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Head Of Fraud Jobs (NOW HIRING)

About the Role We're looking for a Head of Risk to lead our Risk team, partnering with Product ... Own Step's fraud loss outcomes by partnering with Finance to balance revenue growth against risk ...

... fraud and provide a secure, easy-to-use platform for title companies, law firms, and other ... About the Role: We're looking for a strategic, people-first leader to join our team as a Head of ...

Head of Credit Level: Mid-Level / Senior Location: Addison, TX (5 days/week in-office) Please note ... You will be responsible for identifying fraud patterns, building detection strategies, and ...

Head of Compliance

$210K - $260K/yr

Partner cross-functionally to build and enhance fraud controls across Astra's payment flows ... The Head of Compliance will shape how Astra manages that complexity-strengthening our financial ...

The Opportunity FIS is seeking a Head of Financial Crimes Compliance to lead the enterprise financial crimes compliance function across anti-money laundering, fraud sanctions, export controls, anti ...

Head of Credit Products

Seattle, WA · On-site +1

$285K - $310K/yr

... fraud before it starts. The mission is big, the problems are complex, and the impact is felt by ... Socure is seeking a Head of Credit Products to define and lead a new line of business focused on ...

We are looking for a Head of Customer Support to join our team. You'll be responsible for building ... Oversee sensitive cases such as payments, fraud, and responsible gaming, ensuring compliance with ...

Head Of Customer Support We create mobile games that are fun, visually engaging, and built around ... Oversee sensitive cases such as payments, fraud, and responsible gaming, ensuring compliance with ...

Head Of Customer Support We create mobile games that are fun, visually engaging, and built around ... Oversee sensitive cases such as payments, fraud, and responsible gaming, ensuring compliance with ...

About the Role We're looking for a Head of Risk to lead our Risk team, partnering with Product ... Own Step's fraud loss outcomes by partnering with Finance to balance revenue growth against risk ...

We are looking for a Head of Customer Support to join our team. You'll be responsible for building ... Oversee sensitive cases such as payments, fraud, and responsible gaming, ensuring compliance with ...

Head Of Customer Support We create mobile games that are fun, visually engaging, and built around ... Oversee sensitive cases such as payments, fraud, and responsible gaming, ensuring compliance with ...

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Head Of Fraud information

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How much do head of fraud jobs pay per hour?

As of Sep 3, 2026, the average hourly pay for head of fraud in the United States is $28.85, according to ZipRecruiter salary data. Most workers in this role earn between $26.44 and $31.25 per hour, depending on experience, location, and employer.

What does a head of fraud do?

A Head of Fraud is responsible for developing and overseeing an organization’s fraud prevention and detection strategies. They lead teams that analyze transactions, investigate suspicious activities, and implement policies to minimize financial losses from fraud. This role involves staying updated on the latest fraud trends, ensuring compliance with regulations, and collaborating with other departments to protect the company and its customers. The Head of Fraud also uses data analytics and technology to identify risks and improve security measures.

What are the key skills and qualifications needed to thrive as a head of fraud, and why are they important?

To excel as a Head of Fraud, a deep understanding of fraud detection, risk management, and regulatory compliance is required, often backed by a degree in finance, criminology, or a related field. Familiarity with fraud management systems, data analytics tools, and relevant certifications like CFE (Certified Fraud Examiner) are highly valued. Strong leadership, strategic thinking, and excellent communication skills help in managing teams and influencing organizational policy. These skills are crucial for effectively minimizing fraud risk, ensuring regulatory compliance, and safeguarding organizational assets.

What are some common challenges faced by a head of fraud and how can they be addressed?

One of the main challenges for a Head of Fraud is staying ahead of rapidly evolving fraud schemes and ensuring the organization's detection methods remain effective. This often involves continuously evaluating current systems, adopting new technologies, and leading cross-functional teams to share intelligence and best practices. Additionally, balancing strong fraud controls with a seamless customer experience can be complex, requiring collaboration with product, customer support, and IT teams. Regular training, data analysis, and fostering a culture of vigilance are key strategies to address these challenges.

