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Credit Risk Stress Testing Jobs (NOW HIRING)

... various risk-mitigating features and structural credit enhancements, including ... stress testing, and structural analysis. Despite being "asset-backed," ATLAS SP's facilities are ...

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Credit Risk Stress Testing information

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$42K

$124K

$190.5K

How much do credit risk stress testing jobs pay per year?

As of Jun 7, 2026, the average yearly pay for credit risk stress testing in the United States is $124,006.00, according to ZipRecruiter salary data. Most workers in this role earn between $103,000.00 and $137,500.00 per year, depending on experience, location, and employer.

How does the Credit Risk Stress Testing role typically interact with other departments within a financial institution?

Professionals in Credit Risk Stress Testing frequently collaborate with teams such as Risk Management, Finance, Data Analytics, and IT. They work closely with these departments to gather relevant data, ensure accurate modeling, and interpret stress test results. This collaborative approach helps ensure that the institution’s credit risk exposures are comprehensively assessed and that regulatory requirements are met. Regular communication and cross-functional meetings are common, as stress testing outcomes often influence strategic business decisions and regulatory reporting.

What is credit risk stress testing?

Credit risk stress testing is a risk management technique used by financial institutions to evaluate how their credit portfolios would perform under adverse economic scenarios. This process helps banks and lenders understand potential vulnerabilities by simulating extreme but plausible events, such as economic downturns or market shocks, and assessing the impact on loan defaults and overall credit losses. The results of these tests guide institutions in making informed decisions about capital reserves, risk limits, and strategic planning to ensure financial stability. Regulators often require banks to conduct credit risk stress tests as part of their supervisory framework. Effective stress testing enhances a firm's ability to withstand unexpected financial stresses and maintain solvency.

What is the difference between Credit Risk Stress Testing vs Credit Risk Analyst?

AspectCredit Risk Stress TestingCredit Risk Analyst
Primary FocusAssessing the impact of adverse economic scenarios on credit portfoliosAnalyzing credit data to evaluate borrower risk and creditworthiness
Required SkillsQuantitative analysis, stress testing methodologies, regulatory complianceCredit analysis, financial modeling, data interpretation
Work EnvironmentRisk management teams, financial institutions, regulatory bodiesBanking institutions, credit departments, financial firms

While both roles involve credit risk, Credit Risk Stress Testing focuses on evaluating how economic shocks affect credit portfolios, often requiring advanced quantitative skills. Credit Risk Analysts primarily assess individual borrower risk and creditworthiness. Both roles are essential in credit risk management but serve different purposes within financial institutions.

What are the key skills and qualifications needed to thrive in Credit Risk Stress Testing, and why are they important?

To thrive in Credit Risk Stress Testing, you need a solid background in finance, risk management, quantitative analysis, and often a relevant degree such as in economics, mathematics, or finance. Familiarity with statistical modeling tools (such as SAS, R, or Python), risk management frameworks, and regulatory requirements like CCAR or IFRS 9 is typically expected. Strong analytical skills, attention to detail, and the ability to communicate complex findings clearly are valuable soft skills in this role. These competencies ensure accurate risk assessments, compliance with regulations, and effective communication of stress test results to stakeholders.
Infographic showing various Credit Risk Stress Testing job openings in the United States as of May 2026, with employment types broken down into 91% Full Time, 7% Part Time, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $124,006 per year, or $59.6 per hour.
Market Risk Stress Testing Reporting Lead

Market Risk Stress Testing Reporting Lead

Citigroup, Inc.

