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Freelance Fintech Software Engineer Jobs in Texas

Apex Fintech Solutions LLC

Solutions Engineer

Austin, TX · On-site

$89.09 - $111.36/hr

Our robust suite of fintech software enables us to support clients such as Stash, Betterment, SoFi ... Monitoring and DevOps: Knowledge of monitoring tools and DevOps practices. Knowledge, Skills, and ...

Hammer Media

Senior Software Engineer

Austin, TX · On-site

$121K - $160K/yr

By bridging the gap between entertainment and FinTech, we provide personalized resources that ... Strong understanding of software engineering principles including testing, code quality, and ...

Apex Fintech Solutions

IAM Systems Engineer

Austin, TX · On-site

Our robust suite of fintech software enables us to support clients such as Stash, Betterment, SoFi ... As a IAM System Engineer II you'll be charged with improving and maintaining Apex's suite of ...

Apex Fintech Solutions

Senior Program Manager

Austin, TX

$115K - $115K/yr

Our robust suite of fintech software enables us to support clients such as Stash, Betterment, SoFi ... Bachelor's degree in Business Administration, Software Engineering, Project Management, or a ...

Episode Six

Senior Software Engineer

Austin, TX · On-site

$163K - $190K/yr

We're 100% cloud-native, hyper-configurable, and a "Top 10 Place to Work in Fintech." And we're ... Senior Software Engineer Company: Episode Six North America Corporation Job site address: 201 West ...

Hired Recruiters

Senior Software Engineer

Austin, TX · On-site +1

$121K - $160K/yr

Experience with fintech, data engineering, accounting systems, machine learning and/or 2-sided ... Familiarize yourself with financial software landscape and build customer empathy. * Write and ...

Apex Fintech Solutions

IAM Systems Engineer

Austin, TX · Hybrid

Our robust suite of fintech software enables us to support clients such as Stash, Betterment, SoFi ... As a IAM System Engineer II you'll be charged with improving and maintaining Apex's suite of ...

Mondo

Lead Software Engineer

Fort Worth, TX · On-site

$65 - $73/hr

Lead Software Engineer Location-Type : Hybrid 3 days onsite Start Date Is: June 22 Duration: 6 ... Financial services or fintech industry experience * Experience within enterprise SaaS or customer ...

Q2 Software, Inc.

Manager Software Engineer

Austin, TX · On-site

You'll lead a team building products that engineers rely on every day while helping define how software delivery evolves across one of the industry's leading fintech platforms. A Typical Day: * Lead ...

Mondo

Lead Software Engineer

Irving, TX · On-site

$65 - $73/hr

Lead Software Engineer Location-Type: Irving, TX- Hybrid 3 days onsite Start Date Is: June 22 ... Financial services or fintech industry experience * Experience within enterprise SaaS or customer ...

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All JobsFintech Software Engineer JobsFreelance Fintech Software Engineer JobsFreelance Fintech Software Engineer Jobs in Texas

Freelance Fintech Software Engineer information

What is a freelance fintech software engineer?

Freelance Fintech Software Engineers are independent professionals who specialize in developing, maintaining, and improving software solutions for the financial technology (fintech) industry. They work on a contract or project basis with clients such as banks, startups, or payment companies, building secure, scalable applications like payment gateways, trading platforms, or digital wallets. Their responsibilities often include coding, testing, integrating APIs, and ensuring compliance with financial regulations. Freelance fintech engineers must stay updated with industry trends, security practices, and evolving technologies to meet the unique needs of financial clients.

How do freelance fintech software engineers typically collaborate with clients and cross-functional teams?

Freelance Fintech Software Engineers often work remotely, but strong collaboration is still essential. They usually communicate with clients, product managers, and designers through regular video meetings, project management tools, and messaging platforms to clarify requirements and provide updates. It’s common to participate in code reviews, agile sprints, and documentation processes to ensure seamless integration with existing systems and compliance with financial regulations. Clear communication and proactive feedback help maintain trust and deliver high-quality solutions, even when working independently.

What are the key skills and qualifications needed to thrive as a freelance fintech software engineer, and why are they important?

A Freelance Fintech Software Engineer must have strong programming skills (such as Python, Java, or C#), a solid understanding of financial systems, and experience with secure software development, typically supported by a degree in computer science or a related field. Familiarity with fintech-specific tools and frameworks (like blockchain platforms, payment APIs, or cloud platforms such as AWS), as well as relevant certifications (e.g., AWS Certified Developer or Certified FinTech Professional), is often required. Outstanding problem-solving abilities, communication skills, and the ability to manage projects independently set top freelancers apart. These competencies are crucial for delivering robust, secure, and innovative solutions in the rapidly evolving fintech sector.