What is the difference between Head Of Fraud vs Fraud Manager?

AspectHead Of FraudFraud Manager
ResponsibilitiesOversees entire fraud prevention strategy, manages teams, develops policiesManages day-to-day fraud detection operations, investigates cases, implements controls
Required CredentialsOften requires senior-level experience, certifications like CFE or CPA, leadership skillsTypically requires experience in fraud detection, certifications like CFE, analytical skills
Work EnvironmentStrategic, leadership-focused, often in senior managementOperational, team-oriented, focused on daily fraud prevention tasks
Industry UsageCommon in financial services, e-commerce, bankingUsed across similar industries, more tactical role

The Head Of Fraud is a senior leadership role responsible for setting fraud prevention strategies and managing teams, while the Fraud Manager handles daily operations and investigations. Both roles require fraud-related certifications and experience, but the Head Of Fraud focuses on strategic oversight, whereas the Fraud Manager is more hands-on.

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Cities with the most Head Of Fraud job openings:

What are the most commonly searched types of Of Fraud jobs?

The most popular types of Of Fraud jobs are:

What states have the most Head Of Fraud jobs?

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What job categories do people searching Head Of Fraud jobs look for?

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Infographic showing various Head Of Fraud job openings in the United States as of August 2026, with employment types broken down into 80% Full Time, 17% Part Time, 1% Temporary, 1% Contract, and 1% Nights. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $59,999 per year, or $28.8 per hour.

$150K - $220K/yr

Full-time

Medical, Dental, Vision, Retirement

Re-posted 12 days ago


Key responsibilities

  • Build and lead the internal modeling team, including defining the team structure, hiring, and establishing standards and operating models.

  • Develop and oversee end-to-end credit and fraud models, including application scoring, behavioral models, risk-based pricing, and loss forecasting.

  • Implement real-time decisioning models for approval or decline at the point of sale, balancing multiple risk and customer experience factors.


Job description

About Us:
Our clients rely on us to help them serve their customers, grow, and build loyalty. Our values guide everything we do: we put merchants first, stay data driven, always know the why, learn relentlessly, and win together as a team. This clarity of purpose fuels our commitment to delivering exceptional customer experiences at speed and scale.
At ClarityPay, we're redefining the point of sale credit market to bring more value to merchants. Based in NYC and Atlanta, our fast growing fintech empowers large merchants with configurable "Pay Over Time" tools-including monthly installments, BNPL, and revolving products. We solve complex credit challenges with speed, precision, and intelligence-combining deep expertise with advanced technology to deliver better outcomes, every time.