Getzville, NY • On-site

$170K - $300K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 28 days ago


Job description

Job Description
The Market Risk Stress Testing Reporting Lead is part of Citi's Risk Management community. Within Risk Management the role sits within the Data, Analytics, Reporting and Technology (DART) function. DART is responsible for (i) supporting intelligent risk decisions and proactive management of Citi's risks across the enterprise, (ii) delivering risk information and analysis to help risk managers, the business, and senior management navigate complex risks and regulatory landscape, (iii) providing deep expertise in risk data and dimensions in the development and production of reports and analytics, (iv) designing policies, defining leading practices and innovative technological tooling in performance of risk data governance and strategy roles.
The role will lead the team responsible for Market Risk Stress Testing Reporting including both Internal and Regulatory required processes. The team works with Risk Managers, Business, Finance, Technology, and the Capital Planning teams to establish reporting requirements, develop the tools and analysis necessary to proactively identify and manage risk with respect to portfolios and products while continuously updating the process to reflect the current business structure.
The candidate will also play a prominent role in the transformation of the Global Market Risk Reporting Process and will be supporting critical organizational programs helping drive innovation and the migration to modern reporting platforms and business intelligence.
The successful candidate will demonstrate a history of managing Market Risk Reporting functions, driving enterprise wide initiatives, and will need to display a comprehensive understanding of Market Risk Fundamentals. and the necessary regulatory and good governance requirements. Excellent communication skills are required in order to navigate teams effectively, often at a senior level and with various Regulatory bodies.
Responsibilities:
  • Manage the production and analysis of Market Risk Stress Testing reports including Internal Stress Testing, Regulatory Requirements such as CCAR related 14Q/14A, and Risk Identification.
  • Preparation of regular and time-sensitive analytics, visualizations and reports to the Risk Managers, Senior Management, and Regulators
  • Develop and maintain a deep understanding of economic and regulatory landscapes, proactively identifying how they could potentially impact the organization's risk profile.
  • Work with the Market Risk Managers to define and document key reporting metrics
  • Partner with Global Market Risk, In Business Risk, and Technology to design reporting, analytics, and automated & innovative solutions to ensure accurate and timely reporting and analytics.
  • Foster a culture of creativity, implement AI solutions to enhance operational efficiency and quality of insights
  • Manage the Market Risk Stress Testing Reporting book of work and prioritize development efforts based on understanding stakeholder requirements as well as the development requirements needed to implement reporting and data solutions.
  • Collaborate on Data Governance, Data Services and Data Quality initiatives across the organization to improve the quality of information utilized for Market Risk
  • Build relationships with key internal and external stakeholders
  • Implementation and enhancement of key controls and maintenance of associated process documentation
  • Provide talent management, guide and develop team members in process and metric understanding
  • Provide ad-hoc support and analysis

Qualifications:
The core strengths required for this position include but are not limited to:
  • Bachelor's or Master's degree in Finance, Economics, Science, or related analytical fields
  • 15+ years of relevant work experience with a strong emphasis on Market Risk Reporting, Stress Testing, and Data Engineering/Analytics
  • Strong Leadership Skills with demonstrated experience managing and leading teams and influencing and negotiation skills
  • Extensive experience in the Financial Services industry with a strong understanding of financial products and market risk across asset classes, and experience interacting with senior management
  • Ability to process and understand various data structures and present data from insightful and actionable perspectives
  • Strong analytical skills and a demonstrated ability for problem solving, attention to detail, and the capability to manage effectively against deadlines.
  • Strong communication, organization & interpersonal skills required to effectively communicate, collaborate, and lead cross functional initiatives across multiple areas of the organization
  • Highly developed presentation skills, now critical for presenting to senior leaders and driving strategic decisions.

Job Family Group:
Risk Management
Job Family:
Risk Reporting and Exposure Monitoring
Time Type:
Full time
Primary Location:
Getzville New York United States
Primary Location Full Time Salary Range:
$170,000.00 - $300,000.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Analytical Thinking, Credible Challenge, Data Analysis, Governance, Management Reporting, Policy and Procedure, Policy and Regulation, Programming, Risk Controls and Monitors, Risk Identification and Assessment.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
Jun 10, 2026
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi's EEO Policy Statement and the Know Your Rights poster.