What is the difference between Freelance Fintech Software Engineer vs Fintech Software Developer?

AspectFreelance Fintech Software EngineerFintech Software Developer
CredentialsTypically requires relevant coding skills, experience, and sometimes certifications in finance or software developmentUsually holds a degree in computer science, software engineering, or related fields; certifications are common but not mandatory
Work EnvironmentIndependent, project-based, often remote or freelance contractsEmployed by a company or fintech firm, working in office or remote teams
Employer & Industry UsageServes multiple clients across fintech projects, flexible engagementsWorks within a fintech company or startup, focused on product development

While both roles involve software development in fintech, a Freelance Fintech Software Engineer works independently on various projects, whereas a Fintech Software Developer is typically employed by a company to develop specific products or services.

How to get into fintech as a freelance fintech software engineer?

To become a freelance fintech software engineer, develop strong programming skills in languages like Python, Java, or C++, and gain experience with financial APIs, blockchain, or payment systems. Building a portfolio of relevant projects and obtaining certifications such as CFA or financial technology courses can enhance credibility. Networking through industry events and online platforms like LinkedIn or freelance marketplaces helps secure clients and projects.

What are the most commonly searched types of Fintech Software Engineer jobs in Texas?

The most popular types of Fintech Software Engineer jobs in Texas are:

What are popular job titles related to Freelance Fintech Software Engineer jobs in Texas?

For Freelance Fintech Software Engineer jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Freelance Fintech Software Engineer jobs in Texas look for?

The top searched job categories for Freelance Fintech Software Engineer jobs in Texas are:

What cities in Texas are hiring for Freelance Fintech Software Engineer jobs?

Cities in Texas with the most Freelance Fintech Software Engineer job openings:

Freelance Fintech Software Engineer jobs near you

Senior AWS Cloud Engineer- VDI Platform

Apex Fintech Solutions

Austin, TX • On-site

$103K - $142K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 24 days ago

Job description

WHO WE ARE
Apex Fintech Solutions (Apex) powers innovation and the future of digital wealth management by building tech-forward solutions that help simplify, automate, and facilitate access to financial markets for all. Our robust suite of fintech software enables us to support clients such as Stash, Betterment, SoFi, Webull, and eToro, amongst many others; collectively, Apex powers access to the stock market for over 22+ million end customers.
At Apex, we are changing how the securities industry operates by reinventing the status quo, which was manual, slow, and accessible only by the ultra-wealthy. We're digitizing and democratizing systems so that everyone has an opportunity to invest.
When you're at Apex, you drive this change. You're part of a global team with a clear vision: to be the trusted technology that powers the digital economy. Our offices in Austin, Dallas, Chicago, New York, Portland, Belfast, and Manila are home to over 1,000 employees.
Together, we're shaping the future of financial innovation. Embrace change. Solve big. Win together. And be G.R.E.A.T. - grit, results, empathy, accountability, and teamwork - with Apex.
We're proud to be recognized for the innovative work we do, the purpose-driven nature of our work, and the collaborative culture we've created. Here are just a few of the many awards we've recently received:
Best Places to Work
2026, 2025, 2024, 2023 - Presented by BuiltIn
WealthTech of the Year
2025 - Presented by US FinTech Awards
The World's Top 250 Fintech Companies
2024 - Presented by CNBC
ABOUT THIS ROLE
About the Role
APEX Fintech's AWS WorkSpaces platform is a production-grade, multi-region AWS serverless system that automates the full lifecycle of Amazon WorkSpaces virtual desktops for a multi-tenant VDI program spanning hundreds of active desktops. We're hiring a Senior AWS Cloud Engineer who will take full ownership of the platform's architecture - designing, building, and automating the systems that keep it running - while serving as the go-to expert for day-to-day production incidents. You'll bring a security- and compliance-first mindset to every decision, ensuring the platform holds up to the standards our regulated fintech environment demands.
Duties/Responsibilities
  • Own the architecture, code quality, and evolution of the platform - driving decisions on new capabilities, DR testing, scaling, and Terraform IaC.

  • Serve as the primary escalation point for engineering questions related to the system.

  • Diagnose and resolve production incidents quickly, tracing failures end-to-end across Lambda, SQS, DynamoDB, SNS, and CloudWatch Logs.

