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Contract Fintech Software Engineer Jobs in Texas

Career Renew

Software Engineer - Fintech

Austin, TX · Hybrid

$140K - $180K/yr

Career Renew is recruiting for one of its clients a Software Engineer - Fintech - this is a hybrid role in Austin TX. Salary range: 140-180K USD base plus benefits plus equity. We are looking for a ...

Apex Fintech Solutions

Sr Systems Engineer

Dallas, TX · Hybrid

$103K - $141K/yr

Our robust suite of fintech software enables us to support clients such as Stash, Betterment, SoFi ... Operate and continuously improve Linux systems engineering and administration. * Deployment and ...

Apex Fintech Solutions

Sr Systems Engineer

Austin, TX · Hybrid

$103K - $141K/yr

Our robust suite of fintech software enables us to support clients such as Stash, Betterment, SoFi ... Operate and continuously improve Linux systems engineering and administration. * Deployment and ...

Mondo

Lead Software Engineer

Irving, TX · On-site

$65 - $73/hr

June 22 Duration: 6 month contract to hire Compensation Range: $65-73/HR Benefits: Eligible for ... Financial services or fintech industry experience * Experience within enterprise SaaS or customer ...

Mondo

Lead Software Engineer

Fort Worth, TX · On-site

$65 - $73/hr

June 22 Duration: 6 month contract to hire Compensation Range: $65-73/HR W2 Benefits: Eligible for ... Financial services or fintech industry experience * Experience within enterprise SaaS or customer ...

Apex Fintech Solutions

Sales Engineer

Austin, TX · Hybrid

Our robust suite of fintech software enables us to support clients such as Stash, Betterment, SoFi ... The ideal candidate will bridge the gap between sales and engineering, supporting sales teams with ...

Q2 Software, Inc.

Software Engineer

Austin, TX · On-site

... fintech partners, and marketing platforms. The team is intentionally multi-disciplinary and owns ... The Role Q2 is seeking a Software Engineer to join the Targeted Experiences team and contribute to ...

Apex Fintech Solutions

Sr Sales Engineer

Austin, TX

Our robust suite of fintech software enables us to support clients such as Stash, Betterment, SoFi ... The ideal candidate will bridge the gap between sales and engineering, serving as a technical ...

Apex Fintech Solutions

Sr Sales Engineer

Austin, TX · On-site

Our robust suite of fintech software enables us to support clients such as Stash, Betterment, SoFi ... The ideal candidate will bridge the gap between sales and engineering, serving as a technical ...

Hammer Media

Senior Software Engineer

Austin, TX · On-site

$121K - $160K/yr

By bridging the gap between entertainment and FinTech, we provide personalized resources that ... Strong understanding of software engineering principles including testing, code quality, and ...

Hammer Media

Senior Software Engineer

Austin, TX · On-site

$121K - $160K/yr

By bridging the gap between entertainment and FinTech, we provide personalized resources that ... Strong understanding of software engineering principles including testing, code quality, and ...

Hammer Media Ltd

Senior Software Engineer

Austin, TX

$121K - $160K/yr

By bridging the gap between entertainment and FinTech, we provide personalized resources that ... Strong understanding of software engineering principles including testing, code quality, and ...

Hammer Media

Senior Software Engineer

Austin, TX

$121K - $160K/yr

By bridging the gap between entertainment and FinTech, we provide personalized resources that ... Strong understanding of software engineering principles including testing, code quality, and ...

Episode Six

Senior Software Engineer

Austin, TX

$163K - $190K/yr

We're 100% cloud-native, hyper-configurable, and a "Top 10 Place to Work in Fintech." And we're ... Senior Software Engineer Company: Episode Six North America Corporation Job site address: 201 West ...

Apex Fintech Solutions

Sr IAM Engineer - Okta

Austin, TX · Hybrid

$103K - $142K/yr

Our robust suite of fintech software enables us to support clients such as Stash, Betterment, SoFi ... As a Senior Identity Access Management Engineer you'll be charged with improving and maintaining ...

