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First Payment Merchant Services Jobs (NOW HIRING)

Remain knowledgeable and up to date on merchant services, bankcard products, payment acceptance solutions, e-commerce, industry changes, and the overall business environment. * Uphold Nicolet ...

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First Payment Merchant Services information

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How much do first payment merchant services jobs pay per hour?

As of Aug 11, 2026, the average hourly pay for first payment merchant services in the United States is $21.51, according to ZipRecruiter salary data. Most workers in this role earn between $17.31 and $24.04 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Payment Merchant Services specialist?

To thrive as a Payment Merchant Services Specialist, you need expertise in payment processing, merchant account management, and a strong understanding of financial regulations, often supported by a background in finance or business. Familiarity with payment gateways, POS systems, and compliance standards like PCI DSS is typically required. Excellent interpersonal skills, problem-solving abilities, and attention to detail help build client relationships and resolve issues efficiently. These skills ensure secure, seamless payment operations and high customer satisfaction in a competitive financial services environment.

What is the difference between First Payment Merchant Services vs Payment Processing Specialist?

AspectFirst Payment Merchant ServicesPayment Processing Specialist
CredentialsBasic sales and merchant account knowledge, sometimes certificationsRelevant certifications like PCI DSS, payment processing training
Work EnvironmentSales, customer support, and account management in financial servicesTechnical support, troubleshooting, and client onboarding in payment processing
Employer & IndustryFinancial services, merchant services providersPayment processing companies, financial institutions

First Payment Merchant Services primarily focuses on sales and account management within merchant services, while Payment Processing Specialists handle technical support and processing operations. Both roles require knowledge of payment systems but differ in responsibilities and skill sets.

What is First Payment Merchant Services?

First Payment Merchant Services are companies or providers that enable businesses to accept and process payments from customers, typically through credit and debit card transactions. They offer a range of payment solutions, including point-of-sale (POS) systems, online payment gateways, and mobile payment options. These services help businesses manage transactions securely and efficiently, ensuring funds are transferred from the customer's account to the merchant's account. Merchant service providers also offer support with fraud prevention, payment processing, and compliance with financial regulations.

What are some common challenges faced by professionals working at First Payment Merchant Services, and how can they be overcome?

Professionals at First Payment Merchant Services often face challenges such as keeping up with rapid changes in payment technology, handling diverse client needs, and navigating regulatory requirements. Overcoming these challenges typically involves ongoing training, effective communication within cross-functional teams, and staying updated on industry trends. Building strong relationships with clients and collaborating closely with technical and compliance teams can also help address issues proactively and deliver optimal service.
More about First Payment Merchant Services jobs
Infographic showing various First Payment Merchant Services job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 16% Part Time, 1% Temporary, and 4% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $44,733 per year, or $21.5 per hour.

Merchant Services Associate

Nicolet National Bank

Freedom, WI • On-site

Other

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 11 days ago


Nicolet National Bank rating

8.1

Company rating: 8.1 out of 10

Based on 12 frontline employees who took The Breakroom Quiz

66th of 171 rated banks


Job description

Merchant Services Associate

At Nicolet National Bank, our culture is based on the principles of community banking, putting the needs of our customers at the forefront of our decision-making. Our Core Values drive everything we do, and we are committed to serving our customers with excellence. We believe that every job in our organization is critical to our success, and we are dedicated to creating a work environment where our employees feel valued, respected, and supported. With locations in Wisconsin, Michigan, Minnesota, Iowa, and Florida we are proud to service our local communities and make a positive impact on the lives of our customers. At Nicolet National Bank, we believe that our people are our most valuable asset, and we are committed to investing in their growth and development.

The Merchant Services Associate is responsible for supporting the delivery, onboarding, service, and growth of merchant services. The role partners with Treasury Management, Commercial Banking, and Retail Banking team members to support client needs, assist with prospecting and relationship development activities, coordinate implementation, and provide a high level of client service. The Merchant Services Associate helps support growth of the Bank's merchant card services portfolio while developing the consultative, sales, product, and relationship management skills needed to progress into a Merchant Services Consultant role.

As a Merchant Services Associate, you will:

  • Partner with Treasury Management, Commercial Banking, and Retail Banking team members to identify merchant services opportunities.
  • Lead client meetings, discovery conversations, needs assessments, relationship calls, follow-up activities, and service discussions to help recommend appropriate card processing, payment acceptance, and point-of-sale solutions to support merchant services growth, retention, and a strong client experience.
  • Support growth of the Bank's merchant services portfolio by prospecting, client follow-up, banker referrals, and relationship development activities.
  • Partner with the Merchant Services Admin to prepare pricing, proposals, applications, and sales presentation materials.
  • Partner with the Merchant Services Admin to coordinate onboarding, installation, training, and implementation activities for credit/debit card processing, terminals, point-of-sale equipment, and related merchant solutions.
  • Provide responsive customer service by resolving merchant service issues in partnership with the Merchant Services Admin, vendors, or internal partners, and ensuring timely follow-up through resolution.
  • Support portfolio maintenance, merchant retention activities, and relationship support in partnership with the Merchant Services Admin to strengthen the client experience and deepen existing relationships.
  • Remain knowledgeable and up to date on merchant services, bankcard products, payment acceptance solutions, e-commerce, industry changes, and the overall business environment.
  • Uphold Nicolet's philosophy and policies by maintaining appropriate controls to ensure full compliance with applicable laws and regulations, thereby fulfilling legal responsibilities and enhancing the quality of services provided by Nicolet.
  • Understand and communicate the value of diversity within the workplace and to work successfully with others without regard to age, gender, race, sexual orientation, ethnicity, culture, religion, disability status, socioeconomic status or other non-job-related classification, including a commitment to Nicolet's policies on equal employment opportunities and non-discrimination with a willingness to pursue efforts of inclusion and respect toward different perspectives.
  • Performs all other duties as assigned.

Qualifications:

  • Associate's or bachelor's degree in Business Administration, Finance, or related field preferred; or related work experience.
  • Prior experience in customer service, retail banking, commercial banking, treasury management, operations, credit, collections, or merchant services preferred.
  • Prior sales experience in merchant services, financial services, or business-to-business client support preferred.
  • Knowledge of bankcard principles, terminals, Visa/Mastercard products and services, point-of-sale solutions, or payment processing preferred.
  • Working knowledge of Microsoft Office, including Excel, Word, Outlook, and PowerPoint.
  • Ability to maintain strict confidentiality.
  • Strong organization, attention to detail, and follow-through.
  • Good verbal and written communication skills, with the ability to interact professionally with clients, bankers, vendors, and internal partners.
  • Interpersonal and relationship-building skills with a client service mindset.
  • Ability to work independently with appropriate guidance while managing multiple priorities and meeting deadlines.
  • Collaborative team player with the ability to partner across Treasury Management, Commercial Banking, Retail Banking, branch teams, vendors, and operations partners.
  • Ability to listen, identify client needs, understand the merchant services and Treasury Management structure of commercial and retail clients, and support consultative recommendations for payment acceptance solutions.
  • Basic knowledge of retail banking, commercial banking, treasury management, payment processing, or merchant services products preferred.
  • Motivated to learn, grow, and develop toward expanded merchant services sales and consulting responsibilities.

Benefits:

  • Medical, Dental, Vision, & Life Insurance
  • 401(k) with a company match
  • PTO & 11 1/2 Paid Holidays

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