  • Support day-to-day VDI operations: image builds, bundle management, directory configuration, client connectivity, and user-facing troubleshooting.

  • Bridge the gap between infrastructure automation and end-user desktop experience.

  • Mentor junior engineers on AWS serverless architecture, operational best practices, and production troubleshooting.

  • Own the deployment and integration of Datadog monitoring for the AWS VDI stack, including metrics, logs, traces, dashboards, SLOs, and alerting.

Education and Experience
  • At least 5 years of hands-on AWS experience, including 3+ years with serverless or event-driven architecture in production.

  • 2+ years of experience with Amazon WorkSpaces in a production environment.

  • Multi-region AWS deployment experience; CCR or active-active DR experience is a strong plus.

  • Must have written, deployed, and debugged Python Lambda functions in production.

  • 2+ years of work experience with Terraform to manage real production AWS infrastructure, including remote state.

  • Must demonstrate working experience with WorkSpaces lifecycle management, including create, update, delete, and rebuild operations.

  • Expertise with Python 3.14 Lambda development - handlers, environment variables, error handling.

  • Experience with Lambda concurrency, timeouts, retries, and DLQ behavior.

  • Ability to create, update, and troubleshoot AWS Step Functions, including STANDARD workflows, states, Wait, Choice, and Task.

  • API Gateway - EDGE endpoints, SQS service integration, API key authentication.

  • Experience with DynamoDB single-table design, including partition keys, sort keys, GSIs, and related access patterns.

  • Must demonstrate expertise with SNS, including topic subscriptions, message filtering, and error notification patterns.

  • Experience working with Terraform in multi-region deployments and provider configuration.

  • Configuration management using Ansible, including playbooks, roles, inventory management, idempotent task design, and Ansible Vault.

  • Hands-on experience with observability and resilience tooling (CloudWatch Logs Insights/metrics/alarms, Route53 health checks/failover routing) as well as Datadog for serverless observability.

  • AWS KMS Multi-Region Keys, including replication, key policy, and encryption context.

  • AWS IAM administration - users, groups, roles, permission boundaries, and cross-account role assumption.

Ways to Stand Out
  • VPC design for WorkSpaces (subnets, route tables, NAT Gateway, Transit Gateway, security groups)

  • Custom domain management (Route53, ACM certificates, API Gateway custom domains)

  • Cost optimization for WorkSpaces.

  • Infrastructure security scanning (Checkov, tfsec)

  • Knowledge of security frameworks and controls, including CIS benchmarks, NIST, device compliance, and conditional access.

  • Experience supporting regulated environments, such as FINRA, SEC, FedRAMP, NIST, or SOC environments.

  • Strong communication skills, with the ability to explain technical decisions to both engineering peers and non-technical stakeholders.

Other Preferred Qualifications
  • AWS Solutions Architect - Professional

  • AWS DevOps Engineer - Professional

  • AWS SysOps Administrator - Associate

  • Cross-Region Replication (CCR) design patterns / multi-region DR architecture

  • Experience with ITIL practices, service management tooling, and building actionable SLOs and SLIs.

  • Familiarity with compliance and regulatory requirements in financial services.

  • Experience with DLP (Data Loss Prevention) and endpoint security in regulated environments.

Work Environment
  • This job operates in a hybrid office environment three days per week.

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.
Our Rewards
We offer a robust package of employee perks and benefits, including healthcare benefits (medical, dental and vision, EAP), competitive PTO, 401k match, parental leave, and HSA contribution match. We also provide our employees with a paid subscription to the Calm app and offer generous external learning and tuition reimbursement benefits. At AFS, we offer a hybrid work schedule for most roles that allows employees to have the flexibility of working from home and one of our primary offices.
EEO Statement
Apex Fintech Solutions is an equal opportunity employer that does not discriminate on the basis of race, color, religion, sex (including pregnancy, sexual orientation, and gender identity), national origin, age, disability, veteran status, marital status, or any other protected characteristic. Our hiring practices ensure that all qualified applicants receive fair consideration without regard to these characteristics.
Disability Statement
Apex Fintech Solutions is committed to creating an inclusive and accessible workplace for all candidates, including those with disabilities. We are dedicated to ensuring equal employment opportunities and providing reasonable accommodations to qualified individuals with disabilities. If you require reasonable accommodations to participate in the application or interview process, please submit your request via the Candidate Accommodation Requests Form. We will work with you to provide the necessary accommodations to ensure your full participation in our hiring process.

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