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Credit Risk Stress Testing Jobs (NOW HIRING)

CFA Institute

Credit Portfolio Risk Analyst

Manhattan, NY · On-site

$69K - $85K/yr

Work with Stress Testing and Model teams to support the refinement of risk identification ... Support credit risk governance processes, including committee materials, approvals, and action-item ...

DTCC

Stress Testing Associate Director

Tampa, FL · On-site

... Stress Testing related to the clearing and settlement processes for DTCC, its members and the ... FR&G collaborates closely with Quantitative Risk Management and the Counterparty Credit Risk teams ...

B-Paid LLC

Credit Risk Lead

Columbus, OH · On-site

The Credit Risk Lead is responsible for evaluating, monitoring, and managing the organization ... Conduct stress testing and scenario analysis to evaluate portfolio resilience under adverse ...

Raymond James Financial, Inc.

Conduct portfolio analytics, stress testing, scenario analysis, and concentration assessments to ... Knowledge of * Credit risk management principles and practices. * Portfolio risk management ...

Raymond James Financial, Inc.

Conduct portfolio analytics, stress testing, scenario analysis, and concentration assessments to ... Knowledge of * Credit risk management principles and practices. * Portfolio risk management ...

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Credit Risk Stress Testing information

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$42K

$124K

$190.5K

How much do credit risk stress testing jobs pay per year?

As of Sep 11, 2026, the average yearly pay for credit risk stress testing in the United States is $124,006.00, according to ZipRecruiter salary data. Most workers in this role earn between $103,000.00 and $137,500.00 per year, depending on experience, location, and employer.

What is credit risk stress testing?

Credit risk stress testing is a risk management technique used by financial institutions to evaluate how their credit portfolios would perform under adverse economic scenarios. This process helps banks and lenders understand potential vulnerabilities by simulating extreme but plausible events, such as economic downturns or market shocks, and assessing the impact on loan defaults and overall credit losses. The results of these tests guide institutions in making informed decisions about capital reserves, risk limits, and strategic planning to ensure financial stability. Regulators often require banks to conduct credit risk stress tests as part of their supervisory framework. Effective stress testing enhances a firm's ability to withstand unexpected financial stresses and maintain solvency.

How does the credit risk stress testing role typically interact with other departments within a financial institution?

Professionals in Credit Risk Stress Testing frequently collaborate with teams such as Risk Management, Finance, Data Analytics, and IT. They work closely with these departments to gather relevant data, ensure accurate modeling, and interpret stress test results. This collaborative approach helps ensure that the institution’s credit risk exposures are comprehensively assessed and that regulatory requirements are met. Regular communication and cross-functional meetings are common, as stress testing outcomes often influence strategic business decisions and regulatory reporting.

What are the key skills and qualifications needed to thrive in credit risk stress testing, and why are they important?

To thrive in Credit Risk Stress Testing, you need a solid background in finance, risk management, quantitative analysis, and often a relevant degree such as in economics, mathematics, or finance. Familiarity with statistical modeling tools (such as SAS, R, or Python), risk management frameworks, and regulatory requirements like CCAR or IFRS 9 is typically expected. Strong analytical skills, attention to detail, and the ability to communicate complex findings clearly are valuable soft skills in this role. These competencies ensure accurate risk assessments, compliance with regulations, and effective communication of stress test results to stakeholders.

What is the difference between Credit Risk Stress Testing vs Credit Risk Analyst?

AspectCredit Risk Stress TestingCredit Risk Analyst
Primary FocusAssessing the impact of adverse economic scenarios on credit portfoliosAnalyzing credit data to evaluate borrower risk and creditworthiness
Required SkillsQuantitative analysis, stress testing methodologies, regulatory complianceCredit analysis, financial modeling, data interpretation
Work EnvironmentRisk management teams, financial institutions, regulatory bodiesBanking institutions, credit departments, financial firms

While both roles involve credit risk, Credit Risk Stress Testing focuses on evaluating how economic shocks affect credit portfolios, often requiring advanced quantitative skills. Credit Risk Analysts primarily assess individual borrower risk and creditworthiness. Both roles are essential in credit risk management but serve different purposes within financial institutions.

What other helpful pages are available for Credit Risk Stress Testing?

Other pages related to Credit Risk Stress Testing:

Infographic showing various Credit Risk Stress Testing job openings in the United States as of September 2026, with employment types broken down into 1% Internship, 1% As Needed, 84% Full Time, 10% Part Time, 3% Contract, and 1% Nights. Highlights an 89% Physical, 2% Hybrid, and 9% Remote job distribution, with an average salary of $124,006 per year, or $59.6 per hour.

Credit Risk Analytics Analyst

Manhattan, NY • Hybrid

Sumitomo Mitsui Financial Group, Inc.
See more jobs at Sumitomo Mitsui Financial Group, Inc.external

$69K - $85K/yr

Full-time

Re-posted 29 days ago

Job description

 SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.

In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization's extensive global network. The Group's operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.

The anticipated salary range for this role is between $69,000.00 and $85,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.

Role Description

SMBC is seeking a highly motivated and detail-oriented Associate / Analyst to join the stress testing function within the Credit Portfolio Risk team. This role will support CCAR, credit stress testing, and project management. The ideal candidate will combine analytical skills, knowledge of credit stress testing, and project management capabilities to drive initiatives and deliver high-quality results in a fast-paced environment.

Role Responsibilities:

Credit Stress Testing & CCAR:
   Support the design, execution, and enhancement of credit stress testing frameworks, including scenario analysis and loss forecasting in alignment with CCAR requirements
   Support CRE (Commercial Real Estate) bottom-up modeling, integrating results into broader portfolio analytics
   Partner with Enterprise Risk, Finance, Model Developers, Credit Officers, and Business Units to design and drive internal stress testing exercises
   Contribute to documentation and regulatory submissions with precision and clarity

Project Management:
   Lead and coordinate credit stress testing projects, ensuring timely delivery of milestones and effective communication with stakeholders
   Oversee project plans, track progress, identify risks, and implement mitigation strategies
   Prepare and present project updates to senior management and cross-functional teams
   Facilitate communication across stakeholders to ensure alignment and transparency
   Ensure compliance with internal governance and regulatory expectations throughout the project lifecycle

Qualifications and Skills

Education:  
   Bachelor's degree in Finance, Economics, Statistics, or a related field. A Master's degree or relevant professional certifications (e.g., CFA, FRM, ESG) are a plus

Experience: 
   0-3 years of experience in financial institution
   Basic knowledge of project management and credit risk concepts, with the ability to support cross-functional initiatives involving stress testing, CCAR, CECL, and related loss estimation methodologies
   Experience in the credit risk identification process is a plus

Skills:
   Proficiency in Excel and PowerPoint skills, with experience utilizing these tools to efficiently organize data, transform and analyze information, and create engaging presentations    
   Proficiency in data analysis tools such as SAS, Python, R, SQL, or Alteryx, and visualization tools such as PowerBI is a plus
   Effective communication and interpersonal skills, with the ability to learn complex concepts and work collaboratively across teams
   Ability to work in a fast-paced, collaborative environment and manage multiple priorities

SMBC's employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.

SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at accommodations@smbcgroup.com.

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