ZipRecruiter

Log In

1

Credit Risk Stress Testing Jobs (NOW HIRING)

Monex

Senior Credit Risk Manager

Washington, DC · On-site

$100K - $140K/yr

Conduct stress testing, concentration analysis, and portfolio surveillance * Monitor early warning ... in credit risk, counterparty risk, or financial risk management * Strong experience within ...

Monex USA

Senior Credit Risk Manager

Washington, DC · On-site

$100K - $140K/yr

Conduct stress testing, concentration analysis, and portfolio surveillance * Monitor early warning ... in credit risk, counterparty risk, or financial risk management * Strong experience within ...

next page

Showing results 1-20

People also search for

All JobsCredit Risk Stress Testing Jobs

Credit Risk Stress Testing information

See salary details

$42K

$124K

$190.5K

How much do credit risk stress testing jobs pay per year?

As of Jun 7, 2026, the average yearly pay for credit risk stress testing in the United States is $124,006.00, according to ZipRecruiter salary data. Most workers in this role earn between $103,000.00 and $137,500.00 per year, depending on experience, location, and employer.

How does the Credit Risk Stress Testing role typically interact with other departments within a financial institution?

Professionals in Credit Risk Stress Testing frequently collaborate with teams such as Risk Management, Finance, Data Analytics, and IT. They work closely with these departments to gather relevant data, ensure accurate modeling, and interpret stress test results. This collaborative approach helps ensure that the institution’s credit risk exposures are comprehensively assessed and that regulatory requirements are met. Regular communication and cross-functional meetings are common, as stress testing outcomes often influence strategic business decisions and regulatory reporting.

What is credit risk stress testing?

Credit risk stress testing is a risk management technique used by financial institutions to evaluate how their credit portfolios would perform under adverse economic scenarios. This process helps banks and lenders understand potential vulnerabilities by simulating extreme but plausible events, such as economic downturns or market shocks, and assessing the impact on loan defaults and overall credit losses. The results of these tests guide institutions in making informed decisions about capital reserves, risk limits, and strategic planning to ensure financial stability. Regulators often require banks to conduct credit risk stress tests as part of their supervisory framework. Effective stress testing enhances a firm's ability to withstand unexpected financial stresses and maintain solvency.

What is the difference between Credit Risk Stress Testing vs Credit Risk Analyst?

AspectCredit Risk Stress TestingCredit Risk Analyst
Primary FocusAssessing the impact of adverse economic scenarios on credit portfoliosAnalyzing credit data to evaluate borrower risk and creditworthiness
Required SkillsQuantitative analysis, stress testing methodologies, regulatory complianceCredit analysis, financial modeling, data interpretation
Work EnvironmentRisk management teams, financial institutions, regulatory bodiesBanking institutions, credit departments, financial firms

While both roles involve credit risk, Credit Risk Stress Testing focuses on evaluating how economic shocks affect credit portfolios, often requiring advanced quantitative skills. Credit Risk Analysts primarily assess individual borrower risk and creditworthiness. Both roles are essential in credit risk management but serve different purposes within financial institutions.

What are the key skills and qualifications needed to thrive in Credit Risk Stress Testing, and why are they important?

To thrive in Credit Risk Stress Testing, you need a solid background in finance, risk management, quantitative analysis, and often a relevant degree such as in economics, mathematics, or finance. Familiarity with statistical modeling tools (such as SAS, R, or Python), risk management frameworks, and regulatory requirements like CCAR or IFRS 9 is typically expected. Strong analytical skills, attention to detail, and the ability to communicate complex findings clearly are valuable soft skills in this role. These competencies ensure accurate risk assessments, compliance with regulations, and effective communication of stress test results to stakeholders.
Infographic showing various Credit Risk Stress Testing job openings in the United States as of May 2026, with employment types broken down into 91% Full Time, 7% Part Time, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $124,006 per year, or $59.6 per hour.
Director of Enterprise Credit Risk

Director of Enterprise Credit Risk

First Interstate Bancsystem

Meridian, ID • On-site, Remote

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 9 days ago

Job description

**If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.

This position may be located at First Interstate Bank's offices in Billings, Colorado, Idaho, Iowa, Missouri, Montana, Nebraska, Oregon, South Dakota, Washington and Wyoming.
What's Important to You
We know your career is just one aspect of a meaningful, complex, and demanding life. That's why we designed our compensation and benefits package to provide employees and their families with as much choice as possible.

  • Generous Paid Time Off (PTO) in addition to paid federal holidays.
  • Student debt employer repayment program.
  • 401(k) retirement plan with a 6% match.
  • The health and happiness of the places we call home matter to us. Learn a little more about what we do for the communities we serve and why we want YOU to be a part of it.