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All JobsContract Fintech Software Engineer JobsContract Fintech Software Engineer Jobs in Texas

Contract Fintech Software Engineer information

What engineers make $300,000 a year?

Senior fintech software engineers, especially those with expertise in blockchain, cybersecurity, or high-frequency trading, can earn $300,000 or more annually. Achieving this level typically requires extensive experience, advanced skills in programming languages like C++ or Python, and often working in high-demand environments or leadership roles.

What is the difference between Contract Fintech Software Engineer vs Contract Software Developer?

AspectContract Fintech Software EngineerContract Software Developer
CredentialsRelevant coding skills, industry certifications (e.g., Fintech-specific), experience in finance techGeneral coding skills, various certifications depending on specialization
Work EnvironmentFinancial institutions, fintech startups, banking platformsVarious industries including tech firms, startups, corporate IT
Employer & Industry UsagePrimarily finance and fintech sectorsBroad, across multiple industries
Search & Comparison IntentFocus on finance-specific roles, fintech projectsGeneral software development roles

The Contract Fintech Software Engineer specializes in developing financial technology solutions within finance-focused environments, requiring industry-specific knowledge. In contrast, a Contract Software Developer has a broader scope, working across various industries without necessarily focusing on finance. The key differences lie in industry expertise and project focus, making the fintech engineer role more niche-specific.

How much does a software engineer at fintech make?

A fintech software engineer typically earns between $80,000 and $150,000 annually, depending on experience, location, and skill set. Senior roles or specialized skills like blockchain or cybersecurity can command higher salaries, especially in competitive markets.

Can I make 200k a year as a software engineer?

Contract fintech software engineers with specialized skills, such as expertise in blockchain, cloud computing, or high-demand programming languages, can potentially earn $200,000 or more annually, especially with extensive experience and a strong portfolio. Compensation varies based on location, company size, and project complexity, and freelance or consulting roles may also offer higher earning potential. However, reaching this level typically requires advanced skills, certifications, and a proven track record of delivering high-value solutions.

What engineer makes $500,000 a year?

A senior or lead software engineer in high-demand industries such as finance, technology, or fintech can earn $500,000 or more annually, especially with extensive experience, specialized skills, and stock options or bonuses. Roles involving advanced technical expertise, leadership, and strategic responsibilities are more likely to reach this compensation level.

What are some common challenges faced by contract fintech software engineers when joining new projects?

As a contract fintech software engineer, one of the primary challenges is quickly adapting to unfamiliar codebases and domain-specific regulations, such as PCI DSS or AML requirements. You’ll often need to ramp up rapidly on proprietary systems and integrate with existing teams, all while meeting tight deadlines. Strong communication skills are essential, as you'll frequently collaborate with both in-house developers and non-technical stakeholders to ensure compliance and deliver robust solutions. Staying updated on evolving financial regulations and fintech technologies is also crucial for success in these dynamic environments.

What is a Contract Fintech Software Engineer?

A Contract Fintech Software Engineer is a technology professional who is hired on a temporary or project basis to develop, maintain, or enhance software solutions in the financial technology (fintech) sector. These engineers work with banks, startups, or financial institutions to build secure, scalable, and compliant applications such as payment systems, trading platforms, or digital wallets. They often possess strong skills in programming languages relevant to fintech, as well as knowledge of financial regulations and security best practices. Contract roles offer flexibility for both the engineer and the hiring company, typically focusing on short-term or specialized projects.

What are the key skills and qualifications needed to thrive as a Contract Fintech Software Engineer, and why are they important?