We are now hiring our first Head of Modeling to own and elevate the decision science that sits at the core of the business.
Why this role
This is a rare opportunity to stand up a decision-science function from the ground up at a company that already has real volume, real data, and real momentum. You'll set the technical vision, hire and grow the team, put in place the standards, infrastructure, and governance that everything downstream will depend on. This is a leadership role that demands deep technical credibility.
What you'll own
  • Build and lead the internal modeling team - define the team structure and operating model, hire your first internal modelers, and grow a high-caliber decision-science organization. This is your primary mandate.
  • End-to-end modeling across the credit and fraud lifecycle - application/underwriting scoring, behavioral and account-management models, line and limit assignment, risk-based pricing, loss forecasting, and collections/recovery optimization.
  • Real-time decisioning at the point of sale - models and decision strategies that approve or decline in milliseconds, balancing approval rates, loss, fraud, and customer experience.
  • Fraud and identity risk - first-party, third-party, synthetic identity, and account-takeover risk, in close partnership with the fraud and operations teams.
  • Merchant- and channel-level risk - modeling and monitoring risk that originates from the merchant side of the POS relationship.
  • Model governance and risk management - documentation, independent-style validation practices, ongoing monitoring (PSI/CSI, stability, calibration), and a framework aligned to model-risk-management expectations (e.g., SR 11-7).
  • Fair lending and regulatory rigor - disparate-impact and fair-lending testing, adverse-action reason codes and explainability, and partnership with Legal/Compliance on ECOA/Reg B and related obligations.
  • Data and infrastructure for modeling - partnering with Engineering and Data to build feature pipelines, deployment paths, and monitoring so models ship reliably and are maintainable over time.
What you'll build
Beyond individual models, you'll establish the foundation: a talented internal team and operating model, shared standards for model development and documentation, reproducible pipelines, a validation and monitoring discipline, and a governance posture that holds up to investors, funding partners, auditors, and regulators.
What we're looking for
Required
  • Substantial experience (typically 8+ years) building credit risk and/or decision-science models in lending, fintech, or banking, with meaningful time in consumer credit.
  • A strong hands-on modeling background across both traditional techniques (logistic regression, scorecards) and modern ML (gradient-boosted trees such as XGBoost/LightGBM/GNN), with the judgment to know when each is appropriate and to hold a team to a high bar.
  • Strong Python and SQL, and fluency with the modern modeling and data stack.
  • Experience with model governance, validation, and monitoring, and an instinct for documentation and reproducibility.
  • Familiarity with the fair-lending and regulatory landscape for consumer lending (ECOA/Reg B, adverse action, model explainability, disparate-impact considerations).
  • A track record of building and scaling a modeling or analytics team - hiring strong modelers, developing people, and setting technical standards and culture.
  • The technical depth to set direction and evaluate others' work - credible enough to assess inherited models, make build-vs-retain decisions, and dive into the details when it matters.
  • Ability to communicate complex modeling concepts clearly to executives, the board, and non-technical partners.

Preferred
  • Direct experience in POS lending, BNPL, installment, or unsecured consumer credit.
  • Fraud modeling experience (first-party, third-party, synthetic identity).
  • MLOps / production deployment experience - feature stores, model serving, monitoring at scale.
  • Exposure to capital markets or funding partners, where loss models inform facility terms and reserves.
  • Advanced degree in a quantitative field (statistics, economics, math, computer science, or similar).
Who you are
We've described the technical bar above - but at our stage, how you operate matters just as much.
  • You thrive in a fast-paced, dynamic startup. Ambiguity, shifting priorities, and limited resources energize rather than paralyze you. You're comfortable making good decisions with incomplete information and revisiting them as you learn.
  • You're composed under pressure. When loss trends move, a model misbehaves, or a deadline compresses, you triage calmly, prioritize ruthlessly, and keep the team steady.
  • You build through a team, but stay close to the work. You lead by hiring well, setting standards, and developing people - and you stay technically engaged enough to earn the team's respect, pressure-test their work, and step in when the stakes demand it.
  • You build for the long run. You balance speed-to-market with the rigor, governance, and reproducibility that make a decision-science function durable - resisting shortcuts that create fragility later.

What we offer
  • Competitive fixed and variable compensation package.
  • Comprehensive benefits (medical, dental, vision).
  • Collaborative office culture with a strong focus on clients and their customers.
  • Opportunities to grow, lead, and shape the future of consumer finance.
  • 401k program.

Role Details
  • Preference for Atlanta or New York City,
  • The chance to build and lead ClarityPay's decision-science function from the ground up.
  • Direct impact on the core economics and trajectory of a rapidly scaling business.
  • Preference for Atlanta or New York City, but remote locations will be considered.
  • This role will report to the Chief Risk Officer

Ready to redefine point-of-sale financing with us? Apply today and join a passionate team committed to making financial clarity a reality.
Salary Range: $150,000 to $200,000, commensurate with experience and qualifications.
ClarityPay is an equal opportunity employer. We do not discriminate based on race, ethnicity, color, ancestry, national origin, religion, sex, sexual orientation, age, disability, veteran status, marital status, or any other legally protected status.