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Home Based Bank Deposit Operations information

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$53

How much do home based bank deposit operations jobs pay per hour?

As of Jun 16, 2026, the average hourly pay for home based bank deposit operations in the United States is $26.24, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $30.29 per hour, depending on experience, location, and employer.

What is the difference between Home Based Bank Deposit Operations vs Home Based Bank Teller?

AspectHome Based Bank Deposit OperationsHome Based Bank Teller
Primary ResponsibilitiesProcessing deposits, verifying transactions, managing deposit recordsHandling customer transactions, cash handling, account inquiries
Required SkillsAttention to detail, data entry, banking software knowledgeCustomer service, cash handling, communication skills
Work EnvironmentHome-based, remote banking supportRemote or branch-based customer service
Common CertificationsBanking or finance certifications often preferredCustomer service or banking certifications

Home Based Bank Deposit Operations focuses on processing and verifying deposit transactions remotely, requiring attention to detail and banking software knowledge. In contrast, Home Based Bank Tellers handle customer interactions and cash transactions, emphasizing customer service skills. Both roles may be remote but differ in daily tasks and skill sets, with Deposit Operations more centered on transaction processing and Tellers on customer engagement.

More about Home Based Bank Deposit Operations jobs
What cities are hiring for Home Based Bank Deposit Operations jobs? Cities with the most Home Based Bank Deposit Operations job openings:
What are the most commonly searched types of Bank Deposit Operations jobs? The most popular types of Bank Deposit Operations jobs are:
What states have the most Home Based Bank Deposit Operations jobs? States with the most job openings for Home Based Bank Deposit Operations jobs include:
What job categories do people searching Home Based Bank Deposit Operations jobs look for? The top searched job categories for Home Based Bank Deposit Operations jobs are:
Home Based Bank Deposit Operations jobs near you
Infographic showing various Home Based Bank Deposit Operations job openings in the United States as of June 2026, with employment types broken down into 2% As Needed, 68% Full Time, 28% Part Time, and 2% Contract. Highlights an 87% Physical, 1% Hybrid, and 12% Remote job distribution, with an average salary of $54,588 per year, or $26.2 per hour.

Deposit Operations Specialist

Signal Financial Federal Credit Union

Kensington, MD • Hybrid

Full-time

Posted 20 hours ago

Job description

Position Description

The Deposit Operations Specialist is responsible for performing functions within the Deposit Operations area. Primary duties entail processing wires, ACH, In-clearing, Remote Deposit Capture (RDC), branch deposits using the Federal Reserve Bank's FedLine Advantage solution, and backup withholding reconciliation. This position requires great attention to detail, timeliness, accuracy, and collaboration with other departments within the Credit Union.

The position is located at Kensington, MD headquarters. The role is hybrid, in office Tuesdays, Wednesdays, and Thursdays.

Position Responsibilities

  • Perform all functions related to ACH transactions including daily balancing
  • Process incoming and outgoing wires
  • Perform all functions related to share draft processing including daily balancing
  • Prepare and remit remote deposits (RTP and RDC)
  • Process returned checks, cash letter adjustments and foreign deposit items
  • Process Check21 through Fiserv
  • Process check bank deposits for the Accounting and Collections departments
  • Process stop payments, reclamations, and other ACH adjustments
  • Process ATM reconciliation
  • Prepare and complete journal entries for daily activity
  • Prepare and submit the 945a Annual Record of Federal Tax Liability
  • Perform reconciliations of designated general ledger accounts
  • Provide department statistics for month-end reporting
  • Support teammates throughout the organization in addressing member inquiries as it relates to deposit operations
  • Work collaboratively to maintain efficient and effective procedures
  • Acquire thorough understanding and application of policies, procedures and regulations pertaining to Deposit Operations and electronic payment processes including wire, ACH and treasury management services
  • Assist with projects and assignments as directed by the Deposit Operations Supervisor and/or the Controller

Position Requirements

  • High school diploma or equivalent; college-level or technical accounting work desired
  • Two to five years of bank operations experience including deposit operations, wire transfers and ACH/share draft, prior credit union experience preferred
  • Knowledge of regulations such as Regulations E, D, J, UCC, CC, DD as well as ACH rules, check processing Rules, Wires, BSA and other pertinent compliance regulations
  • Proficiency in Microsoft Office
  • Strong attention to detail, ability to manage multiple tasks and to meet deadlines
  • Strong verbal and written communication skills
  • Attend job related webinars, seminars and workshops as required

The list of duties and responsibilities is not intended to be all-inclusive and may be expanded to include other duties or responsibilities that management may deem as necessary.

We are proud to be an Equal Employment Opportunity (EEO). Signal Financial Federal Credit Union does not discriminate against any applicant or employee based on race, color, religion, gender, gender identity or expression, sexual orientation, national origin, age, disability, genetic information, veteran status, or any other characteristic protected by federal, state, or local laws.

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