We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for #TeamFirstInterstate.
SUMMARY
The Director of Enterprise Credit Risk is responsible for advancing the enterprise credit risk strategy, portfolio quality, and risk governance across all lending divisions. This position partners closely with the Chief Credit Officer to develop and execute credit policies, underwriting standards, and portfolio management routines that align with organizational objectives, regulatory expectations, and risk appetite. With a focus on disciplined execution, analytics, and collaboration, the Director strengthens risk management practices, supports prudent growth, and fosters a culture of accountability and continuous improvement.
ESSENTIAL DUTIES AND RESPONSIBILITIES

  • Works in partnership with the Chief Credit Officer (CCO) to design and execute enterprise credit risk strategy.
  • Provides direct, expert advisory support to the CCO on complex credit decisions, portfolio trends, and emerging risks.
  • Serves as proxy in the CCO's absence, representing Credit leadership with senior management, committees, and regulators.
  • Manages territory-based Senior Credit Officers to ensure localized credit risk management is consistent across the Bank's footprint.
  • Oversees all aspects of small business lending, including production and operational support teams, such as credit underwriters.
  • Acts as the primary conduit to Risk, Finance, Compliance, and Operations for enterprise credit governance and issue resolution.
  • Supports talent management processes, including calibration, succession planning, and organizational design within Credit.
  • Champions change initiatives that improve credit discipline, client experience, and employee experience.
  • Enables the CCO to focus on strategic priorities by driving consistent execution of credit routines, governance, and remediation.
  • Applies enterprise knowledge to ensure teams consistently execute policy, underwriting, and portfolio management expectations.
  • Co-leads key credit meetings and offsites with the CCO, demonstrating a unified voice and mission.
  • Engages with local teams to understand obstacles, prioritize them, and drive resolution.
  • Oversees complex projects impacting the credit lifecycle, including originations, underwriting, monitoring, and problem loan management.
  • Ensures adherence to regulatory requirements, credit policy, and risk management frameworks.
  • Drives cross-line collaboration to identify and execute integrated credit solutions while maintaining risk appetite.
  • Champions portfolio risk management initiatives by equipping teams with tools, insights, and routines that strengthen risk identification and mitigation.
  • Leverages advanced analytics to inform strategic decisions, optimize underwriting and pricing guardrails, and identify portfolio risks and opportunities.
  • Partners with product, digital, and operations teams to design data-driven enhancements that improve underwriting quality and operational efficiency.
  • Monitors market trends and competitive intelligence to anticipate shifts and proactively adjust credit strategy.
  • Facilitates alignment of performance metrics across lending lines to ensure accountability and transparency in credit execution.
  • Oversees the development of dashboards and reporting frameworks that provide actionable insights to leadership and frontline credit teams.
  • Supports enterprise-wide strategic planning by contributing expertise on concentration risk, stress testing, allowance trends, and risk considerations impacting growth.


MANAGEMENT RESPONSIBILITIES

  • Manages a team of Senior Credit Officers.
  • Leads the Business Banking Lending Center, overseeing production and operational support teams, including credit underwriters.
  • Oversees specialized areas of Credit Risk Management.


QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
KNOWLEDGE, SKILLS AND ABILITIES

  • Experience across multiple lending segments (e.g., C&I, CRE, Ag, and Small Business).
  • Excellent communication, interpersonal, and presentation skills, with a proven ability to engage audiences effectively.
  • Demonstrated ability to motivate and influence individuals and groups, building trust and credibility quickly.
  • Ability to connect credit policy, underwriting, and portfolio management strategies, with a deep understanding of their combined impact on client outcomes, safety and soundness, and employee engagement.


EDUCATION AND/OR EXPERIENCE

  • Bachelor's Degree in Accounting, Finance, Business, or related field required and
  • Master's Degree in Accounting, Business, Finance, Risk Management, or related field preferred
  • 10+ years of senior leadership experience required and
  • 10+ years of progressive credit risk and/or underwriting experience in commercial and/or community banking required and
  • 10+ years of progressive leadership experience with exposure across multiple levels of the organization required


LICENSES AND CERTIFICATIONS

  • Professional risk or credit certifications (e.g., CRC, FRM, CFA) preferred


PHYSICAL DEMANDS AND WORKING ENVIRONMENT
The physical demands and work environment are representative of those that must be met or encountered to successfully perform the essential functions of the job. In compliance with the Americans with Disabilities Act, the company provides reasonable accommodation to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer.

  • Dexterity of hands/fingers to operate computer keyboard and mouse - Frequently
  • Sitting - Frequently
  • Standing - Occasionally
  • Noise Level - Moderate
  • Typical Work Hours - M-F (8-5)
  • Regular and Predictable Attendance - Required

COMPENSATION & BENEFITS

We offer a competitive total compensation package including base salary and benefits. The anticipated pay range for this position is $210,540 to $347,380 per year (in CO & WA) and depends on a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills and experience, education, and geographic location. Additionally, this role is eligible to receive annual discretionary cash and stock bonuses. Benefits available for this position include, but are not limited to, medical, dental, vision, short-term and long-term disability benefits and life insurance, flexible spending accounts, health savings account, employee assistance program, 401(k), Paid Time Off (new hires accrue at .069 per hours worked which equates to approximately 18 days per year inclusive of paid sick time) and up to 11 paid Federal holidays. Please note this information is provided for those hired in Colorado and Washington only, and this role is open to candidates outside of Colorado and Washington with compensation that aligns with your location. For more information regarding our benefits, please visit https://www.firstinterstatebank.com/company/about/employee-benefits.php.


**If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.

Apply