predict credit risk, often requiring advanced statistical and programming skills. Credit Analysts focus on evaluating individual credit data to make lending decisions. While both roles require financial knowledge and may share certifications, their core responsibilities differ: one is model development, the other is credit evaluation.
More about Hourly Credit Risk Modeling jobs
What cities are hiring for Hourly Credit Risk Modeling jobs?
Cities with the most Hourly Credit Risk Modeling job openings:
What are the most commonly searched types of Credit Risk Modeling jobs?
The most popular types of Credit Risk Modeling jobs are:
What states have the most Hourly Credit Risk Modeling jobs?
States with the most job openings for Hourly Credit Risk Modeling jobs include:
What job categories do people searching Hourly Credit Risk Modeling jobs look for?
The top searched job categories for Hourly Credit Risk Modeling jobs are:
PSECU rating
6.7
Based on 5 frontline employees who took The Breakroom Quiz
Job description
Members Achieve More isn't just a tagline for us, it's part of everything we do! We're looking for passionate individuals to join our team to help us maintain that focus every day. Want to work somewhere that's remained strong for 90 years, that encourages you to learn, grow, and pursue your dreams? If yes, then read on...
The Risk Analyst initiates and supports Credit Risk Management analysis and decisions using queries, reports, and visual tools. Produces and analyzes ongoing risk management reports and analyses. Performs ad hoc analysis of Credit Risk trends and portfolio performance, as well as forward-looking analysis. Analyzes effectiveness of credit risk models and strategies and provides insights and recommendations to leadership. Participates in projects impacting Credit Risk Management. Identifies and implements process improvements to enhance the efficiency of the Credit Risk Management unit. Collaborates with others to drive Credit Risk Management initiatives. Reports to the Director of Credit Risk & Data Analytics. Work is performed with a high degree of independence.Schedule: Monday - Friday, 8am -4 or 9am -5pm. This position will be a hybrid model both in person and remote with minimum of onsite expectation of 40% or as needed.
In this position, you will
- Assist with first-line monitoring of the credit union loan portfolio. Prepare and analyze reports and analyses, and make recommendations related to loan performance, risk-based pricing, decisioning models, underwriting, and portfolio management.
- Monitor and trend changes to the loan portfolio and application quality with regard to business process changes and Credit Risk initiatives. Analyze the impact of changes to assess success and effectiveness and evaluate & recommend adjustments with the goal of mitigating risk while promoting growth.
- Drive the ongoing development of Credit Risk Management Dashboards and Reports to support Credit Risk initiatives and the ongoing analysis of Credit Risk Models, Loan Performance, Application Quality, Risk-Based Pricing, and other Credit Risk strategies and initiatives. Identify opportunities to convert ad-hoc and
- Represent Credit Risk Management within departmental and organizational projects & initiatives. Support requirements development, analysis, and implementation in relation to Credit Risk.
- Perform ad-hoc analysis of prospective changes related to Credit Risk and present findings and recommendations to management. Work collaboratively with key stakeholders to ensure changes are approved, documented, and implemented.
- Other duties as assigned.
Qualifications:
BS (Required)Any equivalent combination of experience and education.| Required Two years' experience in Consumer Lending or Credit Risk function.| Required
About PSECU
Sourced by ZipRecruiter
Industry
Commercial banking
Company size
10,000+ Employees
Headquarters location
Harrisburg, PA, US
Year founded
1934