To thrive as a Contract Fintech Software Engineer, you need strong programming skills (often in Python, Java, or C#), a solid understanding of financial systems, and relevant software engineering experience. Familiarity with fintech platforms, cloud services (like AWS or Azure), APIs, and knowledge of security standards or certifications such as AWS Certified Developer or Certified Information Systems Security Professional (CISSP) are often required. Outstanding problem-solving, adaptability, and clear communication skills help you excel in dynamic, fast-paced contract environments. These competencies ensure you can quickly deliver secure, scalable solutions that meet the unique regulatory and technical demands of the fintech industry.
What are the most commonly searched types of Fintech Software Engineer jobs in Texas? The most popular types of Fintech Software Engineer jobs in Texas are:
What are popular job titles related to Contract Fintech Software Engineer jobs in Texas? For Contract Fintech Software Engineer jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Contract Fintech Software Engineer jobs in Texas look for? The top searched job categories for Contract Fintech Software Engineer jobs in Texas are:
What cities in Texas are hiring for Contract Fintech Software Engineer jobs? Cities in Texas with the most Contract Fintech Software Engineer job openings:
Contract Fintech Software Engineer jobs near you
Infographic showing various Contract Fintech Software Engineer job openings in Texas as of July 2026, with employment types broken down into 63% Full Time, 20% Part Time, 1% Temporary, and 16% Contract. Highlights an 78% Physical, 3% Hybrid, and 19% Remote job distribution.

Software Engineer - Fintech

Career Renew

Austin, TX • Hybrid

$140K - $180K/yr

Full-time

Posted 5 days ago

Job description

Career Renew is recruiting for one of its clients a Software Engineer - Fintech - this is a hybrid role in Austin TX. Salary range: 140-180K USD base plus benefits plus equity.

We are looking for a Backend Software Engineer to join a fast-growing, AI-first fintech platform and help accelerate engineering execution. You'll be someone who thinks like an architect – designing scalable microservices, writing efficient SQL, and leveraging AI coding tools to ship production-grade code quickly. This is a high-impact role where every feature you build directly drives revenue in a highly regulated environment. You'll work closely with product owners to translate business requirements into engineering solutions, owning services end-to-end in a team of ~12 engineers.

What you will be doing

  • Designing and building scalable backend microservices – primarily in Go – that power a platform processing millions of daily communications and managing over $1B in debt

  • Writing and optimizing complex SQL queries, designing database schemas, and ensuring data integrity in a compliance-critical environment

  • Using AI coding tools (Cursor, Copilot, Claude) daily to generate, validate, and ship production-grade code – setting architectural context so AI outputs meet quality standards

  • Collaborating with product owners to identify gaps in requirements, flush out edge cases, and turn business needs into clear engineering specs

  • Building AI-enabled features and agent workflows (MCP servers, LLM integrations, RAG patterns) to augment platform capabilities

Tech stack
Go (Golang), SQL, PostgreSQL, AWS (EC2, S3, RDS, IAM, CloudWatch), Linux, Kafka, Elasticsearch, Docker, Kubernetes, Terraform, Git, Python
Requirements:
4+ years of experience in backend software engineering (Mandatory)
Built microservices end-to-end that read/write to databases at scale for systems handling high volume (e.g., millions of transactions/messages daily) (Mandatory)
Combined experience at both a large company and a startup (Nice-to have)
Experience in regulated industry (fintech/payments, healthcare) (Nice-to-have)
Degree in CS or related field (Nice-to-have)
Strong SQL skills: schema design, indexes, query optimization (Mandatory)
Proficient using AI coding tools (Cursor, Copilot, etc.) daily (Mandatory)
Experience with AI/LLM integration or MCP/agent development (Nice-to-have)
Can translate product requirements into engineering specs independently (Mandatory)
Why you should join us

• We build an AI-powered receivables platform that sends 3M+ texts daily and drives consumers to a self-serve payment portal — helping debt collection agencies go fully digital.

• Series A with $24M raised and 35x revenue growth last year. 22-person team growing 15% month over month with $1B+ in debt on the platform. This is a rocketship.

• You'll own scalable backend services in Go and build AI-enabled features that directly drive revenue in a high-volume regulated environment processing billions of transactions.